Top 50 Credit analyst Jobs in Riverside Ca

Commercial Real Estate Credit Underwriter
Community Commerce Bank —Claremont, CA
- $80,000 - $125,000 a year
- Full-time
- Microsoft Outlook
- Office
- Finance
- Health insurance
- Dental insurance
Quick Apply
18h
Credit Specialist
Action Gypsum Supply West —Chino, CA
- $25 - $26 an hour
- Full-time
- Microsoft Word
- Microsoft Outlook
- Writing skills
- Disability insurance
- Health insurance
Quick Apply
Credit Assistant
Hardwoods Specialty Products —Perris, CA
- $20 - $25 an hour
- Full-time
- Background check
- Microsoft Excel
- Microsoft Outlook
- Health insurance
- Dental insurance
Quick Apply
Credit Analyst
Columbia Banking System —Riverside, CA
- $23 - $35 an hour
- Full-time
- Writing skills
- Office
- Analysis skills
- Disability insurance
- Health insurance
Credit Administrator
Citizens Business Bank —Ontario, CA
- $191,292 - $286,938 a year
- Full-time
- Mid-level
- Office
- 2 years
Credit and Collections Analyst
Avidex Industries LLC —Lake Forest, CA
- $27 - $35 an hour
- Full-time
- Research
- Finance
- Analysis skills
- Paid holidays
- Dental insurance
Quick Apply
Credit Officer III
Citizens Business Bank —Ontario, CA
- $104,061 - $150,888 a year
- Full-time
- Office
- Master's degree
- Experience equivalent to degree accepted
Senior Credit Analyst
Citizens Business Bank —Ontario, CA
- $30.18 - $42.26 an hour
- Full-time
- Microsoft Word
- Ability to walk for extended periods
- Computer literacy
6d
Multifamily Underwriting Analyst - Irvine, CA
Freddie Mac —Irvine, CA
- $68,000 - $102,000 a year
- Full-time
- Office
- Finance
- Bachelor's degree
Credit Analyst II - CA
Kawasaki Motors Retail Finance, LLC —Foothill Ranch, CA
- $37 - $39 an hour
- Microsoft Excel
- 5 years
- Research
- Paid holidays
- Health insurance
Quick Apply
3d
Conventional Underwriter I
Paramount Residential Mortgage Group —Corona, CA
- $75,000 - $85,000 a year
- Full-time
- Writing skills
- 3 years
- Bachelor's degree
- Health savings account
- Disability insurance
Conventional Underwriter
Paramount Residential Mortgage Group —Corona, CA
- $75,000 - $85,000 a year
- Full-time
- Writing skills
- Mid-level
- 3 years
- Health savings account
- Disability insurance
11d
Underwriter I
Quantum Electronic Payments —Anaheim, CA
- $50,000 - $60,000 a year
- Full-time
- Research
- Office
- Organizational skills
- Profit sharing
- Health insurance
Quick Apply
12d
DE Underwriter IV
Paramount Residential Mortgage Group —Corona, CA
- $85,000 - $105,000 a year
- Full-time
- Writing skills
- Mid-level
- 3 years
- Health savings account
- Disability insurance
Commercial Credit Analyst
Chino Commercial Bank, N.A. —Chino, CA
- $22 - $27 an hour
- Multiple hires
- Word processing
- Computer literacy
- Basic math
Credit Trainee
Ferguson Enterprises, LLC —Pomona, CA
- $26.17 - $39.24 an hour
- Full-time
- Sales
- Residential
- Presentation skills
- Paid parental leave
- Health insurance
Credit Analyst - Powersports
Kawasaki Motors Retail Finance —Foothill Ranch, CA
- $30 - $36 an hour
- Hybrid work
- Microsoft Excel
- 5 years
- Research
- Paid holidays
- Health insurance
Quick Apply
Non-QM Underwriter
Paramount Residential Mortgage Group —Corona, CA
- $70,000 - $105,000 a year
- Full-time
- 5 years
- Writing skills
- Data analysis skills
- Health savings account
- Disability insurance
Jr. Underwriter
Change Lending —Anaheim, CA
- $26 - $29 an hour
- Writing skills
- Office
- Finance
Quick Apply
Credit Support
Citizens Business Bank —Chino, CA
- $20.00 - $24.08 an hour
- Full-time
- Basic math
- Office
- High school diploma or GED
5d

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Commercial Real Estate Credit Underwriter

Community Commerce Bank -
Claremont, CA

Quick Apply

Job Details

Full-time
$80,000 - $125,000 a year
18 hours ago

Benefits

Health insurance
Dental insurance
Flexible spending account
Tuition reimbursement
Paid time off
Employee assistance program
Vision insurance
401(k) matching
Life insurance

Qualifications

Teamwork
Cash flow analysis
Microsoft Outlook
Underwriting
DocuSign
Financial statement analysis
Bachelor's degree
Financial report interpretation
Organizational skills
SharePoint
Corporate finance analysis experience in risk and credit
Financial statement interpretation
Business Administration
E-signature software
Debt risk assessment
Commercial property appraisal
Real estate analysis
Portfolio management in underwriting

