Please note, Banner Banks is under new ownership with Bank of Sun Prairie. Banner Banks will officially be renamed Bank of Wisconsin in May 2026. We are excited for this new chapter and look forward to serving our communities!
This position is responsible for the ongoing management of relationships to assist the assigned Banker(s) in realizing efficiencies, quality of the process and product, retention, and expansion of banking relationships consistent with the bank’s goals and objectives for growth, credit quality, and rates of return. This position requires knowledge, proficiency, and adherence to internal policies and procedures as well as applicable laws and regulations.
The Business Lending Portfolio Manager position assists business lenders with business loan applications, may include joint officer calls, works with clients on follow-up information and specific requests on business loans, assists in loan closings, serves as an additional point of contact for the borrower, expedites loan renewals, assists in monitoring/tracking loan covenants, oversees business construction loan draw process, assists in the collection of all business related loans and works with charge-offs, and helps in handling bankruptcy claims, estate claims.
This position will provide administrative support (and is to be a liaison to other departments to complete these tasks) for the assigned Banker(s). Works with and through others in the organization to accomplish these responsibilities.
The Business Lending Portfolio Manager promotes business through good client relations in adherence with the Bank’s lending policies and procedures.
Enhancing Business Loan Processing:
-
Collaborate closely with Business Bankers to collect and analyze financial data, determining the creditworthiness and merits of loan requests.
-
Coordinate the execution of loan documentation, ensuring all materials are accurate, complete, and compliant.
-
Actively participate in weekly loan meetings to review maturing loans, discuss strategies for managing past due loans, and address any operational concerns.
-
Assist the Credit Department in preparing Loan Presentation materials, ensuring that all relevant information is thoroughly documented and presented.
-
Oversee the business construction loan draw process, reviewing requests, coordinating with title companies, and ensuring timely funding.
-
Manage the technical exception list for business lending, ensuring all follow-up actions are completed promptly.
-
Maintain consistency and compliance by adhering to all bank policies and procedures, completing administrative tasks accurately and on time.
-
Ensure all data files are complete and properly uploaded for audits, exams, and reporting requirements.
-
Assist with loan reporting to the Board of Directors, including but not limited to regulatory requirements, portfolio concentrations, and loan-to-value ratios.
-
Coordinate collateral inspections, site visits, reviews, and appraisals, ensuring thorough evaluations for new requests and upcoming loan maturities.
-
Review loan documents for accuracy, completeness, and compliance with loan policies, ensuring a smooth loan closing and funding process.
Driving Business Growth:
-
Stay current with lending, collections, and compliance regulations, ensuring all activities are up-to-date with industry standards.
-
Actively participate in community and civic functions, representing the bank and enhancing its market position in business financing.
-
Collaborate with other departments to ensure clients receive a full range of banking services tailored to their needs.
SECONDARY RESPONSIBILITIES
-
Participate in various internal committees, contributing insights and expertise to drive the bank’s strategic initiatives.
-
Take on additional duties as assigned, always ready to support the team and contribute to the bank’s overall success.
SKILLS
-
Strong expertise in financial statements, tax return analysis, and business loan processing.
-
In-depth knowledge of state and federal lending and compliance regulations, as well as bank lending policies.
-
Ability to thrive in a fast-paced environment with shifting deadlines and priorities.
-
Proficiency in computer software, with a focus on efficiency and accuracy in loan processing.
-
Superior organizational and time management skills, with an aptitude for complex problem-solving and attention to detail.
-
Strong leadership and team-building skills, with the ability to inspire and guide colleagues.
QUALIFICATIONS
-
Associate’s degree (AS) or equivalent from a 2-year college or university or commensurate working experience.
- Minimum of 1 year of directly related work experience in financial analysis or lending or 3 years general banking experience.
-
Portfolio Manager experience preferred.
ADA
Banner Banks is committed to the full inclusion of all qualified individuals. As part of this commitment, Banner Banks will ensure that persons with disabilities are provided reasonable accommodations. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact Human Resources.
WORKING CONDITIONS
This position is located in an office environment with artificial lighting and controlled heating/air conditioning. The position includes prolonged periods of working on a computer and repeating motions that may include the wrists, hands and/or fingers. The incumbent needs to occasionally move about inside the office to access file cabinets, office machinery, etc.
