Stop Chasing Cold Lists. Start Working Real Opportunities.
Most mortgage companies advertise “company-provided leads.”
Then they hand you a spreadsheet, give you a dialer, and leave you to figure out the rest.
Bolt Home Loans is building a different kind of mortgage sales platform.
Experienced Loan Officers receive multiple direct paths into production:
- Live borrower transfers from our in-house sales team
- Fully Completed mortgage applications taken by our in-house Application Intake Team and delivered directly into the pipeline, ready for you to pull credit and sell.
- Company-provided leads for continued follow-up and pipeline development.
- Access to dozens of wholesale lenders.
- An average loan amount of approximately $415,000.
You are not being hired to spend your entire day searching for someone willing to speak with you.
You are being hired to take real borrower conversations and completed applications, structure the right loan, present the numbers, control the follow-up, and close.
Our in-house team creates borrower conversations and transfers qualified opportunities directly to licensed Loan Officers.
The borrower is already on the phone.
Your job is to take control of the conversation, understand the opportunity, create value, and move the borrower forward.
The Application Intake Team takes and organizes mortgage applications before assigning them to Loan Officers.
Instead of starting every opportunity from zero, you may receive a completed application with borrower information already collected and the file ready for licensed review, consultation, structuring, and follow-up.
You focus on the highest-value part of the business:
- Reviewing the borrower’s complete financial picture
- Identifying the strongest loan strategy
- Presenting the opportunity clearly
- Overcoming objections
- Maintaining urgency
- Converting the application into a funded loan
More Lenders. More Ways to Win. Bolt works with dozens of wholesale lenders.
That gives our Loan Officers more options when a loan does not fit inside one lender’s box. Different lenders have different pricing, guidelines, credit appetites, products, and exceptions.
More lender access means more opportunities to:
- Find competitive pricing
- Solve difficult loan scenarios
- Protect deals that may fall apart elsewhere
- Match borrowers with appropriate available programs
- Turn more applications into closings
Compensation
This is a commission-based W-2 mortgage sales position with substantial earning potential.
Estimated annual earnings: $80,000–$440,000
Actual earnings depend on funded production and are not guaranteed. Compensation is paid according to the applicable written Loan Officer compensation plan.
With an average loan amount of approximately $415,000, every funded loan carries meaningful economic impact. Loan Officers who consistently convert live transfers, completed applications, and company-provided opportunities can build significant income.
Top performers have also been recognized with company-paid trips to destinations including Costa Rica, Miami, and the Bahamas.
What You’ll Do
As a Mortgage Loan Officer at Bolt, you will:
- Receive live transfers from prospective borrowers
- Work completed applications assigned by our Application Intake Team
- Follow up with company-provided leads
- Consult with borrowers regarding their mortgage goals
- Review income, assets, credit, property, and loan information
- Structure refinance and purchase transactions
- Present available loan options clearly and professionally
- Explain the financial impact of the proposed transaction
- Create urgency without sacrificing accuracy or compliance
- Maintain consistent follow-up until the borrower reaches a decision
- Keep applications and active opportunities moving through the pipeline
- Coordinate with processing, operations, leadership, lenders, and other authorized parties
- Maintain accurate records in Company systems
- Meet production, responsiveness, quality, and compliance expectations
- Operate only in states and circumstances where you are properly licensed and authorized
Who Will Win Here
This position is built for an experienced mortgage professional who knows what to do when a real opportunity reaches the desk.
You should be:
- Strong on the phone
- Confident discussing mortgage numbers
- Skilled at building trust quickly
- Comfortable controlling a sales conversation
- Consistent with follow-up
- Competitive without becoming careless
- Able to create urgency professionally
- Organized enough to manage multiple borrowers and files
- Coachable, accountable, and reliable
- Capable of handling rejection without losing pace
- Motivated by production, income, and advancement
- Comfortable working in a high-activity, in-office environment
Strong backgrounds may include:
- Mortgage Loan Officers
- Mortgage bankers and brokers
- Former Rocket Mortgage Loan Officers
- Former UWM Account Executives
- Bank or credit union mortgage professionals
- High-volume call center mortgage professionals
- Military veterans with relevant mortgage or sales experience
Minimum Requirements
- Prior mortgage sales, loan origination, or closely related mortgage experience
- Strong understanding of the mortgage sales process
- Professional phone and written communication
- Ability to review borrower information and manage follow-up
- Ability to work in person from our Bingham Farms office
- Reliable attendance and consistent availability
- Active Mortgage Loan Originator license strongly preferred. If not, we'll help you get licensed.
Schedule
Monday–Thursday: 10:30 AM–7:00 PM
Friday: 10:30 AM–5:00 PM
This is a full-time, in-office role.
Consistent producers can qualify for a Team Lead opportunity.
Depending on eligibility and the applicable written compensation structure, Team Leads may have the opportunity to:
- Coach and manage a team of Mortgage Loan Officers
- Help develop newer producers
- Earn additional compensation based on qualifying team production
- Build leverage beyond their personal pipeline
- Take on greater responsibility as Bolt expands
Leadership is earned through production, consistency, accountability, compliance, and the ability to improve the people around you.
Bolt Home Loans is located in Bingham Farms, Michigan, near Birmingham, Royal Oak, Troy, Bloomfield Hills, Southfield, and Downtown Detroit.
Experienced Loan Officers do not need another motivational speech.
They need real opportunities, competitive lender access, strong infrastructure, and a company that understands that Loan Officers should spend more time consulting, structuring, following up, and closing.
Bolt is investing in the front end of the mortgage process so producers can operate with more leverage:
- Borrowers transferred directly to you
- Completed applications delivered into the pipeline
- Additional company-provided leads
- Dozens of wholesale lenders
- Meaningful average loan sizes
- A defined path toward leadership
The opportunities will be there.
What you do with them determines how far you go.
If you know how to convert real borrower opportunities into funded loans and want a stronger production platform behind you, apply to Bolt Home Loans.
Pay: $80,000.00 - $440,000.00 per year
Work Location: In person
