Top 23 Mortgage underwriter Jobs in Ashburn Va

Senior Government Underwriter - FHA & VA
First Heritage Mortgage —Fairfax, VA
- $85,000 - $110,000 a year
- Full-time
- Hybrid work
- Background check
- High school diploma or GED
- Analysis skills
- Health savings account
- Health insurance
Quick Apply
9d
MORTGAGE LOAN OFFICER (200BPS)
Modern Valley Home Loans LLC —Virginia
- $60,000 - $500,000 a year
- Urgently hiring
- Remote
- Mid-level
- Communication skills
- Work from home
- Opportunities for advancement
Quick Apply
1d
Underwriter
Atlantic Coast Mortgage LLC —Fairfax, VA
- $65,000 - $154,000 a year
- Full-time
- Mid-level
- Organizational skills
- Communication skills
Quick Apply
Multifamily Senior Underwriter (Targeted Affordable Housing)
Freddie Mac —McLean, VA
- $131,000 - $197,000 a year
- Full-time
- Microsoft Word
- Finance
- Bachelor's degree
Processor
NFM Lending —Bethesda, MD
- $28.85 - $33.66 an hour
- Overtime
- Remote
- Mid-level
- Office
- High school diploma or GED
Underwriter
Temple View Capital LLC —Bethesda, MD
- $80,000 - $90,000 a year
- Full-time
- Research
- Mid-level
- Office
- Disability insurance
- Health insurance
Quick Apply
LEAN/MAP (HUD) Loan Underwriter
NuvoLogic Consulting —McLean, VA
- Contract
- Hybrid work
- Mid-level
- Residential
- Finance
- Commuter assistance
- Health savings account
Quick Apply
Underwriting - Senior Underwriter
First Heritage Mortgage —Fairfax, VA
- $85,000 - $110,000 a year
- Full-time
- Analysis skills
- Quality control
- Mentoring
- Paid parental leave
- Health savings account
Quick Apply
10d
Loan Processor
Sunny Lending —Gaithersburg, MD
- $50,000 - $100,000 a year
- Urgently hiring
- Customer service
- 5 years
- Mid-level
- COVID-19 protective measures
- Paid time off
Senior Underwriting Analyst
Berkadia —Chevy Chase, MD
- $85,000 - $100,000 a year
- Hybrid work
- Management
- Writing skills
- Mentoring
- Paid parental leave
- Tuition reimbursement
Loan Officer
CityScape Metro Group —Reston, VA
- $150,000 - $200,000 a year
- Full-time
- Hybrid work
- Customer service
- Mid-level
- Communication skills
- Health insurance
- Dental insurance
Quick Apply
2d
Senior Multifamily Underwriter
Housing Opportunity Com —Silver Spring, MD
- $86,412 - $146,641 a year
- Full-time
- Management
- 5 years
- Writing skills
Quick Apply
Director, Sr UW
Newmark —McLean, VA
- Full-time
- 3 years
- Finance
- Bachelor's degree
Senior Agency Closing Officer
Capital One —McLean, VA
- Email
- Military
- Office
- Bachelor's degree
- Health insurance
PGIM Director, Deal Manager (Hybrid)
PGIM —Arlington, VA
- $145,000 - $165,000 a year
- Full-time
- Hybrid work
- Customer service
- Office
- 8 years
- Employee stock purchase plan
- Disability insurance
Home Loan Specialist - Mortgage Loan Officer
Reynolds EmpowerHome Team —Chantilly, VA
- $100,000 a year
- Mid-level
- Communication skills
- Opportunities for advancement
Quick Apply
PGIM Director, Deal Manager
Prudential —Arlington, VA
- $145,000 - $165,000 a year
- Full-time
- Hybrid work
- Customer service
- Office
- 8 years
- Employee stock purchase plan
- Disability insurance
Licensed Mortgage Loan Processor
Apple Federal Credit Union —Fairfax, VA
- $26.92 - $33.65 an hour
- Online Application
- Word processing
- Mid-level
- Office
- Paid holidays
- Health insurance
Quick Apply
2d
Mortgage Loan Originator
Gina Myers Team at CrossCountry Mortgage —Fairfax, VA
- $77,000 - $90,500 a year
- Rotating shift
- Mid-level
- Office
- Continuous improvement
- Health insurance
- Dental insurance
Quick Apply
12d
Senior Financial Analyst (Mortgage Finance)
Housing Opportunity Com —Silver Spring, MD
- $81,196 - $136,229 a year
- 5 years
- Writing skills
- Office
Quick Apply

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mortgage underwriter jobs near ashburn va

Senior Government Underwriter - FHA & VA

First Heritage Mortgage -
Fairfax, VA

Quick Apply

Job Details

Full-time
$85,000 - $110,000 a year
9 days ago

Benefits

Health savings account
Health insurance
Dental insurance
401(k)
Flexible spending account
Paid time off
Employee assistance program
Vision insurance
401(k) matching
Life insurance
Referral program

