Top 277 Credit analyst Jobs in Fairfax Va

Senior Government Underwriter - FHA & VA
First Heritage Mortgage —Fairfax, VA
- $85,000 - $110,000 a year
- Full-time
- Hybrid work
- Background check
- High school diploma or GED
- Analysis skills
- Health savings account
- Health insurance
Quick Apply
5d
Principal Enterprise Data Risk Analyst
Navy Federal Credit Union —Vienna, VA
- $127,200 - $163,100 a year
- Online Application
- 7 years
- Research
- Office
Quantitative Analytics Tech Lead –Credit Risk Analytics
Freddie Mac —McLean, VA
- $144,000 - $216,000 a year
- Full-time
- Office
- 3 years
- Finance
Quantitative Analytics Senior
Freddie Mac —McLean, VA
- $126,000 - $190,000 a year
- Full-time
- Office
- 3 years
- Finance
Quantitative Analytics Tech Lead (Multifamily business)
Freddie Mac —McLean, VA
- $144,000 - $216,000 a year
- Full-time
- Research
- Office
- 3 years
Credit Analyst
John Marshall Bank —Reston, VA
- $85,000 - $115,000 a year
- Data analysis skills
- Mid-level
- Office
- Disability insurance
- Health insurance
Commercial Credit Analyst, CRE
M&T Bank —Falls Church, VA
- $72,200 - $120,300 a year
- Full-time
- Hybrid work
- Mid-level
- Office
- Finance
Quantitative Analytics Professional
Freddie Mac —McLean, VA
- $105,000 - $157,000 a year
- Full-time
- Computer Science
- Office
- Master's degree
Enterprise Payments Governance & Oversight Manager - Hybrid
Capital One —McLean, VA
- Email
- Military
- Office
- 3 years
- Health insurance
Quantitative Analytics Tech Lead
Freddie Mac —McLean, VA
- $144,000 - $216,000 a year
- Full-time
- Office
- 3 years
- Finance
13d
Quantitative Risk Analysis Tech Lead (Single-Family Business)
Freddie Mac —McLean, VA
- $142,000 - $214,000 a year
- Full-time
- Computer Science
- Research
- Office
Financial Management Sr Analyst
CGI Group, Inc. —Washington, DC
- $70,800 - $156,700 a year
- Oracle
- English
- Research
- Paid parental leave
- Paid holidays
ERP Federal Financial Management Order to Cash Analyst (Sr.) - U.S. Citizenship Required
CGI Group, Inc. —Fairfax, VA
- $100,800 - $245,500 a year
- Hybrid work
- Background check
- 6 years
- Oracle
- Paid parental leave
- Paid holidays
Insurance Analyst
Experis —Tysons, VA
- Contract
- Hybrid work
- Mid-level
- Office
- Analysis skills
Quick Apply
10h
Senior Business Analyst - Credit Risk
Koalafi —Arlington, VA
- $100,000 - $129,000 a year
- Mid-level
- Office
- Finance
- Commuter assistance
- Paid holidays
Multifamily Production Senior Analyst
Freddie Mac —McLean, VA
- $86,000 - $130,000 a year
- Full-time
- Microsoft Word
- Mid-level
- Office
Credit Analyst
POTOMAC BANK INC —Ashburn, VA
- Full-time
- Microsoft Excel
- 5 years
- Mid-level
Quick Apply
Multifamily Asset Associate
Freddie Mac —McLean, VA
- $73,000 - $109,000 a year
- Full-time
- Microsoft Excel
- Office
- Finance
Financial Analyst
Hive Group LLC —McLean, VA
- $60,000 - $68,000 a year
- Email
- Hybrid work
- Office
- Finance
- Analysis skills
- Paid holidays
- Disability insurance
Quick Apply
Captives Underwriter
The Hartford —Alexandria, VA
- $124,000 - $199,800 a year
- Full-time
- Hybrid work
- Sales
- Customer service
- Office

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credit analyst jobs near fairfax va

Senior Government Underwriter - FHA & VA

First Heritage Mortgage -
Fairfax, VA

Quick Apply

Job Details

Full-time
$85,000 - $110,000 a year
5 days ago

Benefits

Health savings account
Health insurance
Dental insurance
401(k)
Flexible spending account
Paid time off
Employee assistance program
Vision insurance
401(k) matching
Life insurance
Referral program

Qualifications

Written communication
Clear verbal communication
Underwriting guidelines adherence
Underwriting
Federal Housing Administration (FHA) loans
Credit risk assessment
Fair Housing regulations
Appraisal review
Housing and Urban Development (HUD) regulations
Consumer lending analysis in risk and credit
High school diploma or GED
Analysis skills
Attention to detail
Industry knowledge of financial regulations
Document review
Organizational skills
Credit report review
FHA Direct Endorsement Certification
Collateral evaluation (loan underwriting)
Verification (borrower information)
Credit report analysis
Veterans Affairs (VA) loans
Encompass
Time management

