Top 14 Loan underwriter Jobs in Sacramento Ca

Sr Commercial Loan Underwriter
Golden 1 Credit Union —Sacramento, CA
- $54.55 - $70.00 an hour
- Full-time
- Remote
- 7 years
- Bachelor's degree
- Fair chance
Quick Apply
3d
Commercial Loan Underwriter
Community West Bank —Sacramento, CA
- $77,164 - $113,528 a year
- Full-time
- Word processing
- Computer literacy
- Writing skills
Quick Apply
18h
Credit Underwriter
AgWest Farm Credit —Rocklin, CA
- $69,400 - $144,100 a year
- Full-time
- Hybrid work
- Mid-level
- Office
- Bachelor's degree
- Wellness program
- AD&D insurance
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9d
Home Loan Senior Processor
Golden 1 Credit Union —Sacramento, CA
- $30.76 - $36.00 an hour
- Full-time
- Remote
- 5 years
- Research
- High school diploma or GED
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Commercial Loan Underwriter II
Community West Bank —Sacramento, CA
- $84,881 - $125,332 a year
- Full-time
- Word processing
- Computer literacy
- Writing skills
Quick Apply
Commercial Underwriter II
Tri Counties Bank —Roseville, CA
- $92,200 - $115,000 a year
- Mid-level
- Office
- Windows
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Underwriter / Account Executive Commercial Accounts
The Travelers Companies, Inc. —Rancho Cordova, CA
- $89,800 - $148,300 a year
- Hybrid work
- Mid-level
- 3 years
- Bachelor's degree
- Wellness program
- Paid holidays
Senior Loan Processor
CrossCountry Mortgage, LLC —Roseville, CA
- Overtime
- 5 years
- Mid-level
- Office
- Wellness program
- Disability insurance
CENTRAL PROCESSOR/TRAINING ASSOCIATE
American Pacific Mortgage —Roseville, CA
- $26 - $29 an hour
- Full-time
- Microsoft Excel
- Microsoft Outlook
- Computer literacy
Commercial Portfolio Manager
River City Bank —Sacramento, CA
- $110,000 - $150,000 a year
- Full-time
- Hybrid work
- 5 years
- Data analysis skills
- Office
Com'l Underwriter, Sr
Columbia Banking System —Roseville, CA
- $89,000 - $160,000 a year
- Full-time
- Writing skills
- Office
- Analysis skills
- Disability insurance
- Health insurance
VP, Senior Commercial Underwriter
Exchange Bank —Roseville, CA
- $95,000 - $135,000 a year
- 7 years
- Word processing
- Data analysis skills
Quick Apply
Dealer Services Ops - UW - Mgr - Indirect Lending Underwriting
Golden 1 Credit Union —Sacramento, CA
- $124,700 - $130,000 a year
- Full-time
- Hybrid work
- Research
- 3 years
- Bachelor's degree
- On-the-job training
Quick Apply
Senior Mortgage Fulfillment Analyst
FIRST US COMMUNITY CREDIT —Sacramento, CA
- $30.33 - $45.50 an hour
- Extended hours
- 5 years
- Office
- Analysis skills
Quick Apply

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Commercial Loan Underwriter
Community West Bank —Sacramento, CA
For Agricultural loans: Prepare and analyze ag budgets, and interpret profitability/crop margins, water management issues, cash flow, credit reports and…
$77,164 - $113,528 a year
Quick Apply
18h
Sr Commercial Loan Underwriter
Golden 1 Credit Union —Sacramento, CA
Use independent judgment to identify risks and mitigants, prepare offerings and/or scorecards, such as risk ratings, by analyzing credit, collateral strength,…
$54.55 - $70.00 an hour
Quick Apply
3d

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Commercial Loan Underwriter
Telhio Credit Union —Columbus, OH
The Commercial Loan Underwriter will also conduct a cash flow analysis determining how much cash and liquid assets a business has on hand with how much it owes.
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Commercial Underwriter / Credit Officer
CFBank —Columbus, OH
Work closely with the sales team to identify and structure credit solutions with the ultimate goal of growing the business while minimizing risk.
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loan underwriter jobs near sacramento ca

Sr Commercial Loan Underwriter

Golden 1 Credit Union -
Sacramento, CA

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Job Details

Full-time
$54.55 - $70.00 an hour
3 days ago

Qualifications

Commercial banking expertise
Manual underwriting

Full Job Description

Job Title: Sr Commercial Loan Underwriter
Status: Non-exempt
Reports to: Manager - Commercial Underwriting
Department: Business Services Operations
Job Code: 11230
Pay Range: $54.55 - $70.00 Hourly
Location: Remote in California

WHO WE ARE:
Golden 1 Credit Union is among the top credit unions in the country. As a member-owned, not-for-profit cooperative, Golden 1 is guided by the credit union philosophy of “people helping people.” We are committed to empowering our members and uplifting our communities as we create a more equitable and financially inclusive California. We welcome all who embrace our Core Values.

