Program Underwriter/Delegated Authority Specialist
Exton, PA
The AXA XL North America Programs Unit provides customized program solutions and underwriting capacity for market-leading delegated-authority Program Administrator partners who underwrite and administer Property and/or Casualty programs on our behalf.
The Program Underwriting Specialist provides technical underwriting and program support to Program Managers within North America Delegated Authority Programs. The role supports both new business and existing programs through participation in program evaluation, underwriting due diligence, and the ongoing technical management of active delegated authority relationships.
Acting as a technical resource, the Program Underwriting Specialist supports underwriting governance, regulatory alignment, and program execution, operating with sound judgment while working collaboratively across the Programs team and broader organization.
This role will report to the Head of Property Programs.
What you’ll be doing
New Business & Program Growth
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Support new business and program growth initiatives by participating in underwriting due diligence for prospective delegated authority programs, with a focus on sustainable and profitable growth.
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Review submissions, underwriting guidelines, forms, and supporting materials to assist in evaluating program underwriting approach, and governance considerations.
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Contribute to preparation of due diligence materials for internal review and approval forums.
Ongoing Program Management & Technical Support
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Provide ongoing technical underwriting support for existing delegated authority programs, including research, program enhancements, expansions, and issue resolution.
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Support Program Managers through regular interaction on underwriting and documentation matters, helping ensure programs perform in line with key performance measures and profitability objectives.
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Support periodic program analysis through review of program data and reporting to inform underwriting quality and performance trends.
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Assist with maintaining disciplined underwriting governance and consistent underwriting quality across active programs.
Underwriting Governance & Documentation
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Support the development, review, and ongoing maintenance of underwriting guidelines, authority statements, and related program documentation, ensuring documentation standards are consistently applied.
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Ensure alignment between underwriting intent, program documentation, and operational practice.
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Support ongoing and periodic reviews of underwriting materials as programs evolve.
Forms, Rates & Rules / Regulatory Support
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Analyze insurance forms, rates, and rules for consistency with underwriting intent and program structure.
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Coordinate form, rate, and rule filing activity with actuarial, legal, and regulatory teams.
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Support tracking of filings, approvals, objections, and resulting documentation updates.
Underwriting Audits & Reviews
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Support underwriting audits of delegated authority programs, including file reviews and assessment of guideline adherence.
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Assist with documenting audit findings, tracking remediation efforts, and supporting follow‑up activities.
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Contribute to audit summaries, underwriting assessments, and management reporting.
Collaboration & Execution
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Independently manage assigned technical workstreams in support of Program Manager objectives.
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Collaborate across Underwriting, Legal, Claims, Operations, and various Regulatory functions.
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Contribute as an engaged team member on special projects and initiatives that support program performance and execution.
What you will BRING
We’re looking for someone who has these abilities and skills:
Required Skills and Abilities:
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Bachelor’s Degree or relevant work experience; insurance-related coursework or professional designations a plus.
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Deep technical underwriting knowledge, with experience in property and/or casualty lines of business.
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Experience supporting delegated authority programs, including underwriting guidelines, authority statements, or related governance activities.
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Familiarity with regulatory concepts, including insurance forms, rates, and rules, and how they align with underwriting intent.
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Analytical skills with the ability to review information, identify issues, and support sound underwriting and program decisions.
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Ability to manage work independently while collaborating effectively with Program Managers and cross-functional stakeholders.
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Demonstrated organizational skills and attention to detail, with the ability to manage multiple priorities in a dynamic environment.
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Clear written and verbal communication skills, particularly for technical and underwriting-related topics.
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Self-motivated, proactive, and comfortable operating in a role that supports both growth initiatives and ongoing program execution.
Who WE are
AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks. For mid-sized companies, multinationals and even some inspirational individuals we don’t just provide re/insurance, we reinvent it.
How? By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business property, casualty, professional, financial lines and specialty.
With an innovative and flexible approach to risk solutions, we partner with those who move the world forward.
Learn more at axaxl.com
What we OFFER
Inclusion
AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success. That’s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential. It’s about helping one another — and our business — to move forward and succeed.
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Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe.
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Robust support for Flexible Working Arrangements
- Enhanced family-friendly leave benefits
- Named to the Diversity Best Practices Index
- Signatory to the UK Women in Finance Charter
Learn more at Inclusion & Diversity at AXA XL | AXA XL. AXA XL is an Equal Opportunity Employer.
Total Rewards
AXA XL’s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security. It provides competitive compensation and personalized, inclusive benefits that evolve as you do.
We’re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence.
Sustainability
At AXA XL, Sustainability is integral to our business strategy. In an ever-changing world, AXA XL protects what matters most for our clients and communities. We know that sustainability is at the root of a more resilient future. Our 2023-26 Sustainability strategy, called “Roots of resilience”, focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations.
Our Pillars:
Valuing nature: How we impact nature affects how nature impacts us. Resilient ecosystems - the foundation of a sustainable planet and society – are essential to our future. We’re committed to protecting and restoring nature – from mangrove forests to the bees in our backyard – by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans.-
Addressing climate change: The effects of a changing climate are far-reaching and significant. Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption. We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions.
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Integrating ESG: All companies have a role to play in building a more resilient future. Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business. We’re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting.
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AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL’s “Hearts in Action” programs. These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day – the Global Day of Giving.
For more information, please see Sustainability at AXA XL.
Applicants for this role must be legally authorized to work in the United States without sponsorship now or in the future.
The U.S. base salary range for this position is USD (97,100 - 161,900).
Actual pay will be determined based upon the individual’s skills, experience and location. We strive for market alignment and internal equity with our colleagues’ pay.
At AXA XL, we know how important physical, mental, and financial health are to our employees, which is why we are proud to offer benefits such as a competitive retirement savings plan, health and wellness programs, and many other benefits. We also believe in fostering our colleagues' development and offer a wide range of learning opportunities for colleagues to hone their professional skills and to position themselves for the next step of their careers. For more details about AXA XL’s benefits offerings, please visit US Benefits at a Glance 2026.
