Job Title: Post Closer
Reports To: AVP/Post Closing
Location: Hybrid – Stamford, CT
Are you a detail-oriented and highly organized person, with a knack for reviewing documents, verifying data, and ensuring compliance with post-closing requirements? Do you enjoy working behind the scenes to support a smooth, efficient mortgage process from closing through funding and beyond? If this sounds like you, we want you to join our team as a full-time Post Closer at Luxury Mortgage Corp. (LMC)!
About Us: At LMC, we are more than just a mortgage banker, we’re a thriving, innovative, and diverse company with a strong presence across 44 states. Headquartered in Stamford, (CT), with an additional office in Irvine, (CA), we have been setting the standard in the mortgage industry since 1996. We are dedicated to growing our team with professionals who share our passion for excellence.
Your Role: As a Post Closer, your primary responsibility will be to perform a thorough review and audit of closed loan files to ensure accuracy, completeness, and compliance with investor guidelines. This role plays a critical part in clearing post-closing conditions and preparing files for investor delivery. The ideal candidate has a strong understanding of mortgage documentation, keen analytical skills, and the ability to work efficiently under pressure in a fast-paced environment.
Responsibilities:
- Review and audit closed loan files for accuracy and completeness, including but not limited to the 1003, disclosure dates, document signatures, Right to Cancel, hazard insurance, property taxes, Closing Disclosures (CDs), and ALTA statements.
- Ensure all funding and closing conditions are met and that loan packages adhere to investor guidelines.
- Prepare and ship final loan packages for investor delivery, and follow up on outstanding or trailing documents.
- Communicate with internal teams and third parties to resolve discrepancies and obtain missing or corrected documentation.
- Maintain accurate system updates and stay informed of evolving investor requirements.
- Learn and stay current on investor requirements and assist with clearing investor post-closing conditions.
- Performs other related duties as assigned.
Qualifications:
- High school diploma required, college degree a plus.
- Minimum of 2 years of mortgage lending experience, with a focus in post-closing or closing functions.
- Strong knowledge of investor guidelines and post-closing procedures.
- Proficiency in Microsoft Office Suite (Excel, Word, Outlook).
- Knowledge of Encompass is a plus.
- Experience with Loan Origination Systems (LOS) preferred.
- Excellent analytical, organizational and written communication skills.
- High attention to detail and accuracy with the ability to manage multiple priorities and meet hard deadlines.
- Ability to thrive in a collaborative, fast-paced environment.
PERKS and BENEFITS
At LMC we believe our employees are our greatest asset. We know that happy employees are productive employees, which is why we offer a comprehensive benefits package including but not limited to:
- Paid vacation, sick and personal days
- Medical, Dental & Vision plans
- 401k with employer matching contribution
- Short- and Long-Term disability plans
- Voluntary Life & AD&D insurance
- Pet Insurance options
- Healthcare, Dependent Care and Transit FSA
- Employee Assistance Program
- Free parking (underground in Stamford)
- Casual dress code (Dress for Your Day)
We are building a diverse and inclusive workforce where we provide equal opportunities to all employees and applicants for employment without regard to race, religion, color, age, sex, national origin, sexual orientation, gender identity, genetic disposition, disability, veteran status or any other protected category under federal, state or local law.
The compensation range for this role is $60,00.00 to $70,000.00 which may vary based on skills, experience and location.
NOTE: The above description is intended to describe the general nature and level of work to be performed. It is not intended to be an exhaustive list of all responsibilities of the position
