If you're excited about this role but don’t meet every qualification, we still encourage you to apply! At Grange, we value growth and are committed to supporting continuous learning and skill development as you advance in your career with us.
Summary: This role is responsible for achieving profitable underwriting results in support of growth and profit objectives in our Specialty Inland Marine unit by appropriate risk selection, agency relations, book management, self-development and assistance in professional development of others. Based on level of experience, could be considered at Sr UW or UW Specialist level.
What You’ll Be Doing:
- Selects profitable risks by identifying and analyzing risk exposures against coverage desired.
- Manages and underwrites book of business to maintain profitable results, by identifying changes in risk exposures or characteristics, changes in loss trends as measured by loss ratio, loss frequency or other measures.
- Monitors new business production, renewal and policy retention trends, and agency production and loss ratio results within assigned territory to ensure objectives are met and if necessary develop appropriate corrective action alternatives to meet overall company objectives.
- Develops effective relationships with agents and other internal and external customers through effective communication, cooperation and periodic agency visits.
- Drives new business sales growth for Commercial Lines.
- Develops and maintains full knowledge of all policy forms, coverages, rating plans and manuals for all property and casualty lines written.
- Assists as needed in the training, mentoring and development of new or less experienced underwriting personnel.
- Manages assigned work to meet or exceed time and quality service standards.
- Reviews referrals within the referral guidelines and individual underwriting authority.
- Maintains appropriate underwriting documentation on the system or in writing as required.
- Agency Management - executes agency management routines to develop a profitable book of business with each agency: Develops and manages New Business pipeline to ensure a steady stream of business opportunities; analyze quality, volume, mix of business and profit for assigned producers; identify trends in submission activity and work to meet production targets as established; execute actions to achieve policy retention and pricing objectives; participate in agency review process; support Sales Relationship Manager/Territory Sales Manager in conducting sales, product, and process training for agencies and their staff.
- Responsible for agency travel to increase producer awareness of Enterprise underwriting appetites, philosophy and product offerings maximizing time with the right agencies.
- Embraces a culture of Continuous Improvement (CI) and actively identifies opportunities for improvement to increase efficiency and decrease waste, aiding in expense reductions for Commercial Lines.
- Exhibits the company’s core values of integrity, candor, ownership, working together and doing the right thing.
- Places reinsurance and assists less experienced underwriters in obtaining reinsurance quotes.
- Assists with audits for individuals, team, and department.
- Conducts training and acts as the SME in underwriting conferences and meetings. Serves as an informal leader within the CLBU.
- Creates presentations and reports as needed to show measurements on territory goals.
What You’ll Bring To The Company:
Bachelor’s degree and/or CPCU designation strongly desired. At least five years complex inland marine underwriting experience working with multiple states or comparable experience within the property and casualty insurance industry required, especially contractors’ equipment, motor truck cargo, and builders risk. Guidewire experience preferred. Must possess excellent communication, time management, decision making, and PC skills. Ability to complete multiple tasks within set deadlines, be detail oriented, and have a willingness to participate in industry related continuing education and/or training (CPCU, INS, AU, AIS, CIC, etc.) needed. Outstanding negotiation skills, including the ability to deal with conflict and handle difficult situations as well as provide a high level of customer service, are a must. Travel as necessary (up to 40%) for agency visitations, agency meetings, seminars, etc.
About Us:
Grange Insurance Company, with $3.4 billion in assets and more than $1.61 billion in annual revenue, is an insurance provider founded in 1935 and based in Columbus, Ohio. Through its network of independent agents, Grange offers auto, home and business insurance protection. Grange Insurance Company and its affiliates serve policyholders in Georgia, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Carolina, Tennessee, Virginia and Wisconsin and holds an A.M. Best rating of "A" (Excellent).
Grange understands that life requires flexibility. We promote geographical diversity, allowing hybrid and remote options and flexibility in work hours (role dependent). In addition to competitive traditional benefits, Grange has also created unique benefits based on associate feedback, including a cultural appreciation holiday, family formation benefits, compassionate care leave and expanded categories of bereavement leave.
Who We Are:
Grange values all the things that make us unique as human beings. We are committed to creating and supporting a workforce that reflects the richness of our differences by welcoming all backgrounds, viewpoints and lived experiences. To foster an inclusive environment, we are intentional in bringing those differences together for the good of our enterprise, associates, agents, customers and community.
Our Associate Resource Groups help cultivate an inclusive workplace while providing professional and personal growth opportunities. Open to all associates, these voluntary groups celebrate shared experiences and perspectives across ethnicity and race, nationality, generation, gender identity and sexual orientation. Our groups include the Multicultural Professional Network, Pride Partnership & Allies, Women's Group and Young Professionals.
Established in 2016, our Inclusive Culture Council advances professional development, networking, business value and community outreach. Together, we create opportunities to learn from one another, encourage innovation and build a culture where everyone can contribute and grow.
Our commitment to inclusion is grounded in our core values: Be One Team, Deliver Excellence, Communicate Openly, Do the Right Thing and Solve Creatively for Tomorrow.
Equal Opportunity Employer
We are committed to maintaining a discrimination-free workplace in all aspects, terms and conditions of employment and welcome the unique contributions that you bring from education, opinions, culture, beliefs, race, color, religion, age, sex, national origin, handicap, disability, sexual orientation, gender identity or expression, ancestry, pregnancy, veteran status, and citizenship.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.
