Join Our Dynamic Team
Educational Systems FCU has proudly served the education community for over 70 years. With over $1.3 billion in assets and 95,000 members, we're a fast-growing credit union who knows who we are, who we serve, and where we are going. Our core purpose is serving the education community, and we are proud of our values: trustworthy, excellence, collaborative, empowering and caring. Our vision is to make financial wellness and stability accessible for all the communities we serve. Our success is a result of our Ambassador's commitment to making a difference each day and helping the members of the education community achieve their financial goals and dreams.
About Our Exciting Career Opportunity
We are currently seeking an experienced, innovative, and critical thinker for our Secondary Market Mortgage Processor position. The Secondary Market Mortgage Processor is responsible for the timely, accurate and compliant processing of first mortgage and equity loans products while serving as a senior-level resource within the Mortgage Department. The Secondary Market Mortgage Processor provides advanced support throughout the mortgage origination process and ensures the delivery of complete, high quality loan packages to underwriting and secondary market investors. Exercises independent judgment in reviewing loan files, resolving complex documentation and underwriting issues, and ensuring compliance with Credit Union policies, investor requirements, and all applicable Federal, State, NCUA, and regulatory policies.
Must have flexibility to work extended hours and to travel periodically, which may include weekends and evenings.
Education and Experience
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High school diploma required. Associate's or Bachelor's degree in business, finance, or related field preferred, or equivalent work experience.
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Minimum of five years of progressively responsible mortgage processing, underwriting, or mortgage operations experience, including advanced experience with conventional, government, portfolio, and equity loan products.
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Demonstrated experience working with secondary market investors, investor delivery requirements, mortgage insurance providers, and agency guidelines including Fannie Mae, Freddie Mac, FHA, USDA, VA, and other third-party investors.
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Advanced knowledge of mortgage lending regulations including TRID, RESPA, HMDA, ECOA and other applicable compliance requirements.
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Proficiency with mortgage origination/processing systems; Loan Product Advisor or equivalent underwriting software (AUS) and Microsoft Office products. Experience with Encompass, FICS Loan Producer and MeridianLink Consumer preferred.
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Experience with direct customer service in a financial institution preferred.
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Excellent organizational skills and attention to detail in a high-volume environment.
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Ability to speak and understand multiple languages a plus.
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Position requires the ability to function independently while exercising sound judgment of lending policies and procedures.
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Excellent interpersonal, communication, analytical and problem-solving skills.
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Proven ability to manage multiple pipelines simultaneously and respond to changing deadlines and priorities.
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Ability to function in a financial institution and utilize standard office equipment including but not limited to: 10 key calculator, fax, copier, telephone, etc. Mathematical skills involving decimals, percentages and fractions etc. required.
This position requires Nationwide Mortgage Licensing System and Registry (NMLS) registration under the SAFE Act of 2008. Must be able to be registered as a Mortgage Loan Originator.