Full Job Description

Commercial Real Estate Credit Underwriter
Job Type: Full-Time
Schedule: Monday – Friday, 8:00 AM to 5:00 PM
Location: Onsite – Candidate will be required to work from the Claremont, CA office

Job Description: This position is responsible for independently evaluating and underwriting commercial real estate loan requests, analyzing borrower and property performance, assessing credit risk, and developing credit recommendations for management and Loan Committee consideration. The Commercial Real Estate Credit Underwriter serves as a key contributor to the Bank’s credit decision-making process and exercises significant discretion and independent judgment in evaluating creditworthiness, identifying risks, recommending loan structures, and supporting sound lending decisions. This position partners closely with loan officers, credit administration, and executive management to maintain a high-quality commercial real estate loan portfolio.

Essential Duties and Responsibilities:

Commercial Real Estate Underwriting

Independently analyze commercial real estate loan requests and modifications.
Evaluate multifamily, mixed-use, retail, office, industrial, and investor-owned residential real estate properties.
Analyze borrower and guarantor financial statements, tax returns, global cash flow, liquidity, and contingent liabilities.
Review operating statements, rent rolls, property cash flow, market data, and appraisal reports.
Assess debt service coverage, loan-to-value ratios, guarantor strength, and overall repayment capacity.
Identify strengths, weaknesses, risks, and mitigating factors associated with proposed credit facilities.
Exercise independent judgment in evaluating overall creditworthiness and risk.

Credit Structure and Risk Assessment

Develop recommendations regarding loan structure, amortization, covenants, guarantor requirements, reserves, and other risk mitigation strategies.
Recommend risk ratings consistent with Bank policy and regulatory guidance.
Identify policy exceptions and provide supporting analysis and recommendations.
Review environmental reports, title reports, entity structures, and other due diligence materials.
Evaluate collateral adequacy and marketability.

Credit Memorandums and Loan Committee Support

Prepare comprehensive credit memorandums and underwriting presentations.
Clearly communicate borrower risk profiles, property performance, and approval recommendations.
Present credit analyses and recommendations to management and Loan Committee when appropriate.
Respond to questions from management and Loan Committee regarding underwriting conclusions and recommendations.

Portfolio Monitoring and Asset Quality

Perform annual reviews and periodic portfolio monitoring.
Analyze borrower performance and changes in property cash flow.
Monitor covenant compliance and reporting requirements.
Identify emerging credit concerns and recommend appropriate action plans.
Assist in risk rating reviews and criticized asset monitoring.

Collaboration and Leadership

Partner with Loan Officers to evaluate lending opportunities and structure transactions.
Assist in mentoring junior analysts and supporting departmental training initiatives.
Contribute to process improvements and credit administration best practices.
Maintain knowledge of commercial real estate markets, industry trends, and regulatory expectations.

Qualifications:

Experience:

Minimum five years of commercial real estate underwriting, credit analysis, or portfolio management experience.
Strong experience underwriting income-producing commercial real estate.
Demonstrated ability to independently evaluate credit risk and formulate underwriting recommendations.

Strong understanding of:

Commercial real estate lending
Multifamily lending
Global cash flow analysis
Financial statement analysis
Tax return analysis
Property cash flow analysis
Commercial loan structures

Skills and Abilities:

Possess a strong work ethic, organizational skills, communication, and analytical skills.
Advanced proficiency with MS Office Excel, Word, SharePoint, Docusign, Teams, Outlook, and spreading tools.
Capacity to be flexible, follow directions, work within a team environment, meet deadlines, and effectively prioritize work commitments.

Education:

Bachelor’s degree in Finance, Accounting, Business Administration, Economics, Real Estate, or related field.

Benefits:

401(k) with matching
Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Paid time off
Tuition reimbursement
Employee assistance program
Flexible spending accounts

Job Functions and Physical Requirements:

Sitting, standing, stooping, typing.
Physical effort/lifting primarily sedentary work with the ability to occasionally lift and carry up to 50 pounds

Additional Information:

Community Commerce Bank is an equal opportunity employer.
This job description is not exhaustive and may be subject to change based on the needs of the department or organization.

Pay: $80,000.00 - $125,000.00 per year

Work Location: In person

Quick Apply

Refine Your Search

credit analyst jobs in riverside ca

Commercial Real Estate Credit Underwriter

Credit Specialist

Credit Assistant

Credit Analyst

Credit Administrator

Credit and Collections Analyst

Credit Officer III

Senior Credit Analyst

Multifamily Underwriting Analyst - Irvine, CA

Credit Analyst II - CA

Conventional Underwriter I

Conventional Underwriter

Underwriter I

DE Underwriter IV

Commercial Credit Analyst

Credit Trainee

Credit Analyst - Powersports

Non-QM Underwriter

Jr. Underwriter

Credit Support

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