- High school diploma or equivalent required
-
3-5 years related job experience required
-
Comprehensive knowledge of mortgage banking industry
-
Excellent verbal and written communication skills required
-
Knowledge of regulatory compliance standards
-
Must be creative and have ability to implement change when appropriate without causing disruption
-
Thorough understanding of mortgage origination and processing programs/tracking systems
-
Thorough understanding of quality control policies and procedures required by investors of bank
-
Be excellent communicator with ability to effectively present ideas both written and oral
-
Must have superior organizational skills
-
Heavy statistical and analytical skills/mathematics aptitude
-
Ability to originate one to four family residential mortgage products
-
Thorough knowledge of FHLMC/FNMA, FHA/VA, and other general mortgage lending procedures and requirements
-
Ability to deal cordially with the public
-
Ability to organize time effectively
-
Ability to comprehend and learn in a short period of time
-
Ability to represent the bank in a professional manner
Physical Demands
The physical demands described are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to stand or sit; kneel, stoop, or squat; use hands or fingers to handle or feel objects, tools or controls; reach with hands and arms, and talk or hear. The employee is occasionally required to walk. The employee must occasionally lift and /or move up to 25 pounds. Specific vision abilities required by this job include close vision, peripheral vision, depth perception and the ability to focus.
Work Environment
The Bank’s professional working environment requires employees to communicate effectively, both verbally and in writing. Employees must demonstrate strong interpersonal skills when working closely with internal business partners and external clients. Employees may be exposed to confidential and propriety information within the working environment, therefore, must uphold confidentiality at all times. Due to the possibility of being exposed to high risk situations (i.e. robbery), detailed instructions and procedures are required to be followed at all times to safeguard the Bank’s employees, customers, and assets.
The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. The principal duties and responsibilities enumerated are all essential job functions except for those that begin with the word “May”.
This job description is intended to describe the normal level of work required by the person performing the work. The principle duties outlined are the essential responsibilities and duties. Other duties may be assigned as needs arise. Job requirements and/or processes may be modified to reasonably accommodate persons with a disability as required by law.
This description is not intended as a contract and is subject to change. Any written contractual agreements supersede this job description.
