Top 16 Credit application processor Jobs in Charlotte, Nc

Loan Processor
Two Harbors Investment Corp. —Fort Mill, SC
- Overtime
- Microsoft Word
- Mid-level
- Office
2d
Scenario Desk Underwriter - Home Equity
SoFi —Charlotte, NC
- Mid-level
- Continuous improvement
- Fair chance
Loan Processor
CrossCountry Mortgage, LLC —Cornelius, NC
- Overtime
- 5 years
- Mid-level
- Office
- Wellness program
- Disability insurance
Mortgage Processor
NEIGHBORHOOD ASSISTANCE CORP. OF AMERICA —Charlotte, NC
- $50,000 - $75,000 a year
- Overtime
- Mid-level
- Office
- High school diploma or GED
- Dental insurance
- 401(k)
Quick Apply
9h
Mortgage Underwriter
SoFi —Charlotte, NC
- Hybrid work
- Mid-level
- Office
- Analysis skills
10d
Third Party Account Manager
Figure Lending —Charlotte, NC
- $22.85 - $34.27 an hour
- Hybrid work
- 5 years
- Bachelor of Science
- Residential
- Continuing education credits
- Commuter assistance
Quick Apply
Sales & Use Tax Analyst (Charlotte, NC)
United Rentals, Inc. —Charlotte, NC
- Full-time
- Hybrid work
- Bachelor of Science
- Writing skills
- Research
- Paid parental leave
- Health insurance
Senior Mortgage Loan Processor 1
Self-Help —Charlotte, NC
- Full-time
- Spanish
- Microsoft Excel
- Data analysis skills
Mortgage Loan Officer
HomeTrust Bank —Charlotte, NC
- Computer literacy
- Mid-level
- Office
Mortgage Loan Officer - Charlotte
Truliant Federal Credit Union —Charlotte, NC
- Full-time
- Computer literacy
- English
- Mid-level
- Wellness program
- Paid holidays
Account Executive - Microsoft 365 Licensing (Tier-1 CSP)
Access Business Technologies —Charlotte, NC
- $60,000 - $75,000 a year
- Email
- Hybrid work
- Mid-level
- 1 year
- Leadership
- Paid holidays
- Health insurance
Quick Apply
Sales Development Representative - Microsoft 365 + Guardian (Tier-1 CSP)
Access Business Technologies —Charlotte, NC
- $45,000 - $60,000 a year
- Email
- Hybrid work
- Writing skills
- Mid-level
- Microsoft Office
- Paid holidays
- Health insurance
Quick Apply
Mortgage Loan Officer Producing Team Manager
Truliant Federal Credit Union —Charlotte, NC
- Full-time
- 5 years
- Computer literacy
- English
- Wellness program
- Paid holidays
Propositions Senior Manager (Credit Cards) - Engine by Starling
Starling —Charlotte, NC
- Full-time
- Hybrid work
- Senior level
- Leadership
- Communication skills
- AD&D insurance
- Paid holidays
Quick Apply
13d

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Loan Processor

Two Harbors Investment Corp.
Fort Mill, SC

Apply Now

Job Details

Full-time
2 days ago

Qualifications

Underwriting verification process
Underwriting guidelines adherence
Title document review
Client rapport building
Home Mortgage Disclosure Act (HMDA)
Conventional mortgage loans
Real Estate Settlement Procedures Act (RESPA)
High school diploma or GED
Credit history review
Credit report review
Customer support for financial loans
Verification (borrower information)
Credit report analysis
Automated underwriting
TRID compliance
Cross-functional communication

Full Job Description

The Loan Processor is a reliable mortgage professional who thrives in a fast-paced environment. Loan Processor supports both the origination and operation functions of residential conventional and government mortgages while providing the highest level of customer service both internal & external.

