Top 83 Underwriting Jobs in Fall River, Ma

Residential Mortgage Underwriter
SCU Credit Union —Brockton, MA
- $30 - $35 an hour
- Full-time
- Data analysis skills
- Mid-level
- Residential
- Dental insurance
- 401(k)
Quick Apply
8d
Assistant Vice President High-Hazard Underwriting Occupancy Specialist - Emerging Risks - Data Centers, Power Generation, Pulp & Paper, Construction
FM —Johnston, RI
- $134,080 - $192,700 a year
- Full-time
- Research
- Office
- Analysis skills
- 401(k)
- Tuition reimbursement
Senior Underwriter
Beacon Mutual Insurance Company —Warwick, RI
- Hybrid work
- Clean driving record
- 5 years
- Research
- Disability insurance
- Health insurance
Quick Apply
2d
Commercial Lines Underwriting Assistant
WAHVE —Providence, RI
- Part-time
- Remote
- Research
- Senior level
- Commercial
- Health insurance
- 401(k)
1d
Commercial Portfolio Manager II (C&I)
North Easton Savings Bank —South Easton, MA
- $83,534.28 - $112,771.28 a year
- Full-time
- Customer service
- Writing skills
- Data analysis skills
2d
Underwriter
HUB International —Warwick, RI
- Full-time
- Hybrid work
- Microsoft Outlook
- Mid-level
- Office
2d
Credit Analyst Associate
Farm Credit East —Middleboro, MA
- $55,000 - $80,000 a year
- Full-time
- Hybrid work
- Mid-level
- Office
- Finance
- Paid parental leave
- Health savings account
Quick Apply
2d
Commercial Credit Analyst
Bluestone Bank —Raynham, MA
- $70,000 - $100,000 a year
- Microsoft Word
- Data analysis skills
- Mid-level
- Paid holidays
- Health insurance
Quick Apply
Underwriting Counsel
Stewart Title Guaranty Company —Lincoln, RI
- $130,588.32 - $217,647.19 a year
- Online Application
- Office
- In-person
- Senior level
- Employee stock purchase plan
- Health insurance
Senior Underwriting Specialist
FM —Johnston, RI
- $120,400 - $203,175 a year
- Full-time
- 5 years
- Engineering
- Office
- Referral program
Home Equity Underwriter
Citizens Financial Group —Johnston, RI
- Full-time
- Background check
- Mid-level
- Office
- Health insurance
- Dental insurance
7d
Mortgage Underwriter II
COASTAL1 CREDIT UNION —Pawtucket, RI
- $55,379 - $71,968 a year
- Full-time
- Bilingual
- Basic math
- Mid-level
- Health insurance
- Dental insurance
Senior Commercial Program Underwriter - Remote
CSAA Insurance Services, Inc. —Pawtucket, RI
- $136,890 - $182,450 a year
- Full-time
- Remote
- Finance
- 8 years
- Bachelor's degree
- 401(k) matching
1d
Business Banking Credit Analyst
The Washington Trust Company —Warwick, RI
- $50,000 - $65,000 a year
- Full-time
- Hybrid work
- Writing skills
- Mid-level
- Finance
- Health insurance
- 401(k)
Quick Apply
Real Estate Development Officer
Rhode Island Housing —Providence, RI
- $75,222 - $105,310 a year
- Full-time
- Hybrid work
- 5 years
- Office
- Master's degree
- Health insurance
- Dental insurance
Quick Apply
4d
Home Equity Senior Underwriter
Citizens Financial Group —Johnston, RI
- Full-time
- Background check
- Mid-level
- Office
- Health insurance
- Dental insurance
Underwriter (Warwick R.I. or Kennesaw GA)
Lendsure Mortgage Corp —Warwick, RI
- $68,500 - $90,000 a year
- Full-time
- 5 years
- Mid-level
- Office
- Health insurance
- Dental insurance
Quick Apply
Mortgage Credit Analyst ( Warwick, RI)
Lendsure Mortgage Corp —Warwick, RI
- $55,000 - $68,000 a year
- Full-time
- Mid-level
- Office
- US work authorization
Quick Apply
Commercial Lines Account Manager
Baycoast Bank —Swansea, MA
- $61,316 - $98,110 a year
- Full-time
- Spanish
- Mid-level
- Communication skills
- Disability insurance
- Health insurance
Quick Apply
4d
VP, Senior Commercial Credit Analyst (ON-SITE)
CENTREVILLE BANK —West Warwick, RI
- Microsoft Word
- Office
- 3 years
- Paid holidays
- Disability insurance
Quick Apply

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underwriting jobs near fall river, ma

Residential Mortgage Underwriter

SCU Credit Union -
Brockton, MA

Quick Apply

Job Details

Full-time
$30 - $35 an hour
8 days ago

Benefits

Dental insurance
401(k)
Flexible spending account
Tuition reimbursement
Paid time off
Parental leave
Vision insurance
401(k) matching
Life insurance

Qualifications

Residential property appraisal
Federal Housing Administration (FHA) loans
Data analysis skills
Conventional mortgage loans
FNMA

Full Job Description

Description:

SUMMARY:

