Top 3 Senior underwriter Jobs in Draper Ut

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senior underwriter jobs near draper ut

Senior Underwriter - Sandy, UT

Expansion Capital Group -
Sandy, UT

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Job Details

Full-time
$33.60 - $36.00 an hour

Qualifications

Underwriting guidelines adherence
Credit risk assessment
Banking analysis in risk and credit
Financial statement analysis
Math
Financial report interpretation
Credit history review
Data interpretation
Financial statement interpretation
Productivity software
Manual underwriting
Cross-functional collaboration
Cross-functional communication

Full Job Description

Description:

Full-Time, Non-Exempt

Sandy, UT – In-Office

Compensation: $33.60 - $36.00 / hour DOE

Make Confident Credit Decisions. Manage Complex Risk. Help Small Businesses Grow.

About Expansion Capital Group (ECG)

ECG provides financing solutions that help small businesses access the capital they need to grow. Our team specializes in efficient, non-traditional lending, balancing speed with strong credit discipline and a commitment to doing things the right way.

We are looking for a Senior Underwriter to support our Underwriting team.

This role is ideal for an experienced underwriter who enjoys evaluating complex lending opportunities, analyzing financial information, and making sound credit decisions. You'll play a key role by reviewing complex financing requests, partnering with internal teams, and helping ensure funding decisions are accurate, timely, and aligned with ECG's lending philosophy. If you're analytical, decisive, and motivated to make a meaningful impact, this is a strong opportunity. In this role, you'll independently evaluate credit requests, collaborate across departments, and help balance responsible lending with business growth.

What You'll Do:

Review and evaluate complex small business financing requests requiring manual underwriting
Analyze financial information, credit profiles, supporting documentation, and risk factors
Make independent credit decisions using established underwriting guidelines
Evaluate exception-based lending scenarios while maintaining risk tolerances
Review documentation for completeness, accuracy, and compliance prior to funding
Generate contract requests and validate funding documentation
Partner with Sales, Underwriting Processing, Merchant Support, and other teams
Communicate professionally with merchants, referral partners, and lenders
Resolve complex underwriting questions and funding scenarios
Identify opportunities to improve underwriting quality and operational efficiency

What You'll Learn:

Advanced commercial underwriting and credit analysis
Complex risk assessment and exception-based lending
Cross-functional collaboration across ECG's lending operations
Strategies for balancing portfolio quality with business growth
Continuous improvement within a growing fintech organization

Why Join Us:

Meaningful Impact: Make credit decisions that directly influence funding outcomes
Challenging Work: Evaluate complex commercial lending opportunities
Growth Potential: Continue developing your underwriting expertise
Team Environment: Collaborative, fast-paced, and execution-focused
Consistency: Monday–Friday schedule with predictable hours

Work Environment:

In-office role based in Sioux Falls, SD or Sandy, UT
Professional office environment with a collaborative team atmosphere

What We're Looking For:

Strong candidates typically have experience in:

Commercial or small business underwriting
Financial analysis and credit decision-making
Manual underwriting and exception-based lending
Working in banking, lending, or financial services
Collaborating across departments to support funding decisions

You'll Thrive in This Role If You Are:

Analytical and detail-oriented
Comfortable making independent decisions
Organized and able to manage multiple priorities
A strong communicator and collaborative partner
Committed to accuracy, accountability, and continuous improvement

Requirements:

Required Experience:

Minimum of four years of underwriting experience making credit decisions in a financial services or lending environment
Experience analyzing complex financial information and applying underwriting guidelines
Strong analytical, mathematical, critical thinking, and decision-making skills
Excellent verbal and written communication skills
Strong organizational skills and attention to detail
Ability to work independently while collaborating effectively across teams
Proficiency with Microsoft Office and internet-based research tools

Preferred Experience:

Bachelor’s degree in business, Finance, Accounting, Economics, or a related field
Experience underwriting small business, working capital, or commercial lending products
Experience reviewing complex or exception-based underwriting scenarios
Experience in alternative lending or fintech
Knowledge of business financial statements, cash flow analysis, and commercial credit evaluation
Experience mentoring or serving as a resource for junior underwriters or underwriting processing staff

Equal Opportunity Employer

Expansion Capital Group is an equal opportunity employer and considers all applicants without regard to protected characteristics.

Apply Now

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senior underwriter jobs in draper ut

Senior Underwriter - Sandy, UT

Sr. Program Underwriter – Property

Senior Analyst, Cash Flow Underwriting & Intelligence

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