Top 50 Credit analyst Jobs in Sacramento Ca

Senior Commercial Credit Analyst
River City Bank —Sacramento, CA
- $95,000 - $130,000 a year
- Full-time
- Hybrid work
- Word processing
- Computer literacy
- Data analysis skills
ANALYST II
Department of Transportation —Sacramento County, CA
- $6,031 - $7,547 a month
- Full-time
- Hybrid work
- Writing skills
- Mid-level
- Office
9d
Risk Cost Analyst (Rail/Transit Projects)
AECOM —Sacramento, CA
- $120,000 - $205,000 a year
- Full-time
- Hybrid work
- Bachelor of Science
- Office
- 8 years
- AD&D insurance
- Employee stock purchase plan
Underwriting Analyst
Sutter Health —Sacramento, CA
- $106,745.60 - $160,118.40 a year
- Weekends as needed
- Sales
- Customer service
- 5 years
Business Banking Credit Relationship Analyst 3- Sacramento, CA
U.S. Bank National Association —Sacramento, CA
- $111,095 - $130,700 a year
- Full-time
- 5 years
- Office
- Analysis skills
- Paid holidays
- Disability insurance
7d
Premium Audit Analyst
Berkshire Hathaway Homestate Companies —Sacramento, CA
- $31.25 an hour
- Hybrid work
- Basic math
- Research
- Mid-level
- AD&D insurance
- Paid holidays
Quick Apply
Commercial Credit Analyst II
Golden 1 Credit Union —Sacramento, CA
- $77,500 - $90,000 a year
- Full-time
- Remote
- Management
- Computer literacy
- Mid-level
Quick Apply
6d
Jr. Underwriter Assistant - Sacramento, CA
Bass Underwriters, Inc —Sacramento, CA
- From $31.25 an hour
- Full-time
- Customer service
- Research
- Office
- Paid holidays
- Disability insurance
Credit Manager
Blue Forest —Sacramento, CA
- $92,000 - $110,000 a year
- Full-time
- Remote
- 5 years
- Research
- Business development
- Paid holidays
- Disability insurance
Officer - Credit Underwriting Team Lead - Remote
Citi —Sacramento, CA
- $102,530 - $143,070 a year
- Full-time
- Remote
- Mentoring
- Senior level
- Communication skills
- Paid holidays
- Disability insurance
Risk Cost Analyst- Construction
Turner & Townsend —Sacramento, CA
- $120,000 - $175,000 a year
- Full-time
- Hybrid work
- 5 years
- Mid-level
- Finance
Quick Apply
Insurance Specialist III
Sutter Health —Sacramento, CA
- $117,436.80 - $176,155.20 a year
- Weekends as needed
- Hybrid work
- 5 years
- Writing skills
- Office
6d
HOUSING FINANCE SPECIALIST (RENTAL)
CA Housing Finance Agency —Sacramento County, CA
- $6,623 - $8,290 a month
- Full-time
- Hybrid work
- Mid-level
- Office
- Finance
Risk Cost Analyst
Cordoba Corporation —Sacramento, CA
- $70,000 - $110,000 a year
- Full-time
- Mid-level
- 3 years
- Finance
Quick Apply
Risk Cost Analyst
Luster National —Sacramento, CA
- $42 - $57 an hour
- Full-time
- Background check
- Oracle
- Microsoft Outlook
- Wellness program
- Paid parental leave
Quick Apply
Underwriting Specialist OR Executive Underwriter - Large Contract Surety
Zurich Insurance Company Ltd. —California
- $75,000 - $165,000 a year
- Full-time
- Hybrid work
- Mid-level
- High school diploma or GED
- Business development
Commercial Credit/ nCino Manager
Accenture —Sacramento, CA
- Full-time
- Salesforce
- Bachelor's degree
- Travel
- Paid holidays
- Disability insurance
8d
Underwriter / Account Executive Commercial Accounts
The Travelers Companies, Inc. —Rancho Cordova, CA
- $89,800 - $148,300 a year
- Hybrid work
- Mid-level
- 3 years
- Bachelor's degree
- Wellness program
- Paid holidays
Risk Specialist
Cordoba Corporation —Sacramento, CA
- $75,000 - $105,000 a year
- Full-time
- Office
- Analysis skills
- Bachelor's degree
Quick Apply
Loan Review Senior Consultant
Crowe —Sacramento, CA
- $76,200 - $151,000 a year
- Full-time
- 3 years
- Finance
- Supervising experience
Quick Apply
8d

