Independent Contractor (1099) | Commission-Based Compensation | Remote | Part-Time or Full-Time | U.S. Applicants Only
About Abundance Architects:
Abundance Architects is a financial services organization focused on helping individuals, families, and business owners strengthen their financial foundations through insurance protection, retirement planning, wealth-building strategies, and legacy preparation.
We are seeking ambitious, service-minded professionals who want to develop valuable financial services skills, serve clients, and potentially grow into leadership and business-building responsibilities.
Whether you begin part-time or pursue the opportunity full-time, you will have access to training, mentorship, systems, and professional-development resources. Individual results vary and depend on effort, skill development, activity, market conditions, licensing, and completed business.
Important Information:
Please review the following before applying:
- This is a 1099 independent contractor opportunity, not W-2 employment.
- Compensation is 100% commission-based.
- Remote and flexible
- There is no guaranteed salary, hourly wage, or minimum income.
- A state Life Insurance License is required. Applicants who are not currently licensed must be willing and eligible to obtain one.
- Applicants are responsible for applicable pre-licensing education, examination, fingerprinting, background-check, and licensing expenses.
- The opportunity is fully remote and available part-time or full-time.
- Applicants must be legally authorized to work in the United States.
This opportunity is designed for self-directed professionals who want greater responsibility for their schedule, development, client relationships, fulfillment, and income potential. It may appeal to individuals interested in building an independent book of business and, based on performance and qualification, pursing future leadership responsibilities.
What You'll Do
- Meet virtually with prospective clients to identify insurance and financial-protection needs
- Educate clients about appropriate life insurance, living-benefit, retirement, and legacy-planning solutions
- Complete needs-based fact-finding and make recommendations within the scope of your licenses and carrier appointments
- Assist clients with insurance applications and required documentation
- Maintain accurate client records and conduct appropriate follow-up
- Build and maintain long-term client relationships
- Participate in ongoing product compliance, sales, and leadership training
- Follow all applicable state insurance laws, carrier requirements, advertising standards, and company compliance procedures
- Develop referral relationships and independent business-development activity
- Qualified professionals may also mentor and support new representatives as they advance
Leadership and Business-Building Path
This opportunity begins with learning the client-service and insurance side of the business. Professionals who demonstrate consistent activity, ethical conduct, client-service competency, coachability, and leadership ability may become eligible for additional responsibilities including:
- Mentoring and developing newer licensed professionals
- Supporting training and onboarding
- Building and leading an independent team
- Expanding client and professional refferal networks
- Developing a larger financial-services practice
Leadership opportunities are earned and are not guaranteed. Advancement and compensation depend on individual qualifications, licensing, production, leadership performance, and applicable company guidelines.
Who We're Looking For
We are especially interested in professionals who:
- Have demonstrated ambition and personal accountability
- Are coachable while also capable of working independently
- Communicate professionally and build trust easily
- Follow through consistently on commitments
- Are comfortable initiating conversations and developing relationships
- Value ethics, service, compliance, and long-term reputation
- Are willing to learn insurance concepts, consultative sales, and business development
- Want to grow beyond an individual-contributor role and may eventually pursue leadership
- Can manage a flexible schedule without close supervision
- Understand that independent business development requires sustained effort and does not provide guaranteed income
Previous insurance experience is not required. Relevant backgrounds may include banking, financial services, management, education, healthcare, real estate, sales, customer service, military leadership, human resources, operations, or entrepreneurship. Selection is based more heavily on professionalism, integrity, communication ability, ambition, coachability, and follow-through.
What We Provide
- Structured onboarding and licensing guidance
- Product, client-service, compliance, and business-development training
- Mentorship from experienced financial-services leaders
- Established technology, carrier, and client-service systems
- Flexible scheduling
- Ongoing professional and leadership development
- Access to a broad range of insurance and financial solutions
- A performance-based advancement structure
- A values-driven culture centered around service, growth, leadership, and impact
A Final Word
This opportunity is not the right fit for everyone. It is best suited for someone who understands the uncertainty and responsibility associated with commission-based independent work and who is prepared to develop clients, learn consistently, and build over time.
Applicants seeking guaranteed wages, employer-sponsored benefits, assigned customers, or a traditional employee structure should not apply.
Qualifications:
- Must be at least 18 years old
- Must be legally authorized to work in the United States
- Must be able to pass a background check
- Must possess or be willing to obtain a Life Insurance License
- Must have reliable internet access and the ability to conduct virtual meetings
- Strong communication and interpersonal skills
- Professional, ethical, and positive attitude
Pay: $50,000.00 - $100,000.00 per year
Application Question(s):
- Which best describes your long-term interest in this opportunity: serving clients part-time, transitioning into a full-time practice, developing into leadership and mentoring others, building an independent team or agency over time, or just exploring the industry before deciding?
- How many hours per week can you consistently dedicate to training, client appointments, follow-up, and business development?
- Are you able to pass a background check required for insurance licensing and carrier appointment?
- If not currently licensed, are you willing and eligible to complete the required licensing process?
- This is a 1099 independent contractor opportunity with 100% commission-based compensation, no salary, no hourly pay, and no guaranteed income. Do you understand and accept this compensation structure?
- Are you financially prepared to cover applicable pre-licensing, examination, fingerprinting, background-check, and licensing expenses within 30 days if selected?
License/Certification:
- Life Insurance License (Preferred)
Work Location: Remote