WHO YOU ARE:
You are a detail-oriented Commercial Credit Underwriter with expertise in evaluating commercial, commercial real estate, and small business loan applications. You are skilled in analyzing financial statements, tax returns, credit reports, and collateral to identify and mitigate credit risk while ensuring compliance with regulatory requirements and fair lending practices. You are recognized for exercising sound independent judgment, delivering well-supported credit recommendations, and partnering with lending teams to support responsible portfolio growth aligned with organizational risk appetite.

WHAT YOU'LL DO:

Underwrite commercial and industrial, commercial real estate, and small business loan requests and generate approval memorandums adhering to Credit Union policy and procedures.
Enter financial figures into appropriate programs to generate ratios and examine data to determine credit worthiness. Compare items such as liquidity and profitability with other companies of same industry, size, and geographic location for commercial customers.
Coordinate with Commercial Loan Officers with the loan process by analyzing the current credit and financial information of individuals or firms (e.g., credit reports, tax returns, financial statements, etc.) to determine the degree of risk involved in extending credit.
Use independent judgment to identify risks and mitigants, prepare offerings and/or scorecards, such as risk ratings, by analyzing credit, collateral strength, and financial worthiness of loan/transaction parties. If relevant, performs ongoing credit risk management for assigned portfolio.
Uphold a thorough understanding of state and federal laws and regulations related to credit union compliance including bank secrecy and anti-money laundering laws appropriate to the position.
Ability to analyze tax returns, credit and appraisal reports, fraud detection and other property or income related reports and documentation to ensure that information meets agency and credit union requirements.
Organize and prioritize daily workload to ensure compliance to credit union policy, procedures, and established turnaround times.
Cross Train to support other underwriting and credit analyst positions as needed.
Interact with management to implement procedures to prioritize work within the underwriting and processing area as volume dictates.
Evaluate Commercial Loan Guidelines to ensure they are aligned with the risk appetite of Golden 1 Credit Union as evidenced by the portfolio’s performance.
Ability to execute independent judgement on key decisions impacting the business lending unit.
Support supervisor or manager with training of staff members.
Performs other duties as assigned.

QUALIFICIATIONS AND PREFERENCES:

Bachelor’s Degree or equivalent experience required
7+ years minimum of commercial loan experience with a financial or banking institution performing underwriting or credit analysis functions required

WHY JOIN US:
Golden 1 Credit Union provides its employees a market-competitive and internally equitable total rewards compensation package through a variety of programs. These programs are designed to attract, motivate, and retain employees that drive and support the achievement of Our Mission, Vision, and Strategic Goals. The Credit Union is committed a total rewards philosophy built on; a comprehensive compensation package, well-being and work-life balance, career development and growth, rewards and recognition, and a commitment to Diversity, Equity and Inclusion. We believe in fostering a workplace where every employee is recognized, valued, and motivated to contribute their best.

Please view the full job description detailing the complete list of duties and expectations for this role by clicking or copying this URL into your browser: https://golden1.jdxpert.com/ShowJob.aspx?EntityID=2&id=2103

DISCLAIMER/INTENT AND FUNCTION OF JOB DESCRIPTIONS:
The above information on this description has been designed to indicate the general nature and level of work performed by team members within this classification. Because the nature of positions and job functions can change over time, this job description is not designed to contain or be interpreted as a comprehensive inventory of all essential functions, duties, responsibilities and qualifications requirements of team members assigned to this job. Job duties may be changed or modified in the Credit Union’s discretion. The Credit Union will keep team members updated on key functions, duties, and requirements of their position by communications from the Credit Union and by updating the job description from time to time. Any team member with questions about the nature of their job duties is encouraged to consult with their supervisor.
#LI-Remote
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

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loan underwriter jobs in sacramento ca

Sr Commercial Loan Underwriter

Commercial Loan Underwriter

Credit Underwriter

Home Loan Senior Processor

Commercial Loan Underwriter II

Commercial Underwriter II

Underwriter / Account Executive Commercial Accounts

Senior Loan Processor

CENTRAL PROCESSOR/TRAINING ASSOCIATE

Commercial Portfolio Manager

Com'l Underwriter, Sr

VP, Senior Commercial Underwriter

Dealer Services Ops - UW - Mgr - Indirect Lending Underwriting

Senior Mortgage Fulfillment Analyst

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