Top 33 Senior credit analyst Jobs in Elgin, Il

Senior Credit Analyst
Composites One LLC —Schaumburg, IL
- $80,000 - $100,000 a year
- Hybrid work
- Microsoft Word
- Background check
- Microsoft Excel
- Profit sharing
- Work from home
Quick Apply
Senior Credit Analyst
DP WORLD LOGISTICS USA, INC —Itasca, IL
- Full-time
- Hybrid work
- Management
- 5 years
- Finance
Quick Apply
5d
Senior Credit Analyst
ALERO FINANCIAL CREDIT UNION —Rolling Meadows, IL
- $75,243.26 - $112,864.88 a year
- Full-time
- Mid-level
- Office
- Finance
- Profit sharing
- Commuter assistance
Quick Apply
Senior Credit Analyst
Mitsubishi HC Capital America Inc —Itasca, IL
- $98,500 - $115,000 a year
- Overtime
- Bachelor of Science
- English
- Mid-level
- Health insurance
- Dental insurance
Quick Apply
Senior Credit Risk Analyst
Alliant Credit Union —Chicago, IL
- $84,200 - $131,000 a year
- Full-time
- Hybrid work
- Computer Science
- Mid-level
- Office
- Paid parental leave
- Paid holidays
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Senior Credit Analyst
International Motors, LLC —Lisle, IL
- $73,600 - $110,400 a year
- Online Application
- Writing skills
- Mid-level
- Office
Sr. Credit Analyst (Naperville, IL)
Byline Bank. —Naperville, IL
- $86,000 - $107,000 a year
- Full-time
- Hybrid work
- Writing skills
- Mid-level
- Office
- Health insurance
- Dental insurance
Senior Commercial Credit Underwriter
Wheels, Inc. —Schaumburg, IL
- $87,100 - $121,900 a year
- Full-time
- Hybrid work
- Background check
- Office
- Finance
Senior Underwriter
Constructive Loans, LLC —Oakbrook Terrace, IL
- $49 - $53 an hour
- Remote
- Microsoft Word
- 5 years
- Residential
- Paid parental leave
- Health savings account
Quick Apply
5d
Senior Manager, Credit & Collections
Roadrunner Freight —Downers Grove, IL
- $90,000 a year
- Full-time
- Hybrid work
- Microsoft Word
- Microsoft Excel
- Windows
- Paid holidays
- Health insurance
6d
Senior Analyst, Quantitative Risk
Mitsubishi HC Capital America Inc —Itasca, IL
- $110,000 - $135,000 a year
- Full-time
- Mid-level
- Office
- 3 years
- Health insurance
- Dental insurance
Quick Apply
4d
Senior Manager, Credit & Collections
Roadrunner Transportation Services, Inc. —Downers Grove, IL
- $90,000 a year
- Full-time
- Microsoft Word
- Microsoft Excel
- Windows
- Paid holidays
- Health insurance
Quick Apply
Senior Financial Analyst
Colliers International —Rosemont, IL
- $90,000 - $114,000 a year
- Full-time
- 5 years
- Office
- Finance
- Paid parental leave
- AD&D insurance
Senior Underwriter - Health Solutions
Captive Resources LLC —Itasca, IL
- Hybrid work
- Customer service
- Office
- Analysis skills
Senior Associate Risk Manager- Global Payments Network Risk
Capital One —Riverwoods, IL
- Email
- Military
- Mid-level
- Office
- Health insurance
Sr. Consultant/Manager - Analytics Consulting - Banking
Tiger Analytics Inc. —Riverwoods, IL
- Full-time
- Hybrid work
- 5 years
- SQL
- Senior level
Quick Apply
Senior Underwriter Inland Marine & Property
IAT Insurance Group —Naperville, IL
- $63,270 - $153,200 a year
- Urgently hiring
- Hybrid work
- Data analysis skills
- Mid-level
- Office
- Profit sharing
- Paid holidays
Sr. Manager/Director, Credit Card Operations
Good Sam —Lincolnshire, IL
- $111,100 - $170,300 a year
- Full-time
- Dealership
- Marketing
- 5 years
- Paid parental leave
- Health insurance
Quick Apply
11d
Senior Associate Risk Manager- Global Payments Network Risk
Information Technology Senior Management Forum —Riverwoods, IL
- $87,700 - $110,100 a year
- Email
- Military
- Mid-level
- Office
- Health insurance
Manager, Risk Manager
Information Technology Senior Management Forum —Riverwoods, IL
- $138,100 - $157,700 a year
- Email
- CPA
- Military
- Office
- Health insurance

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senior credit analyst jobs near elgin, il

Senior Credit Analyst

Composites One LLC -
Schaumburg, IL

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Job Details

$80,000 - $100,000 a year

Benefits

Profit sharing
Work from home

Qualifications

Microsoft Word
Microsoft Excel
Microsoft Outlook
Financial statement analysis
Data analysis skills
Financial report interpretation
Credit history review
Corporate finance analysis experience in risk and credit
Financial statement interpretation
Credit report analysis
Debt risk assessment
Technical Proficiency
Collections account management

Full Job Description

(https://www.compositesone.com/people/) (https://compositesone.com/en-us/careers)

Begin your Composites One career today!

