Top 7 Credit officer ii Jobs in Fargo Nd

Credit Officer II
Bell Bank —Fargo, ND
- Full-time
- Computer literacy
- Mid-level
- Office
- Health savings account
- Dental insurance
7d
Credit Officer II
Bell Bank —Fargo, ND
- Full-time
- Customer service
- Computer literacy
- Mid-level
- Health savings account
- Health insurance
Commercial Banking Officer
Magnifi Financial Credit Union —West Fargo, ND
- $71,404 - $133,873 a year
- Part-time
- Hybrid work
- Mid-level
- Finance
- Driver's License
- Profit sharing
- Paid parental leave
Quick Apply
Building Trades/Construction Teacher
West Fargo Public Schools —West Fargo, ND
- Full-time
- School experience
- Classroom
- High school

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Credit Officer II
Bell Bank —Fargo, ND
This position will also be responsible for identifying and understanding developing trends and providing a thorough, independent assessment of a borrower's…
7d
Credit Officer II
Bell Bank —Fargo, ND
This position will be responsible for identifying and understanding developing trends and providing a thorough, independent assessment of a borrower’s capacity…

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Mentor credit analysts to help them develop risk management skills and knowledge. Perform global cash flow and balance sheet analysis for small-business loans…
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Commercial Real Estate Credit Analyst II
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credit officer ii jobs near fargo nd

Credit Officer II

Bell Bank -
Fargo, ND

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Job Details

Full-time
7 days ago

Benefits

Health savings account
Dental insurance
401(k)
Flexible spending account
Paid time off
Parental leave
Vision insurance
Volunteer time off
Life insurance

Qualifications

Computer operation
Underwriting
Bachelor's degree
Business Administration
Time management

Full Job Description

This position will be responsible for functions associated with the commercial credit risk management of the bank. This position will also be responsible for identifying and understanding developing trends and providing a thorough, independent assessment of a borrower's capacity to withstand the risks posed by these trends through the preparation of written, in-depth analyses of business, management and industry factors. A primary component of this position will involve the exercise of independent judgment and discretion on matters pertaining to the identification and management of the credit risk and quality of the bank's commercial loan portfolio.

Responsibilities

Spread and analyze commercial financial statements, for existing and prospective clients. Provide preliminary recommendation regarding the feasibility of the credit request.
Prepare independent, written credit evaluation of new, renewal or modification loan proposals as well as annual credit reviews.
Identify trends and analyze performance in order to develop an assessment of credit risks.
Participate in the maintenance of the accuracy of the bank’s loan risk rating system and validate that loan risk ratings accurately reflect the risks inherent in the credit.
As required, monitor credit quality through the review financial information such as interim financial statements, to provide early warning of possible deterioration.
Attend joint client calls with commercial officers, when appropriate.
Provide input to lending officers on terms under which a credit request could be structured including costs, repayment methods and collateral requirements.
Participate in loan committees as needed.
Develop and maintain a thorough understanding of the Bank’s credit policies, procedures, processes and manage to best practices.
Assist Credit Manager and/or Credit Officer Team Lead(s) with the training and development of staff as requested.
Participate in the administration of the Bank’s loan policy and ensure adherence to loan conditions.
May also support other credit risk management activities including those related to preparation of executive management and/or board of directors’ reports, internal or external audits, and regulatory examinations.
Provide guidance to loan document representative and commercial loan coordinator in preparation of loan documentation.
Provide support to the secondary exposure approval process for ACH requests as needed.
Mentor other Bank team members in the credit administration process.

Bell Bank Culture, Policy and Accountability Standards

Know and live Bell Bank’s values, bottom line, customer service standards, Golden Rules, and LOCBUTN by building personal connections with customers and employees and using their names as often as possible.
Conduct activities consistent with established Bell Bank policies, procedures and systems, the Code of Conduct, the Bank Secrecy Act and all applicable state and federal laws and regulations.
All employees are responsible for information security, including compliance with policies and standards which protect sensitive information.
Prompt and reliable attendance.
Perform other duties as assigned.

Education, Experience, and Other Expectations

Bachelor’s Degree in accounting, finance, business administration, or related field.
2-4 years of credit, lending or examining experience.
Strong preference of underwriting experience.

Knowledge, Skills, and Abilities

Working knowledge of loan documentation.
Above-average written and communication skills.
Proficiency with computer technology.
Ability to deal with multiple tasks and deadlines.
Effective time management and organizational skills.

Benefits:

401(k)
Dental insurance
Flexible spending account
Health savings account
Life insurance
Paid time off
Parental leave
Vision insurance
Volunteer time off

Work Location: In person

Apply Now

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credit officer ii jobs in fargo nd

Credit Officer II

Credit Officer II

Commercial Banking Officer

Building Trades/Construction Teacher

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