Under general supervision, but in accordance with established policies and procedures, is responsible for analyzing the credit worthiness of applicants. Loan files consisting of first and second mortgage lien products, conventional, jumbo, adjustable and 1-4 family investment properties. Based on lending authority, underwrites, and approves real estate loans. Presents loans to Manager or Chief Lending Officer for approvals exceeding authority levels.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

Thorough knowledge of the Credit Union’s loan products, loan policies, procedures, interest rate changes, rate lock policies and state and federal regulations for residential lending as they apply to any particular product
Reconcile income, appraisal value, credit history, or other discrepancies, determining and recommending the terms and conditions of the loan.
Analyze borrower’s credit profile by reviewing credit reports, current liabilities, collections and outstanding judgments to determine credit worthiness of borrowers and calculate income and debt-to-income ratios
Proficient at reading and interpreting automated underwriting decision results
Reviews mortgage file after documentation has been received, requests further documentation as needed, and underwrites the file to arrive at a credit decision Approves loans up to lending authority. Recommend loans exceeding lending authority to designated staff with higher lending authority. Prepares the commitment letter, forwards to borrower for signature or MLO for routing to borrower.
Prepare appropriate Memos to the loan Committee for denials or counter offers as outlined in the Credit Union’s lending policy.
Status’ a file for missing documentation to be compliant with regulatory guidelines.
Explain different financing and mortgage programs and products and their respective requirements to Borrowers if needed during the underwriting process. Analyzes the applicant’s financial posture to determine if it meets the Credit Union’s loan criteria.
Reviews appraisals for other underwriters for accuracy and analyzes the valuation techniques utilized. Provide appraisal to borrower.
Review the loan file for completeness and accuracy. Explain figures and charges to appropriate parties.
Uploads documents as received into the LOS system(s), update status, label and place in designated efolders .
Keeps up to date on secondary market guidelines, implementing required changes in workflow and underwriting process.
Answers phone calls and emails from members and borrowers.
Prepares file and documentation and submits to mortgage insurance companies for coverage approval.
Prepares file and documentation for investors. Follows up on missing documentation as requested by the Secondary market investor. Update LOS with require data fields for export to investor. Credit enhancing the loan with Vendor, (if applicable).
Underwrites subordination requests from other Financial Institutions.
Underwrites modification requests for existing members
Assists with updating the various mortgage department logs.
Reviews file prior to closing. Ascertains that the file is complete and authorizes the attorney, or Loan Closer to close the loan. Requests and acquires additional documentation if necessary. Prepares clear to close instructions.
Performs other duties as requested.
In the absence of the Processors or Closers or when volume increases, may assist with the processing or closing of first and second mortgage loan products in the absence of the Processor / Closer or during high volume times.

Disclaimer: The job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee. Duties, responsibilities and activities may change, or new ones may be assigned at any time with or without notice.

SUPERVISORY RESPONSIBILITIES: NONE

Requirements:

QUALIFICATIONS:

A thorough understanding of the requirements of the Credit Union’s loan products.
Analytical ability to conduct analysis of an applicant’s financial posture and recommend alternatives in cases where there is insufficient financial posture.
Two to four years’ experience underwriting for the secondary market, FHLMC/FNMA, MHFA, VA, FHA, Jumbo Mortgages.
Organizational and interpersonal skills to conduct effective evaluations

EDUCATION:

Bachelor's degree and a minimum of 5 years of experience in Residential or Consumer Lending; or an equivalent combination of education and experience.

WORK ENVIRONMENT

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The noise level in the work environment is usually moderate.

PHYSICAL DEMANDS:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle or feel, reach with hands and arms; and talk or hear. The employee is occasionally required to stand and walk. The employee must regularly lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, peripheral vision, and ability to adjust focus.

_______________________________________________________________________________________________________

The pay range for this position is $30.00 - $35.00 per hour and is the lowest to highest salary we in good faith believe we would pay for this role at the time of this posting. The range may be modified in the future. An employee’s pay within the salary range will be based on several factors including, but not limited to, relevant education, qualifications, certifications, experience, sales or revenue-based metrics, and business or organizational needs and affordability.

SCU Credit Union is an equal employment opportunity employer.

Benefits:

401(k)
401(k) matching
Dental insurance
Flexible spending account
Life insurance
Paid time off
Parental leave
Tuition reimbursement
Vision insurance

Work Location: In person

Quick Apply

Refine Your Search

underwriting jobs in fall river, ma

Residential Mortgage Underwriter

Assistant Vice President High-Hazard Underwriting Occupancy Specialist - Emerging Risks - Data Centers, Power Generation, Pulp & Paper, Construction

Senior Underwriter

Commercial Lines Underwriting Assistant

Commercial Portfolio Manager II (C&I)

Underwriter

Credit Analyst Associate

Commercial Credit Analyst

Underwriting Counsel

Senior Underwriting Specialist

Home Equity Underwriter

Mortgage Underwriter II

Senior Commercial Program Underwriter - Remote

Business Banking Credit Analyst

Real Estate Development Officer

Home Equity Senior Underwriter

Underwriter (Warwick R.I. or Kennesaw GA)

Mortgage Credit Analyst ( Warwick, RI)

Commercial Lines Account Manager

VP, Senior Commercial Credit Analyst (ON-SITE)

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