Top 38 remote underwriter Jobs in california

Underwriter
Splitero —San Diego, CA
- $110,000 a year
- Remote
- Mid-level
- 3 years
- Health insurance
- Paid time off
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Commercial Lines Underwriting Assistant
WAHVE —San Jose, CA
- $25 - $30 an hour
- Part-time
- Remote
- Research
- Senior level
- Commercial
- Health insurance
- 401(k)
Commercial Lines Underwriter
WAHVE —Los Angeles, CA
- $30 - $45 an hour
- Part-time
- Remote
- Senior level
- Commercial
- Health insurance
- 401(k)
UNDERWRITER
Golden Empire Mortgage Inc —Bakersfield, CA
- $30 - $68 an hour
- Full-time
- Remote
- Mid-level
- 3 years
- High school diploma or GED
Quick Apply
Experienced Casualty Underwriting
QBE —California
- $124,000 - $233,000 a year
- Full-time
- Remote
- Mid-level
- US work authorization
- Experience equivalent to degree accepted
- Tuition reimbursement
- 401(k) matching
Underwriter
Mercury Insurance Services, LLC —Los Angeles, CA
- $36,381 - $77,881 a year
- 8 hour shift
- Remote
- Writing skills
- Mid-level
- Bachelor's degree
- Paid holidays
- Health insurance
Government Underwriter
JMAC Lending —Costa Mesa, CA
- $93,000 - $110,000 a year
- Overtime
- Remote
- Customer service
- Basic math
- Mid-level
- AD&D insurance
- Paid holidays
Quick Apply
Underwriter III
Change Lending —California
- $85,000 - $100,000 a year
- Full-time
- Remote
- Customer service
- Writing skills
- Mid-level
Quick Apply
Non-QM Underwriter
Plaza Home Mortgage —San Diego, CA
- $43.27 - $55.29 an hour
- Full-time
- Remote
- Mid-level
- Residential
- High school diploma or GED
- Paid holidays
- Health insurance
Non-QM Underwriter (Scenario Support)
Plaza Home Mortgage, Inc. —San Diego, CA
- $38.50 - $43.30 an hour
- Full-time
- Remote
- Mid-level
- Residential
- High school diploma or GED
- Paid holidays
- Health insurance
Production Underwriter/Broker
USG Insurance Services, Inc. —Los Angeles, CA
- $65,000 - $150,000 a year
- Full-time
- Remote
- Mid-level
- Windows
- Marketing
- AD&D insurance
- Paid holidays
Quick Apply
Underwriting Team Manager
Plaza Home Mortgage, Inc. —San Diego, CA
- $125,000 a year
- Full-time
- Remote
- Microsoft Outlook
- Customer service
- Mid-level
- Paid holidays
- Health insurance
Senior Underwriter
NFM Lending —Encinitas, CA
- $90,000 - $130,000 a year
- Full-time
- Remote
- Finance
- Quality control
- Mentoring
Senior Underwriting Assistant
PMA Companies —Roseville, CA
- $22.56 - $35.90 an hour
- Remote
- Data analysis skills
- Mid-level
- High school diploma or GED
Underwriter
Point Mortgage Corporation —Chula Vista, CA
- Remote
- Mid-level
- Office
- Residential
Underwriter
LBC Mortgage —California City, CA
- Full-time
- Remote
- Mid-level
- Analysis skills
- Organizational skills
- Opportunities for advancement
Quick Apply
Sr. Underwriter
Plaza Home Mortgage, Inc. —San Diego, CA
- $40.86 - $50.48 an hour
- Full-time
- Remote
- Microsoft Outlook
- Customer service
- Data analysis skills
- Paid holidays
- Health insurance
Territory Manager, Middle Market Business Development - Commercial Lines (Insurance Production Underwriter - Southern California)
Nationwide —California
- 8 hour shift
- Remote
- Clean driving record
- Research
- Driver's License
- Paid holidays
- Disability insurance
Commercial Underwriting Assistant - Remote for California Residents
Amwins Internships —Roseville, CA
- $26 - $30 an hour
- Remote
- Mid-level
- Analysis skills
- Bachelor's degree
Underwriter II
Kapitus —Los Angeles, CA
- $55,800 - $86,100 a year
- Remote
- Data analysis skills
- Research
- Mid-level
- Commuter assistance
- Paid parental leave
Quick Apply

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remote underwriter jobs near california

Underwriter

Splitero -
San Diego, CA

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Job Details

$110,000 a year

Benefits

Internet reimbursement
Health insurance
Paid time off
Parental leave

Qualifications

Underwriting verification process
Loan compliance checks
Underwriting guidelines adherence
Credit risk assessment
UCC law
Appraisal review
Mid-level
Real estate quality control
3 years
Salesforce Cloud
Sales management systems proficiency
Credit history review
Credit report review
Document quality checks
CRM system proficiency
Collateral evaluation (loan underwriting)
Real estate contracts
Credit report analysis
Cross-functional collaboration
Home equity loans
Chain of title analysis

Full Job Description

As an Underwriter at Splitero, you will make risk assessment decisions on applications for our Home Equity Investment (HEI) product, a modern alternative to traditional financing with no income requirements or monthly payments. In this pivotal role, you will analyze risk factors against our underwriting guidelines, policies, and procedures, and partner closely with our Processing team and homeowners to bring files to closing with clarity and purpose.

