About Ram Risk Group
Ram Risk Group is a Florida-based independent insurance agency specializing in complex commercial property & casualty. We have built our reputation on deep market access, technical expertise, and a relentless commitment to delivering elite-level risk management programs. We work on sophisticated accounts — developers, contractors, OCIPs — and we hold ourselves to the standards of the largest brokerages in the country.
We are a team of high-level executives including former special forces military professionals. The standard here is excellence — not as a slogan, but as a daily operating expectation. We cover and move as a team, and we win together.
The Opportunity
This is a senior production role for an experienced commercial insurance professional who wants more — more challenge, more growth, more impact, and more earning potential. You will own complex accounts, lead client relationships at the executive level, and help set the standard for how this agency operates.
This is not a cold outreach or prospecting role. Our agent team generates the deals. Your job is to come in at the highest level — structure the coverage, negotiate the markets, close the business, and earn your commission on everything you touch. The deals are large: major developer programs, complex contractor accounts, significant commercial property placements. If you are a high-level closer who wants to focus entirely on doing the work and getting paid for it — this is that role.
This is not a comfortable role. It is a demanding one. You will have the markets, the team, and the operational support to succeed at a high level — but you have to want to operate at that level every day. If you are looking for a slow pace, a light workload, or a place to coast, do not apply.
If you are wired for excellence, motivated by growth, and want to be surrounded by people who hold themselves to an exceptional standard — you should apply.
What You'll Do
- Develop, manage, and grow a book of complex commercial accounts — developers, contractors, and construction-related risks
- Design and negotiate sophisticated risk management programs including OCIPs, CCIPs, high-limit CGL, and commercial auto
- Lead client-facing meetings and presentations at the executive level with full command and professionalism
- Build, negotiate, and manage carrier and wholesale market relationships to deliver creative, competitive solutions
- Co-close deals alongside our agent producers — you bring the technical depth, they bring the relationship
- Mentor and elevate junior Account Executives and agent producers — set and model the technical and professional standard
- Own your pipeline from prospect to bind to renewal — organized, proactive, and buttoned up
- Take the extra step, every time — for clients, for the team, and for the standard this agency holds
What We're Looking For
- 8+ years of commercial insurance production experience
- Background from a large, reputable agency or brokerage — you know what a high standard looks like and you hold yourself to it
- Deep expertise in Developers, OCIP/CCIP, Contractors, Commercial Liability, and Commercial Auto
- Proven ability to negotiate with markets and structure complex risk management packages
- Strong existing carrier and wholesale broker experience
- Florida 2-20 license (or equivalent P&C license) — required
- Exceptionally organized, proactive, and self-driven — operates without hand-holding
- Outgoing, polished, and relationship-oriented by nature
- Motivated by growth, challenge, and the pursuit of excellence — not comfort or routine
- Comfortable mentoring others and raising the level of the team
Who Thrives Here — And Who Doesn't
This team is built for people who are energized by high expectations, not worn down by them. People who take ownership, go the extra mile without being asked, and raise their hand for more. If you have a military, competitive athletics, or high-level sales background — you will recognize this environment immediately.
This is not the place for people who want predictability, minimal accountability, or a job that asks little of them. We will ask a lot. In return, you will grow faster, earn more, and do better work than you will anywhere else.
What We Offer
- Commission earned on every deal you touch — large developer programs, complex contractor accounts, major commercial property placements
- No cold outreach, no prospecting — deals are generated by our agent team and brought to you to close
- Competitive base compensation + performance-based commission — no cap on upside
- A team of experienced, high-caliber professionals who will back you up and push you to be better
- Access to strong markets, wholesale partnerships, and full operational support
- Autonomy to produce at the highest level without bureaucratic drag
- Direct impact on the agency's direction and growth
- A culture where excellence is the floor, not the ceiling
To Apply
Submit your resume. Qualified candidates will receive a brief follow-up with screening questions. Response quality matters — we are intentional about who we bring onto this team.
A-players only. We look forward to hearing from you.
Pay: $85,000.00 - $500,000.00 per year
Benefits:
- Health insurance
- Work from home
Experience:
- Insurance sales: 8 years (Required)
License/Certification:
- Florida 2-20 license (or equivalent P&C license) — required (Required)
Work Location: Remote
