Top 41 Loan processor Jobs in Encinitas, Ca

Mortgage Processor
Griffin Funding, Inc. —San Diego, CA
- $55,000 - $100,000 a year
- Full-time
- Hybrid work
- Background check
- Mid-level
- Residential
- Health savings account
- Health insurance
Quick Apply
3d
Processor
NFM Lending —Encinitas, CA
- $24.04 - $31.25 an hour
- Overtime
- Remote
- Mid-level
- High school diploma or GED
- Continuous improvement
4d
Indirect Auto Lending - Indirect Loan Processor
MISSION FEDERAL CREDIT UNION —San Diego, CA
- $27.50 - $30.50 an hour
- Full-time
- Office
- High school diploma or GED
- 1 year
- Health insurance
- Dental insurance
Quick Apply
3d
Home Equity Loan Processor
Accenture —San Diego, CA
- $21.39 - $48.13 an hour
- Overtime
- Remote
- Mid-level
- US work authorization
- Military encouraged
- Paid holidays
- Disability insurance
Sr Loan Servicing Processor
Banc of California —Carlsbad, CA
- $21.39 - $32.21 an hour
- Microsoft Word
- Microsoft Excel
- Microsoft Outlook
- Paid parental leave
- Health savings account
Mortgage Loan Processor
Barrett Financial Group —San Diego, CA
- Full-time
- Mid-level
- Office
- Organizational skills
Bank Sales Support Specialist (Commercial Loan Processor)
First Citizens Bank —San Diego, CA
- $26.11 - $40.00 an hour
- Full-time
- Microsoft Outlook
- Mid-level
- Office
Loan Processor
CrossCountry Mortgage —San Diego, CA
- $70,000 - $95,000 a year
- Microsoft Excel
- Mid-level
- Analysis skills
Quick Apply
Live Smart Escrow - Escrow Officer
MISSION FEDERAL CREDIT UNION —San Diego, CA
- $29 - $36 an hour
- Full-time
- Hybrid work
- Background check
- Mid-level
- Office
- Paid holidays
- Health insurance
Quick Apply
3d
Loan Acquisitions & Portfolio Assistant
Pacifica Companies —San Diego, CA
- $28 - $30 an hour
- Full-time
- Background check
- Microsoft Excel
- Microsoft Outlook
- Paid holidays
- Health insurance
Quick Apply
4d
Escrow Assistant-West Coast Escrow- Encinitas, CA
Anywhere Real Estate —Encinitas, CA
- Full-time
- Office
- 1 year
- Communication skills
- Wellness program
- Paid parental leave
Sr. Commercial Loan Processor
Axos Bank —San Diego, CA
- $70,304 - $90,000 a year
- Full-time
- Background check
- Pass drug screening
- Mid-level
- Health savings account
- Health insurance
Escrow Assistant (in office)
California Settlement Services, Inc. —Del Mar, CA
- $20.32 - $27.00 an hour
- Full-time
- Office
- High school diploma or GED
- Organizational skills
- Employee stock purchase plan
- Health insurance
Quick Apply
Escrow Officer Assistant- Carlsbad, CA
Foundation Escrow —Carlsbad, CA
- $23 - $28 an hour
- Full-time
- Mid-level
- Office
- In-person
- Health savings account
- Disability insurance
Quick Apply
3h
Consumer Lending Specialist
San Diego County Credit Union —San Diego, CA
- Weekends as needed
- Mid-level
- Office
- High school diploma or GED
Escrow Administrative Coordinator
New Venture Escrow —Carlsbad, CA
- $24 - $26 an hour
- Full-time
- Background check
- Customer service
- Mid-level
- Health savings account
- Health insurance
Quick Apply
10d
Loan Officer Associate
Lennar —San Diego, CA
- $19.36 - $21.00 an hour
- Weekends as needed
- Bachelor of Science
- High school diploma or GED
- Business development
- Paid parental leave
- Health insurance
13d
Escrow Assistant I
Pickford Escrow Company —Rancho Santa Fe, CA
- $24 - $26 an hour
- Writing skills
- Office
- High school diploma or GED
- Health savings account
- Health insurance
Closer II
NFM Lending —Encinitas, CA
- $25 - $35 an hour
- Overtime
- Mid-level
- Office
- 3 years
Mortgage Loan Officer Assistant
CrossCountry Mortgage —San Diego, CA
- $45,000 - $60,000 a year
- Sales
- Mid-level
- Office
Quick Apply

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loan processor jobs near encinitas, ca

Mortgage Processor

Griffin Funding, Inc.
San Diego, CA

Quick Apply

Job Details

Full-time
$55,000 - $100,000 a year
3 days ago

Benefits

Health savings account
Health insurance
Dental insurance
Paid time off
Vision insurance
401(k) matching
Life insurance
Referral program

Qualifications

Underwriting verification process
Mortgage lending
Quality control
Document review
FNMA

Full Job Description

, and which investors acceptOwn the Process. Earn Like You Matter.

Most mortgage companies treat processors like back-office support. At Griffin Funding, you're the operator who makes million-dollar deals close, and you're paid like it.