Position Overview:

The Senior Credit Analyst manages a portfolio of customer accounts, partnering with Sales and Operations to optimize accounts receivable (AR) performance while balancing risk and customer experience.

This role is responsible for monitoring key AR metrics—including DSO, ADTP, past due aging, and bad debt—through proactive collections, credit underwriting, and data-driven decisioning. The Senior Credit Analyst evaluates customer financial health using internal and external data sources and recommends credit limits, terms, and risk classifications.

This position serves as an escalation point for complex account issues and plays a key role in improving credit policies, processes, and overall portfolio performance.

Key Responsibilities

Credit Risk & Underwriting

Evaluate credit risk for new and existing customers using financial statements, D&B, trade references, and industry data
Recommend credit limits, payment terms, and risk classifications within authority guidelines
Analyze financials and behavioral data to reduce exposure and minimize bad debt
Review and approve credit requests; escalate high-risk decisions with supporting analysis
Assess non-standard payment terms (e.g., Net 60) and complete credit scorecards with Sales
Structure payment plans aligned with risk level and customer relationship

Accounts Receivable & Collections

Manage AR aging, DSO, ADTP, and delinquency trends across assigned portfolio
Drive proactive collections through customer outreach and follow-up
Resolve payment issues including short pays, disputes, deductions, and returned payments
Provide documentation (invoices, PODs, statements) to support collections
Identify at-risk accounts and recommend corrective actions
Report portfolio risk, trends, and collection performance to leadership

Portfolio Management & Business Partnership

Serve as primary credit contact for Sales, Operations, and Customer Service
Partner with Sales to balance revenue growth with credit risk management
Participate in regular reviews of high-risk or high-value accounts
Execute order hold/release decisions per credit policy
Resolve order issues in coordination with internal teams (Sales, CSR, CAC)
Escalate complex account issues to Credit leadership as needed

Process Improvement & Leadership Support

Process account adjustments, credits, and refunds accurately and timely
Support onboarding and training of Credit team members
Act as subject matter resource for credit and collections processes
Conduct periodic portfolio reviews and identify risk mitigation opportunities
Support continuous improvement of credit policies, workflows, and controls
Identify and drive process improvements across AR and collections functions

Required Experience:

5+ years of credit and collections experience (credit analysis, AR management, delinquency resolution)
Strong understanding of accounting, finance, and credit principles
Experience analyzing financial statements and assessing credit risk
Experience working with ERP systems and credit tools

Technical Skills:

Microsoft 365 (Excel, Word, Outlook) proficiency required
Experience with credit platforms (D&B, CreditSafe, Experian, or similar)
ERP experience required; SAP S/4HANA a plus

Education & Certifications

Bachelor’s degree in Finance, Accounting, Business Administration, or related field preferred (or equivalent experience)
NACM certifications (CBA, CBF, CCE) a plus

Key Skills

Credit risk analysis & underwriting
Accounts receivable & collections management
Financial statement analysis
DSO / ADTP / AR performance management
Customer relationship management
Negotiation & dispute resolution
Cross-functional collaboration (Sales, Operations, Finance)
Problem-solving and escalation management
Strong communication and attention to detail
Ability to manage multiple priorities in a fast-paced environment

Work Location / Schedule

Hybrid role based out of our corporate office in Schaumburg, IL.
Team members work onsite three days per week, including Tuesday and Thursday, plus a third in-office day that is typically Wednesday but may vary based on business needs. Remote work is available on the remaining two days each week.

Pre-Employment Requirement:

Employment offers are contingent upon successful completion of a drug screen and background check. This requirement is especially critical for safety-sensitive roles.

The annual base salary range for this position is $80,000 - $100,000. The actual pay will be determined based on factors such as location, experience, skills, and qualifications. In addition to the base salary, employees may be eligible for discretionary bonuses and a comprehensive benefits package.

Discover a Fulfilling Career:

At Composites One, our Team Members are the cornerstone of our success. Each role is essential in helping us provide exceptional service to our Customers. We cultivate a culture of empowerment and opportunity, fostering both personal and professional growth.

We believe in driving success and appreciating achievement. Our Team Members are eligible for annual bonuses and profit sharing because when the company thrives, we all benefit. Join us and be part of a Team where your hard work and dedication are valued, and together, we achieve great things.

Respect, Teamwork, and Communication are Woven into our Core Values:

Our guiding principle of Respect, Teamwork, and Communication embodies the spirit of our Core Values. We uphold these principles every day as we strive to make a positive impact for our Customers, our Team, and the world around us.

Benefits:

Explore our comprehensive health, retirement, wellness, and professional growth programs in detail here (https://heyzine.com/flip-book/bc0c8c27b1.html).

Commitment to Diversity, Equity, and Inclusion

At Composites One, all qualified applicants are considered for employment without regard to race, color, religion, sex, national origin, age, marital status, sexual orientation, gender identity, veteran status, disability, or other protected classification as defined by applicable law and regulation.

ADA Accommodations

Accommodations are available for applicants with disabilities in all phases of the application and employment process. To request accommodation please contact the ADA Coordinator by email at [email protected] (mailto:%[email protected]).

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.

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