Where Banking Feels Like Belonging
At APGFCU, our values are at the heart of everything we do, empowering us as leaders in the credit union movement. We prioritize purpose and connection in how we serve our members, co-workers and communities - helping to navigate life's little and big moments.
SUMMARY:
Under the direction of the Assistant Vice President of Mortgages, the Mortgage Processor I will process mortgage loan files and assist members in submitting a completed application in accordance with established APGFCU policies and procedures, as well as investor guidelines. The Mortgage Processor I will complete a general evaluation of the mortgage loan application and initial disclosures, along with completing a thorough evaluation of credit, income and asset documentation. The Mortgage Processor I will work closely with the member(s), loan officer and underwriter to ensure approval conditions are satisfied and work to obtain all necessary documentation required for approval.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
- Review loan applications, disclosures and other loan documentation for completeness and accuracy.
- Order appraisal, title, flood orders and Private Mortgage Insurance as needed.
- Contact borrowers weekly by phone and email to request and follow-up on required information and documentation and to share loan status.
- Manage loan pipeline daily to ensure loan commitments and rate lock commitments are met.
- Analyze income, asset and collateral documentation (including pre-underwriting for self-employed income).
- Process mortgage loans according to established APGFCU policies and procedures and investor guidelines.
- Other duties may apply.
Additional: Responsible for completion of applicable training and compliance on federal regulations and APGFCU policies and procedures as related to the duties of this position (Bank Secrecy Act, Information Security as examples, if applicable).
EDUCATION:
High School Diploma
EXPERIENCE:
One to three years of mortgage processing experience preferred.
Knowledge of FNMA guidelines (FHA, VA and USDA experience a plus).
Ability to verify income for wage earners and self-employed borrowers. Proven success in managing a large pipeline.
ADDITIONAL:
- Strong oral and written communication and interpersonal skills.
- Strong attention to detail and accuracy.
- Ability to prioritize and meet deadlines. Effective time-manager and multi-tasker.
KNOWLEDGE, SKILLS & ABILITIES:
History of meeting/exceeding service levels and/or production goals directly correlated to corporate and department objectives. Strong interpersonal skills building and maintaining professional relationships with co-workers and vendors. Excellent verbal and written communication skills. Strong organization and time management skills to effectively prioritize objectives. Works to achieve goals in spite of barriers or difficulties; pursues objectives with energy and persistence.
PHYSICAL DEMAND:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to stand; walk; use hands to finger, handle, or feel objects, tools, or controls; and talk or hear. The employee frequently is required to reach with hands and arms. The employee is frequently required to sit, stoop, kneel, or crouch. The employee must frequently lift and/or move up to 25 pounds, and be capable of transporting related supplies and equipment. Specific vision abilities by this job include vision, distance vision, color vision, peripheral vision, depth perception and the ability to focus.
Compensation information: Offers are based on experience and education.
$53,800 - $86,000 annually
APGFCU is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability to Protected Veteran status. Please use the attached link to view the EEO law poster http://www1.eeoc.gov/employers/poster.cfm
APGFCU participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. You can view the details by clicking here or returning to the careers homepage.
APGFCU participa en E-Verify y proporcionará al gobierno federal la información de su Formulario I-9 para confirmar que usted está autorizado para trabajar en los EE.UU.. Puede ver los detalles haciendo clic aquí o regresando a la página de inicio de carreras profesionales.