What You'll Actually Make

Our processors fund 15-20 Non-QM loans per month and earn $3,750–$5,000 in bonuses on top of their base salary. Strong performers consistently earn $10,000+ per month. Your bonus isn't just volume. It's tied to pull-through, borrower experience, and five-star reviews. Clean execution pays.

What Makes This Role Different

You're not a document collector. You're pre-underwriting every file before submission. You're catching guideline conflicts, income calculation errors, and property issues before underwriting does. You're thinking two steps ahead on every loan.

You handle complexity that most processors never see. Bank statement income. P&L programs. DSCR investor loans. Multiple property scenarios. Self-employed borrowers with variable comp. This isn't cookie-cutter Fannie Mae processing. You're building real expertise.

Your opinion matters. When a loan officer brings you a marginal deal, you're the one who tells them if it works or not. You know the guidelines. You know what underwriting will flag. You're a strategic partner.

What We're Looking For

Experience that counts. 2+ years of processing residential loans in NON-QM Loans, specifically DSCR & Bank Statement loans within the past 2 years. You've worked in an LOS, you can read a credit report in 60 seconds, and you know the difference between program guidelines and investor overlays.

You pre-underwrite in your sleep. You catch DTI errors before they become conditions. You spot income calculation mistakes in the application. You know when an appraisal will come in, short before it's even ordered. You review files the way underwriters think.

You calculate complex income correctly. Self-employed? You're pulling 1040s, Schedules C, K-1s, and depreciation addbacks. Variable comp? You're averaging it correctly and documenting the stability. Bank statements? You're applying the right percentage and structuring it according to the guidelines. Rental income? You know when to use actuals vs. market rent and which investor accepts what.

You solve problems, not create them. When something's missing, you find it. When guidelines conflict, you figure it out. When underwriting pushes back, you know if they're right or if you need to resubmit with clarification.

You communicate like a professional. Borrowers aren't confused by your requests. Loan officers aren't chasing you for updates. You explain what you need, why you need it, and when it's due.

You want to get better. You're not here to process the same file 1,000 times. You want to learn DSCR. You want to master Non-QM overlays. You want to become the processor that loan officers fight to work with because you make their deals close.

Why Processors Stay at Griffin

Non-QM expertise builds your resume. Most processors never touch investor products, complex income scenarios, or Non-QM programs. Here, it's your daily work. You're becoming the processor other companies will pay a premium for.

Performance-based pay that's actually fair. Your bonus is tied to funded volume, pull-through rate, and borrower reviews. Close clean files, keep deals moving, deliver great experiences get paid accordingly.

Systems that don't fight you. Organized pipelines. Dedicated support for title, appraisal, and conditions tracking. Technology that actually helps. You spend your time processing, not fixing broken workflows.

Advancement built into the structure. Senior processor. Non-QM product specialist. Processing trainer. Operations leadership. We aim to promote the people who've proven they can run the system at a high level.

A culture that respects execution. Loan officers know they don't close without you. Leadership knows you're the quality control between a submitted file and a funded loan. Borrowers leave five-star reviews because you kept them informed and made it smooth. Your work is visible, valued, and compensated accordingly.

What We Expect From Day One

You take ownership. Your files are your responsibility. You know what's in your pipeline, what's at risk, and what's funding this week.

We're a referral-based company. 1st party SEO driven leads. Every file you touch reflects on Griffin Funding's reputation. Clean files build trust with realtors, financial advisors, and CPAs who refer their clients to us. And repeat/ referral business!

You stay humble and keep learning. Guidelines change. Investors update overlays. New loan programs roll out. You don't coast on what you knew last year.

Ready to Process at a Higher Level?

Most processors spend their careers managing chaos, hoping to survive the day. At Griffin Funding, you'll manage complexity, earn what you're worth, and build expertise that makes you one of the best in the business.

Strategic. Highly Compensated. That's processing at Griffin Funding.

Griffin Funding, provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, Griffin Funding, complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities.

NMLS #1120111

VA Approved Lender ID: 9088650000FHA Non-Supervised Lender No.: 01472-0000-3

Pay: $55,000.00 - $100,000.00 per year

Benefits:

401(k) matching
Dental insurance
Health insurance
Health savings account
Life insurance
Paid time off
Referral program
Vision insurance

Experience:

NONQM Loan Processing : 3 years (Required)

Work Location: Hybrid remote in San Diego, CA 92101

Quick Apply

Refine Your Search

loan processor jobs in encinitas, ca

Mortgage Processor

Processor

Indirect Auto Lending - Indirect Loan Processor

Home Equity Loan Processor

Sr Loan Servicing Processor

Mortgage Loan Processor

Bank Sales Support Specialist (Commercial Loan Processor)

Loan Processor

Live Smart Escrow - Escrow Officer

Loan Acquisitions & Portfolio Assistant

Escrow Assistant-West Coast Escrow- Encinitas, CA

Sr. Commercial Loan Processor

Escrow Assistant (in office)

Escrow Officer Assistant- Carlsbad, CA

Consumer Lending Specialist

Escrow Administrative Coordinator

Loan Officer Associate

Escrow Assistant I

Closer II

Mortgage Loan Officer Assistant

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