Full Job Description

Position Summary:

The Senior Government Underwriter is responsible for reviewing and rendering credit decisions on FHA, VA, Conventional, and Non-Agency residential mortgage loan applications, ensuring full compliance with First Heritage Mortgage LLC, investor, and agency guidelines. This role requires expert-level knowledge of HUD and VA policies, strong risk assessment skills, and the ability to apply overlays consistently. The Senior Government Underwriter will utilize active FHA Direct Endorsement (DE) and/or VA SAR/LAPP authority to review credit, income, assets, and collateral, making sound credit decisions while mentoring junior underwriting staff and supporting complex loan scenarios.

Responsibilities and Duties:

Underwriting & Decisioning

· Review and validate credit, property, income, asset, and employment documentation for FHA, VA, USDA, and applicable state housing programs.

· Apply HUD Handbook 4000.1, VA Lender’s Handbook, investor overlays, and company guidelines to ensure compliance.

· Utilize DE and/or SAR authority to approve, suspend, counter-offer, or decline loan files.

· Review and analyze appraisals for accuracy, completeness, and acceptability under FHA and VA requirements.

· Identify and address red flags for potential fraud or misrepresentation.

Collaboration & Communication

· Prepare clear, concise underwriting summaries outlining the credit decision rationale.

· Communicate conditions and decisions effectively to Loan Officers, Processors, and other stakeholders.

· Support escalated scenarios and complex guideline interpretation requests.

File Management & Quality Control

· Review resubmissions and clear conditions to issue final approvals.

· Maintain quality underwriting standards to minimize audit findings and repurchase risk.

· Stay informed on guideline, regulatory, and compliance changes, ensuring timely application in daily work.

Mentorship & Leadership Support

· Provide guidance and training to less experienced underwriters and processing staff.

· Contribute to internal underwriting policy updates and procedural improvements.

Qualifications:

Required Skills/Abilities

· Exceptional written and verbal communication skills.

· Proven ability to document clear, defensible underwriting decisions.

· High attention to detail and strong analytical capabilities.

· Expertise in credit, income, and asset evaluation for FHA and VA lending.

· Proficiency in reviewing personal and business tax returns for income calculation.

· In-depth knowledge of underwriting policies, investor guidelines, and current regulatory requirements.

· Professional judgment to handle confidential borrower information with integrity.

· Strong time management and organizational skills to meet volume and turn-time goals. Education/Experience Requirements

· Minimum 5+ years recent FHA and VA residential mortgage underwriting experience.

· Active FHA Direct Endorsement (DE) and/or VA SAR/LAPP designation in good standing required.

· Experience underwriting USDA and state housing finance/bond programs preferred (Virginia Housing, Maryland Housing, etc.)

· Experience in a high-volume retail mortgage environment strongly preferred.

· Knowledge of Encompass Loan Origination System preferred.

Job Type: Full-time

Pay: $85,000.00 - $110,000.00 per year

Benefits:

401(k)
401(k) matching
Dental insurance
Employee assistance program
Flexible spending account
Health insurance
Health savings account
Life insurance
Paid time off
Referral program
Vision insurance

Application Question(s):

Do you have active FHA Direct Endorsement (DE) and/or VA SAR/LAPP designation in good standing?
Do you have knowledge of Encompass Loan Origination System?

Experience:

FHA and VA residential mortgage underwriting : 5 years (Required)

Ability to Commute:

Fairfax, VA 22030 (Required)

Work Location: Hybrid remote in Fairfax, VA 22030

Quick Apply

Refine Your Search

credit analyst jobs in fairfax va

Senior Government Underwriter - FHA & VA

Principal Enterprise Data Risk Analyst

Quantitative Analytics Tech Lead –Credit Risk Analytics

Quantitative Analytics Senior

Quantitative Analytics Tech Lead (Multifamily business)

Credit Analyst

Commercial Credit Analyst, CRE

Quantitative Analytics Professional

Enterprise Payments Governance & Oversight Manager - Hybrid

Quantitative Analytics Tech Lead

Quantitative Risk Analysis Tech Lead (Single-Family Business)

Financial Management Sr Analyst

ERP Federal Financial Management Order to Cash Analyst (Sr.) - U.S. Citizenship Required

Insurance Analyst

Senior Business Analyst - Credit Risk

Multifamily Production Senior Analyst

Credit Analyst

Multifamily Asset Associate

Financial Analyst

Captives Underwriter

I want to receive the latest job alert for credit analyst in fairfax va

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