About the Job

Own your pipeline from initial review through final approval, maintaining a consistent daily review cadence and meeting quality standards measured through regular QA review of your files.
Identify the right conditions for each file: purposeful, proportionate, and defensible, and communicate the reasoning clearly to processors and homeowners.
Ensure title to the property is free of restrictions, leases, liens, and other encumbrances, and identify the specific conditions needed to cure any title issues.
Conduct thorough appraisal reviews, identifying value concerns, property condition flags, and comparables that may affect the investment decision.
Review and analyze loan modifications to assess their impact on lien position, product features, and eligibility.
Review trust documentation to confirm vesting, trustee authority, and compliance with Splitero guidelines.
Monitor and approve that all conditions are met prior to funding.

The salary for this position is $110,000 per year, paid on an hourly basis.

About You

3+ years of experience underwriting residential real estate or home equity products.
Deep experience reviewing and analyzing credit reports, property title reports, appraisal reports, mortgage statements, deeds of trust, and recorded instruments such as loan modification agreements and UCC filings.
Strong title curative knowledge: you understand what specific conditions are needed to resolve liens, encumbrances, and title exceptions, and you can explain the why clearly.
Strong appraisal review skills, including the ability to identify value concerns, property condition issues, and unsupported comparables.
Solid understanding of loan modifications, including their impact on lien position, product features, and how they factor into the underwriting decision.
Trust review experience is a significant plus, with familiarity with trust vesting, trustee authority, and the documentation needed to confirm homeowner eligibility.
A calibrated, purposeful approach to conditioning: you ask what each condition is curing, condition with precision, and can provide your reasoning to processors and sales in plain language.
A collaborative communicator who sees processors and homeowners as partners and gives context with every condition, not just a list.
A creative problem solver who approaches complex files with curiosity and finds ways to get homeowners across the finish line.
Experience with loan processing systems or robust CRM systems such as Salesforce.
Incredible attention to detail, ensuring accuracy and thoroughness in every aspect of your work.
The ability to work efficiently and independently on your pipeline.
Availability to work until 6pm PST strongly preferred
Adaptability: Embraces change with resilience and positivity.
Team Oriented: Prioritizes collaboration, inclusivity, and teammate support.

About Us

Millions of homeowners in today's economy are sitting on substantial home equity they are unable to access due to rising interest rates and strict qualification requirements of traditional lenders. That means millions of homeowners can't convert their hard-earned equity into cash to pay off debt, start a home renovation, or pad their retirement to better their lives.

Splitero co-founders Michael Gifford and David Zvaifler witnessed the problem firsthand throughout their real estate careers. They set out to create a win-win product that could help those homeowners access their home equity but not make monthly payments like traditional financing options. And thus, Splitero was born.

As part of our team, you will join our quest to revolutionize the real estate industry while helping families in need. We offer a suite of benefits designed to help you thrive in all areas of life.

Fully Remote Team - Our remote-first culture allows us to hire the best people, regardless of location.
OneTeam Culture - We foster a culture of transparency, innovation, and inclusivity, where every voice is heard and every team member is valued. We believe in celebrating our successes, doing the right thing, and helping each other so we grow as a team and as individuals.
Generous Resources - We want to ensure you are set up to do your best work. In addition to a solid tech stack, and access to any WeWork location, you will receive a monthly cell and internet stipend.
Premium Healthcare - We offer comprehensive healthcare plans for you and your family, which employees are eligible for on their first day.
Flexible PTO and Parental Leave - We offer a generous PTO and encourage employees to take time off to recharge. We're proud to offer a parental leave policy that allows you to welcome your new addition without worry.

We are a workforce composed of individuals with diverse backgrounds, abilities, minds, and identities. In keeping with our commitment to inclusion, we will ensure that people with disabilities are provided reasonable accommodations. If reasonable accommodations are required when applying, interviewing, or performing the essential functions of this position, please contact People Operations, at [email protected].

Quick Apply

Refine Your Search

remote underwriter jobs in california

Underwriter

Commercial Lines Underwriting Assistant

Commercial Lines Underwriter

UNDERWRITER

Experienced Casualty Underwriting

Underwriter

Government Underwriter

Underwriter III

Non-QM Underwriter

Non-QM Underwriter (Scenario Support)

Production Underwriter/Broker

Underwriting Team Manager

Senior Underwriter

Senior Underwriting Assistant

Underwriter

Underwriter

Sr. Underwriter

Territory Manager, Middle Market Business Development - Commercial Lines (Insurance Production Underwriter - Southern California)

Commercial Underwriting Assistant - Remote for California Residents

Underwriter II

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