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credit analyst jobs near sacramento ca

Senior Commercial Credit Analyst

River City Bank -
Sacramento, CA

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Job Details

Full-time
$95,000 - $130,000 a year

Qualifications

Commercial banking expertise
Cash flow analysis
Phone communication
Word processing
Spreadsheets
Client rapport building
Financial statement analysis
Data analysis skills
Windows
Bachelor's degree
Financial report interpretation
Computer hardware
Desktop applications
Financial statement interpretation
Presentation creation
Productivity software
Client interaction via phone calls

Full Job Description

Description:

We are seeking a highly skilled Senior Commercial Credit Analyst to join our team. The ideal candidate will have a strong background in financial analysis, credit risk assessment, and commercial and industrial lending. As a Senior Commercial Credit Analyst, you will be responsible for analyzing financial data, assessing creditworthiness, and making recommendations on credit limits and terms.

In collaboration with Relationship and Portfolio Managers, the Senior Commercial Credit Analyst analyzes borrower financial information; prepares and presents formal written loan presentations for approval by Credit Management on new and existing loan transactions for mid-size to large companies with revenues exceeding $5 million; conducts ongoing financial analysis and credit monitoring on transactions within Bank’s loan portfolio.

Essential Functions

Analyzes and articulates transaction risk and recommends loans for approval for new and existing commercial customers. Loan types include, but are not limited to, working capital lines of credit, asset-based lines of credit, equipment loans, and owner-occupied real estate loans.
Analyzes borrower financial statements and tax returns for companies and individuals regarding net worth and cash flow and strengths/risks of loan repayment sources.
Identifies and summarizes risks related to third party reports and collateral valuations.
Prepares timely and concise formal, written credit recommendations with limited supervision, ensuring complete and accurate information.
Analyzes industry trends and ensures compliance with current legal requirements.
Monitors borrower financial performance in line with commercial loan documents; spreads financial statements ensuring resulting covenant calculations are accurate, complete, and adhere to approval conditions and loan documentation. Collaborates with Relationship Manager and Portfolio Manager to ensure borrower notifications are sent and approvals are obtained to resolve any violations in a timely manner.
Maintains close, professional communication with all bank departments, including Commercial Banking and Loan Center, and clients to ensure the timeliness of the renewal and new loan funding process.
Serves as the credit analyst for multiple loan transactions at a given time at varying stages of the loan origination process.
Supports Community Reinvestment Act (CRA) through business development efforts. Actively participates in community organizations.
Maintains a current knowledge of bank regulations. Ensures compliance with all Federal, State and Bank policies, procedures, and regulations.
Other duties as assigned.

Requirements:

Bachelor’s degree from an accredited college
One to five (typically five to ten for senior analyst) years of experience in credit analysis within a banking/lending environment
Knowledge of accounting, financial statement, and cash flow analysis
Excellent written and verbal communication, presentation, and interpersonal skills
Excellent organizational skills, with an ability to independently prioritize tasks and multi-task while completing complex transactions
Excellent attention to detail
Strong analytical and problem-solving skills
Proficient in computers with ability to use standard or specialized computer hardware and software packages, including word processing and spreadsheets in a Windows environment
Ability to consistently interact with clients under varying circumstances while maintaining a professional demeanor
Effectively communicate with clients over the phone and in person

Additional Comments:

River City Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, pregnancy, genetic information, disability, status as a protected veteran, or any other protected category under applicable federal, state, and local laws.

Note: River City Bank does not sponsor applicants for work visas.

For CA residents please read the Notice at Collection - California before applying.

NOTE: We are not currently accepting inquiries from recruiters or recruiting agencies. All applications must be submitted directly by the candidates.

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Refine Your Search

credit analyst jobs in sacramento ca

Senior Commercial Credit Analyst

ANALYST II

Risk Cost Analyst (Rail/Transit Projects)

Underwriting Analyst

Business Banking Credit Relationship Analyst 3- Sacramento, CA

Premium Audit Analyst

Commercial Credit Analyst II

Jr. Underwriter Assistant - Sacramento, CA

Credit Manager

Officer - Credit Underwriting Team Lead - Remote

Risk Cost Analyst- Construction

Insurance Specialist III

HOUSING FINANCE SPECIALIST (RENTAL)

Risk Cost Analyst

Risk Cost Analyst

Underwriting Specialist OR Executive Underwriter - Large Contract Surety

Commercial Credit/ nCino Manager

Underwriter / Account Executive Commercial Accounts

Risk Specialist

Loan Review Senior Consultant

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