Qualifications

Written communication
Clear verbal communication
Underwriting guidelines adherence
Underwriting
Federal Housing Administration (FHA) loans
Credit risk assessment
Fair Housing regulations
Appraisal review
Housing and Urban Development (HUD) regulations
Consumer lending analysis in risk and credit
High school diploma or GED
Analysis skills
Attention to detail
Industry knowledge of financial regulations
Document review
Organizational skills
Credit report review
FHA Direct Endorsement Certification
Collateral evaluation (loan underwriting)
Verification (borrower information)
Credit report analysis
Veterans Affairs (VA) loans
Encompass
Time management

Full Job Description

Position Summary:

The Senior Government Underwriter is responsible for reviewing and rendering credit decisions on FHA, VA, Conventional, and Non-Agency residential mortgage loan applications, ensuring full compliance with First Heritage Mortgage LLC, investor, and agency guidelines. This role requires expert-level knowledge of HUD and VA policies, strong risk assessment skills, and the ability to apply overlays consistently. The Senior Government Underwriter will utilize active FHA Direct Endorsement (DE) and/or VA SAR/LAPP authority to review credit, income, assets, and collateral, making sound credit decisions while mentoring junior underwriting staff and supporting complex loan scenarios.

Responsibilities and Duties:

Underwriting & Decisioning

· Review and validate credit, property, income, asset, and employment documentation for FHA, VA, USDA, and applicable state housing programs.

· Apply HUD Handbook 4000.1, VA Lender’s Handbook, investor overlays, and company guidelines to ensure compliance.

· Utilize DE and/or SAR authority to approve, suspend, counter-offer, or decline loan files.

· Review and analyze appraisals for accuracy, completeness, and acceptability under FHA and VA requirements.

· Identify and address red flags for potential fraud or misrepresentation.

Collaboration & Communication

· Prepare clear, concise underwriting summaries outlining the credit decision rationale.

· Communicate conditions and decisions effectively to Loan Officers, Processors, and other stakeholders.

· Support escalated scenarios and complex guideline interpretation requests.

File Management & Quality Control

· Review resubmissions and clear conditions to issue final approvals.

· Maintain quality underwriting standards to minimize audit findings and repurchase risk.

· Stay informed on guideline, regulatory, and compliance changes, ensuring timely application in daily work.

Mentorship & Leadership Support

· Provide guidance and training to less experienced underwriters and processing staff.

· Contribute to internal underwriting policy updates and procedural improvements.

Qualifications:

Required Skills/Abilities

· Exceptional written and verbal communication skills.

· Proven ability to document clear, defensible underwriting decisions.

· High attention to detail and strong analytical capabilities.

· Expertise in credit, income, and asset evaluation for FHA and VA lending.

· Proficiency in reviewing personal and business tax returns for income calculation.

· In-depth knowledge of underwriting policies, investor guidelines, and current regulatory requirements.

· Professional judgment to handle confidential borrower information with integrity.

· Strong time management and organizational skills to meet volume and turn-time goals. Education/Experience Requirements

· Minimum 5+ years recent FHA and VA residential mortgage underwriting experience.

· Active FHA Direct Endorsement (DE) and/or VA SAR/LAPP designation in good standing required.

· Experience underwriting USDA and state housing finance/bond programs preferred (Virginia Housing, Maryland Housing, etc.)

· Experience in a high-volume retail mortgage environment strongly preferred.

· Knowledge of Encompass Loan Origination System preferred.

Job Type: Full-time

Pay: $85,000.00 - $110,000.00 per year

Benefits:

401(k)
401(k) matching
Dental insurance
Employee assistance program
Flexible spending account
Health insurance
Health savings account
Life insurance
Paid time off
Referral program
Vision insurance

Application Question(s):

Do you have active FHA Direct Endorsement (DE) and/or VA SAR/LAPP designation in good standing?
Do you have knowledge of Encompass Loan Origination System?

Experience:

FHA and VA residential mortgage underwriting : 5 years (Required)

Ability to Commute:

Fairfax, VA 22030 (Required)

Work Location: Hybrid remote in Fairfax, VA 22030

Quick Apply

Refine Your Search

mortgage underwriter jobs in ashburn va

Senior Government Underwriter - FHA & VA

MORTGAGE LOAN OFFICER (200BPS)

Underwriter

Multifamily Senior Underwriter (Targeted Affordable Housing)

Processor

Underwriter

LEAN/MAP (HUD) Loan Underwriter

Underwriting - Senior Underwriter

Loan Processor

Senior Underwriting Analyst

Loan Officer

Senior Multifamily Underwriter

Director, Sr UW

Senior Agency Closing Officer

PGIM Director, Deal Manager (Hybrid)

Home Loan Specialist - Mortgage Loan Officer

PGIM Director, Deal Manager

Licensed Mortgage Loan Processor

Mortgage Loan Originator

Senior Financial Analyst (Mortgage Finance)

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