Hiring Range: $95,924 - $143,886 annually
Location: Fargo, ND
Bank of North Dakota (BND) is seeking Business Banker who is North Dakota proud to support the Bank's mission of promoting agriculture, commerce, and industry across the state by delivering creative solutions. Working alongside North Dakota's financial institutions, BND helps fuel economic development and serves as the central depository for state funds-making a meaningful impact in communities statewide.
At BND, your work matters and your contributions are valued. We offer a comprehensive benefits package that includes fully paid family health insurance, paid leave, flexible work-life balance options, retirement plans, an infant-at-work program, tuition reimbursement, and more.
Be part of something bigger-join the Bank that helps North Dakota thrive by being there when needed with integrity and purpose.
Summary of Work
As a Business Banker, you will support the full credit process through the analysis and structuring of new loan requests and the ongoing management of an assigned loan portfolio. This role is responsible for evaluating credit needs, assessing borrower capacity, and ensuring loan requests align with BND program guidelines and risk standards. You will work closely with originating lenders, Business Banking Associates, Credit Analysts, Loan Servicing Associates, and other internal partners to guide requests through the approval and servicing process.
A key part of this position is building strong working relationships with financial institutions across your assigned market. You will educate lenders on BND programs, identify financing needs, and communicate how BND products and services can support their customers and communities. This role also serves as a contact for lenders regarding loan requests, service-related questions, and portfolio maintenance activities.
In this role, you will assess borrower creditworthiness and support loan structuring decisions. You will prepare and present credit recommendations, review existing credits, and monitor portfolio performance to ensure loans remain sound and compliant. Responsibilities also include assisting with loan modifications and renewals, reviewing loan files for documentation accuracy, and maintaining delinquency and problem loan information. You will verify that loans are appropriately structured, accurately documented, and managed in accordance with BND guidelines.
To be successful in this position, you will be relationship-focused professional with strong financial acumen, attention to detail, and the ability to manage multiple priorities in a fast-paced environment. You will demonstrate sound judgment, strong communication skills, and the ability to develop effective working relationships both internally and externally.
Minimum Qualifications
To be considered for this position, you must have an undergraduate degree with specific emphasis in accounting, banking and finance, business administration, or economics and five years of banking/lending experience.
About Team ND
"Far and away the best prize life offers is the chance to work hard at work worth doing." - Theodore Roosevelt
More than 7,500 talented, hard-working people across sixty-three agencies have come together as Team North Dakota. At Team ND, we are driven to succeed through gratitude, humility, curiosity and courage. Our purpose is to empower people, improve lives, and inspire success. Join us in being legendary.
Total Rewards: The State of North Dakota is committed to providing team members with a strong and competitive rewards package that support you, your health and your family.
Considering a new position on Team ND? How does your current position stack up? Use our Total Rewards Calculator to estimate.
Application Procedures
Please attach a resume to your electronic application. All application material must be received by 11:59 PM Central Standard Time (CST) on the closing date. Application form and resume should demonstrate the knowledge, skills, and abilities that are needed to meet the minimum qualifications for this position. Application materials will be scored based on a 100-point job related personnel system. Applications should include information which directly addresses how the applicant meets the minimum qualifications and summary of work. It is very important to be thorough and detailed on all your application materials.
Applicants who experience technical difficulties during the application process should contact [email protected] or (701) 328-3290. If accommodations or assistance is needed in the application or interview process, please contact Mallory Green at [email protected] (701) 328-6573 or TTY users may use Relay North Dakota at 711 or (800) 366-6888.
Notice to prospective employees that the Bank of North Dakota complies with the U.S. Dept. of Labor Family and Medical Leave Act (FMLA); and all information contained within, at US Department of Labor FMLA.
A credit, state and federal background check will be conducted on the final candidate.
Equal Employment Opportunity
The State of North Dakota and this hiring agency do not discriminate on the basis of race, color, national origin, sex (including sexual orientation and gender identity), genetics, religion, age or disability in employment or the provisions of services and complies with the provisions of the North Dakota Human Rights Act.
As an employer, the State of North Dakota prohibits smoking in all places of state employment in accordance with N.D.C.C. Sect. 23-12-10.
