ANB Bank has financial strength embodied in $3 billion in assets and is a true community bank with an unwavering commitment to excellence. The bank helps each of its communities prosper through investment, sponsorship, philanthropy, and employee volunteerism. It is a passion ANB has for banking that makes a difference.
ANB Bank hires individuals who provide excellent customer service and build meaningful relationships with our customers and within our communities. ANB is committed to rewarding our team members who strengthen our company and culture. ANB offers competitive compensation and a comprehensive benefits package for this position.
Hiring Pay Ranges: $72,384.00 - $180,336.00 per year (Includes 20% Cost of Living Adjustment)
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Treasury Management Officer I - $72,384.00 - $111,072.00 per year
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Treasury Management Officer II - $79,872.00 - $122,304.00 per year
- Treasury Management Officer III - $96,096.00 - $147,888.00 per year
- Treasury Management Officer IV - $106,080.00 - $162,864.00 per year
- Treasury Management Officer V - $117,936.00 - $180,336.00 per year
- This position may be eligible to receive an additional $2,080.00 per year if approved for the Spanish Communication Assistant Program.
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The hiring pay range for this position is commensurate with the level of relevant experience and education.
Health & Wellness Benefits (Subject to Eligibility Requirements)
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Minimum 4 Weeks of Paid Time Off (PTO)
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11 Paid Holidays
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Medical, Dental, and Vision Insurance
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Health Savings (HSA), Flexible Spending (FSA), and dependent care spending accounts
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Company provided Life, AD&D, and Disability Insurance with supplementation options
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401(k) plan with discretionary company match and profit sharing
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Discretionary annual bonus and employee referral incentives
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Employee Assistance Program (EAP)
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Tuition Reimbursement Program
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Spanish Communication Assistant Program Incentive
Summary
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Originate, process, and service the credit needs of businesses, consumers, and professionals within the marketplace and maintain and solicit related depository accounts and other fee-generating services. Provides support to all retail and Treasury Management functions, therefore must maintain a reasonable working knowledge of all operational functions.
Essential Duties and Responsibilities
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Servicing the credit needs of customer and prospecting requiring plant visits; obtaining financial and other information; performing or coordinating credit analysis; making loan presentation and recommending approval to Bank Loan Committee where required; and negotiating terms and conditions such as rates, collateral, guarantees, loan agreements, and other documentation.
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Applying ongoing administration and review of the credit until ultimate collection, including ongoing monitoring and grading of credit.
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Detecting potential problems and applying techniques of problem loan administration.
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Although Loan Committee review may be required prior to approval of certain loans, a high degree of reliance is placed on the judgement of the loan officer. Regardless of the need for committee approval, the loan officer is fully responsible for the loan.
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Responsible for the daily management of a commercial loan portfolio, including, but not limited to, credit quality; compliance with the bank's policies and procedures, and applicable laws and regulations; and management of past due loan status. Overall portfolio may include consumer credits as well.
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In conjunction with Community Bank Presidents, may provide oversight and guidance to both commercial and consumer banking officers.
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Acting as relationship manager for assigned customers, ensuring customer satisfaction and the resolution of service problems for all bank products.
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Expanding customer base through networking and sales calling. Soliciting the business of non-borrowing customers as well as loan customers. Maintaining product knowledge to generate credit, deposit, and fee business.
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Participating in community involvement activities to enhance Bank's visibility, image, and reputation.
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Delivering the quality of service as defined by department standards.
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This position requires National Mortgage Licensing Systems (NMLS) registration under the terms of the S.A.F.E. Act of 2008.
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Maintains a current working knowledge of all retail and treasury management banking functions. Provides support as needed to these functions, including transaction and exception approvals to include all deposits, wires, temporary limit increases, etc.
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Makes referrals to Financial Services department for clients seeking investment options not provided by the Bank.
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Other duties as assigned.
Education and/or Experience
Banking Officer I
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1 year of experience in consumer/retail or commercial lending as well as collections, or an equivalent combination of education and experience.
Banking Officer II
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Minimum 3 years of experience in commercial lines lending required, or an equivalent combination of education and experience. Increased ability to analyze credit and underwrite risk for commercial lines loans. Likely portfolio size of approximately $5MM to $20MM consisting of approximately 50-80 credits. May also be responsible for management of a consumer loan portfolio. Performs duties under some guidance and direction of senior lenders.
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To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
Banking Officer III
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Minimum of 5 years experience in commercial lines lending required. Higher developed skills in relationship management, business development, credit analysis, credit presentation, and underwriting skills than lower level lenders. Ability to manage loan portfolio of generally larger and more complex commercial lines loans. Likely portfolio size of approximately $10MM to $30MM consisting of approximately 70-130 credits. May also be responsible for management of a consumer loan portfolio. Performs duties under minimal guidance and direction of senior lenders
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To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions
Banking Officer IV
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Minimum 8 years of experience in commercial lines lending required, or an equivalent combination of education and experience. Proven level of highly developed skills in relationship management, business development, credit analysis, credit presentation, and underwriting skills. Ability to manage effectively every credit or customer relations situation presented including the most complex credits, participations, negotiations with attorneys, alterative pricing proposals, etc. Likely portfolio size $10MM to $50MM consisting of approximately 70-130 credits. Ability to manage and mentor lower level Banking Officers. May select, train, develop, motivate, and appraise subordinates and ensure that they are achieving or maintaining skills levels and goals.
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To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to ensure individuals with disabilities to perform the essential functions.
Banking Officer V
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Minimum 10 years of experience in commercial lines lending required, or an equivalent combination of education and experience. Proven level of highly developed skills in relationship management, business development, credit analysis, credit presentation and underwriting skills. Ability to manage effectively every credit or customer relations situation presented including the most complex credits, participations, negotiations with attorneys, alternative pricing proposals, etc. Likely portfolio size of approximately $20MM to $70MM consisting of approximately 70-130 credits. Ability to manage and mentor lower level Banking Officers. May select, train, develops, motivate, and appraise subordinates and ensure that they are achieving or maintaining skills levels and goals.
Working Hours: Monday - Friday, 8:00am - 5:00pm
Equal Opportunity Employer / Affirmative Action / Minorities / Female / Disabled / Veteran
ANB Bank is committed to providing Equal Opportunity in Employment. The bank is continually trying to improve recruitment, employment, development, and promotional opportunities for its employees. Our selection decisions are based on job-related factors and not on the basis of age, race, sex, color, religion, national origin, disability, sexual orientation, veteran status, pregnancy, marital status, genetic information, gender identity, or any other status protected by federal, state, or local law.
ANB Bank complies with the Equal Pay for Equal Work Act. ANB Bank requests that Applicant not disclose its wage rate history to ANB Bank. If ANB Bank for any reason comes into possession of Applicant's wage rate history, ANB Bank will not rely on it in determining a wage rate. ANB Bank requests that Applicant not provide information on age, date of birth, or graduation date from any academic institution, including on resumes.
Anticipated Date of Application Window Closure: 07/16/2026 (or until filled)
