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Assistant Director of Life Underwriting
HOVIN Underwriting Partners —United States
- Part-time
- Remote
- Anatomy knowledge
- Microsoft Outlook
- 5 years
- Disability insurance
- Health insurance
Quick Apply

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Assistant Director of Life Underwriting

HOVIN Underwriting Partners -
United States

Quick Apply

Job Details

Part-time | Full-time

Benefits

Disability insurance
Health insurance
Dental insurance
Paid time off
Vision insurance
401(k) matching
401(k) 2% match
Professional development assistance
Life insurance
Referral program

Qualifications

Financial risk assessment
Customer communication
Teamwork
Underwriting
Life insurance knowledge
Analysis skills
Experience at life insurance companies
Organizational skills
Medical terminology

Full Job Description

Job description:

Assistant Director of Underwriting
100% Remote | Full-Time & Part-Time Opportunities

HOVIN Underwriting Partners, Inc. is seeking an experienced Assistant Director of Underwriting to support a diverse portfolio of client work across the life insurance industry. These are fully remote positions, available on both a full-time and part-time basis, offering flexibility without sacrificing meaningful underwriting authority or professional collaboration. This role is ideal for seasoned underwriters who value quality risk assessment, autonomy, and working with a highly experienced underwriting organization.

Role Overview

As an Assistant Director of Underwriting, you will independently evaluate and underwrite individual life insurance applications while serving as a trusted resource for clients, associates, and internal underwriting teams. You will exercise meaningful approval authority, contribute to mentoring and peer consultation, and help uphold HOVIN’s underwriting standards across multiple client engagements.

Key Responsibilities

Independently underwrite individual life insurance applications in accordance with HOVIN and client-specific guidelines
Perform comprehensive medical and non-medical risk assessments and clearly document underwriting decisions
Communicate underwriting decisions, requirements, and adverse actions professionally and effectively
Apply sound underwriting judgment
Exercise individual underwriting authority up to $3,000,000–$5,000,000, subject to client limits
Provide concurrence and consultation support to other underwriters when needed
Collaborate with senior underwriters, medical directors, reinsurers, and client stakeholders
Maintain productivity, quality, and turnaround time expectations
Support retention and reinsurance awareness within underwriting decisions
Stay current on underwriting trends, regulatory considerations, and industry best practices
Mentor junior underwriters and contribute to a collaborative team environment
Represent HOVIN professionally in client meetings and industry engagements as needed

Qualifications & Experience

Bachelor’s degree or equivalent business experience
5–7+ years of life underwriting experience, including direct writer and/or reinsurance exposure
Demonstrated ability to independently assess standard and substandard risks
Industry coursework required, including LOMA and ALU (or progress toward completion)

Technical Knowledge

Strong working knowledge of:
Anatomy, physiology, pharmacology, and medical impairments
Medical terminology, lab results, and ECG interpretation
Non-medical risk factors including occupation, aviation, avocations, driving history, and foreign travel
Ability to analyze medical, financial, and legal documentation with accuracy and consistency

Professional Skills

Excellent written and verbal communication skills
Strong analytical, decision-making, and organizational abilities
Ability to explain underwriting decisions clearly and professionally
Customer-focused approach when working with agents, clients, and internal teams
Comfortable working independently in a fully remote environment

Technology & Tools

Proficiency with Microsoft Office and Outlook
Experience working within modern underwriting platforms and digital workflows

Benefits:

401(k) 2% match
Dental insurance
Health insurance
Life insurance
LTD and STD
Paid time off
Professional development assistance
Referral program
Vision insurance

Experience:

Life insurance medical underwriting: 5 years (Required)

Location:

United States (Required)

Work Location: Remote

Benefits:

401(k) 2% match
Dental insurance
Health insurance
Life insurance
Paid time off
Professional development assistance
Referral program
Vision insurance

Experience:

Life Underwriting : 5 years (Required)

Work Location: Remote

Quick Apply

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