Responsibilities:

Reviews all documents submitted by borrower within 48 hours of receipt.
Direct communication with all borrowers via email and/or phone, returning all calls within 24 hours.
Reviews accuracy and completeness of Loan Application, Automated Underwriting System and Credit Report.
Review entire credit report for accuracy. (I.E correct name (Jr, Sr etc.), property addresses (within 2 years and not on URLA), recent inquiries, liabilities, collections, Social Security numbers and any possible alerts etc.)
Orders and retrieves 3rd party services (I.E. Credit report, Credit refresh, Credit supplements, Tax transcripts, Flood certificates, Fraud guard, VOE’s, Payoffs etc.)
Review initial disclosures and check for signatures and dates.
Review and calculate all types of income and any other mortgage related documents.
Ordering all related condo documents if applicable (I.E. Master policy, budget, condo questionnaire etc.)
Review and analyze appraisal reports for accuracy (I.E. Name & property address, value, and date of appraisal.)
Review title reports for the following but not limited to: Effective date, loan amount, proposed insured, open liens/judgments and tax information.
Responsible for properly updating Encompass to ensure current and accurate data.
Submits complete file to Underwriter for initial underwrite & final review.
Clear all prior-to-doc conditions.
Effective communication with all parties and usage of the conversation log in Encompass to notate the loan files.
Strong pipeline management skills to ensure closing dates are met.
Participates in weekly pipeline reviews with the Loan Officer and Processing Manager providing status of all files.
Assist closing & post-closing with any additional documents or information needed to close out file.
Keep informed of trends and developments in the mortgage industry to include regulation changes.
Processor will meet Round Point’s commitment to compliance and keep abreast of industry new products and guidelines.
Redisclosing for change in circumstances if applicable.
Title review and updates
Ordering additional appraisal reports, if applicable (I.E. final inspection)

Qualifications:Required:

High School diploma or equivalent required
4+ years mortgage experience in a mortgage processing position
Must have ability to verify all elements of a 1003, credit report, title quotes, tax certs, AUS, and mortgage Insurance.
Working knowledge of conventional and government loan programs
Strong organizational skills, attention to detail and work in a high volume & ever-changing mortgage industry
Knowledge of consumer regulations—RESPA, TILA, TRID, HMDA, ECOA and all Fair Lending laws.
Proficiency in Encompass LOS preferred and the ability to readily learn and operate effectively in other business technology applications required.
Ability to work overtime when needed.
Excellent communication and rapport building skills, promoting productive working relationships.
Maintain sense of urgency.
Maintain a level of professionalism when communicating with external clients.
Ability to effectively communicate across multiple departments-originations, underwriting, secondary, processing and closing.
Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the public.

Desired:

Associate degree
Encompass experience
Advanced working knowledge of Word and Excel.
Working in fast-paced, high tech, and business paperless environment

Physical Demands & Working Conditions
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job:

The employee is regularly required to talk or hear.
The employee is required to sit for extended periods of time and is occasionally required to stand and walk.
The employee must regularly use hands to finger, handle, or feel objects and is regularly required to reach with hands and arms; the employee may occasionally climb or balance, and stoop, kneel, crouch, or crawl.
The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds.
Specific vision abilities required by this job include close vision, distance vision, color vision, and ability to adjust focus.
The noise level in the work environment is usually quiet to moderate, and no extreme conditions are present.

About RoundPoint Mortgage Servicing LLC
RoundPoint Mortgage Servicing LLC is a fully integrated, non-bank mortgage company, with a subservicing portfolio of approximately 900,000 loans. In 2023, RoundPoint was acquired by Two Harbors Investment Corp. (NYSE: TWO), reaffirming its commitment to MSR as core and essential to our business strategy and our future. A combined Two Harbors and RoundPoint capitalizes on the strengths of both companies, adding significant value for stakeholders through operational and cost efficiencies, as well as the ability to participate more fully in the mortgage finance space as opportunities arise.
Founded in 2009, Two Harbors has grown into a leading publicly traded residential mortgage real estate investment trust (mortgage REIT). We leverage our core competencies of understanding and managing interest rate and prepayment risk to invest in our Agency residential mortgage-backed securities (RMBS) and mortgage servicing rights (MSR) portfolio, with the objective of delivering attractive risk-adjusted returns to our stockholders.

Location

Fort Mill, SC
Coppell, TX

Employee Status

Regular

Travel

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Refine Your Search

credit application processor jobs in charlotte, nc

Loan Processor

Scenario Desk Underwriter - Home Equity

Loan Processor

Mortgage Processor

Mortgage Underwriter

Third Party Account Manager

Sales & Use Tax Analyst (Charlotte, NC)

Senior Mortgage Loan Processor 1

Mortgage Loan Officer

Mortgage Loan Officer - Charlotte

Account Executive - Microsoft 365 Licensing (Tier-1 CSP)

Sales Development Representative - Microsoft 365 + Guardian (Tier-1 CSP)

Mortgage Loan Officer Producing Team Manager

Propositions Senior Manager (Credit Cards) - Engine by Starling

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