Top 546 Commercial banking Jobs in Florida

Commercial Loan Officer - SBA Specialist
Gulf Coast Business Bank —Fort Myers, FL
- $80,000 - $120,000 a year
- Full-time
- Microsoft Excel
- 5 years
- Finance
- Disability insurance
- Health insurance
Quick Apply
Commercial Relationship Manager
BayFirst National Bank —Sarasota, FL
- Full-time
- Mid-level
- Office
- 3 years
Quick Apply
Commercial Lines Producer - Jacksonville
Trucordia —Jacksonville, FL
- $80,000 - $150,000 a year
- Full-time
- Remote
- Marketing
- Mid-level
- Bachelor's degree
- Health savings account
- AD&D insurance
Quick Apply
Commercial Banking Relationship Manager
Valley National Bank —Tampa, FL
- $113,500 - $200,700 a year
- Microsoft Excel
- Microsoft Outlook
- 5 years
Quick Apply
Commercial Credit Fellows
United Community Bank —Orlando, FL
- $60,000 a year
- Full-time
- Writing skills
- Office
- Finance
Director, Commercial Banking-Dealer Finance
BMO Financial Group —Tampa, FL
- $164,400 - $285,600 a year
- Full-time
- Bachelor's degree
- Fair chance
- Experience equivalent to degree accepted
- Health insurance
- Tuition reimbursement
Portfolio Manager - Commercial Banking (Middle Market)
CIBC —Miami, FL
- $150,000 - $170,000 a year
- Full-time
- 5 years
- Microsoft Office
- Finance
- Health savings account
- Health insurance
7d
Commercial Relationship Manager
Regions —West Palm Beach, FL
- $131,240.34 - $172,137.00 a year
- Full-time
- Microsoft Excel
- Microsoft Outlook
- Office
- Health savings account
- Health insurance
Senior Market Lead - Middle Market Commercial Banking
CIBC —Miami, FL
- $200,000 - $240,000 a year
- Full-time
- 5 years
- Microsoft Office
- Business development
- Health savings account
- Health insurance
Commercial Banking Associate
Popular Bank —Miami Lakes, FL
- Hybrid work
- Research
- High school diploma or GED
- US work authorization
8d
Sr Commercial Banking Officer
Republic Bank & Trust Company —Saint Petersburg, FL
- Overtime
- 5 years
- Business development
- Travel
Credit Risk Review Officer II (Remote)
South State Bank —Winter Haven, FL
- $116,153 - $185,543 a year
- Full-time
- Remote
- 7 years
- Computer literacy
- Writing skills
2d
Acquisitions Analyst
Fifteen Group Capital, LLC —Miami, FL
- $95,000 - $105,000 a year
- Full-time
- Microsoft Outlook
- Mid-level
- Office
- Paid holidays
- Health insurance
Quick Apply
Vice President Commercial Lender - Naples, FL
Lake Michigan Credit Union —Naples, FL
- Email
- 5 years
- Office
- Finance
- Health savings account
- Paid holidays
Operations Officer
Banco Davivienda —Miami, FL
- Full-time
- Hybrid work
- Background check
- Management
- Customer service
- Health insurance
- Dental insurance
Quick Apply
Association Banking Relationship Mgr
Valley National Bank —Vero Beach, FL
- $98,400 - $171,900 a year
- Microsoft Excel
- Microsoft Outlook
- Mid-level
Quick Apply
10d
Commercial Banking Relationship Manager IV
Amerantbank —Coral Gables, FL
- Microsoft Word
- Spanish
- 5 years
Quick Apply
Commercial Banker - West Palm Beach, FL
Valley National Bank —West Palm Beach, FL
- $85,200 - $147,200 a year
- Data analysis skills
- Mid-level
- 3 years
Quick Apply
SBA Reporting Specialist I
Banesco USA —Saint Petersburg, FL
- Full-time
- Hybrid work
- Research
- Mid-level
- Bachelor's degree
- Free parking
- Paid parental leave
Quick Apply
Senior Commercial Relationship Manager
Agius & Partners —Coral Gables, FL
- $150,000 - $225,000 a year
- Full-time
- Office
- Business development
- Bachelor's degree
- Health insurance
- Retirement plan
Quick Apply

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commercial banking jobs near florida

Commercial Loan Officer - SBA Specialist

Gulf Coast Business Bank
Fort Myers, FL

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Job Details

Full-time
$80,000 - $120,000 a year

Benefits

Stock options
Disability insurance
Health insurance
Dental insurance
Flexible spending account
Paid time off
401(k) 6% Match
Vision insurance
401(k) matching
Life insurance

Qualifications

Business development management
Cash flow analysis
Microsoft Excel
Customer relationship building
Underwriting
Financial statement analysis
Economic development
Business development
Financial report interpretation
Industry trends
Customer relationship management
Managing banking or lending client portfolios
Relationship management
Corporate finance analysis experience in risk and credit
Business development within finance
Financial statement interpretation
Meeting or exceeding sales goals
Financial performance measurement
Productivity software
Regulatory compliance analysis
Loan Origination Systems (LOS)
Standard operating procedures (SOPs)
Portfolio management in underwriting
Credit analysis
Data analysis software

Full Job Description

JOB DESCRIPTION

Job Title: Commercial Loan Officer - SBA Specialist

Department: Commercial Lending

Job Summary:

The Commercial Loan Officer – SBA Specialist is responsible for originating, underwriting, structuring, and servicing a portfolio of commercial loans with a strong emphasis on SBA-guaranteed programs (primarily 7(a) and 504). This role drives business development in Southwest Florida’s vibrant small business community, including tourism, real estate, professional services, healthcare, and marine-related industries. The officer builds and maintains profitable customer relationships, ensures compliance with bank policies, regulatory requirements, and SBA Standard Operating Procedures (SOP), while contributing to the bank’s overall loan growth, deposit generation, and fee income goals. The position balances proactive sales (approximately 60-75% of time in the field) with credit analysis, portfolio management, and administrative duties.

This combined role allows the community bank to leverage SBA guarantees for higher-risk or smaller deals (reducing bank exposure) while maintaining a full-service commercial lending platform. It emphasizes relationship banking typical of community institutions, with a specialized SBA component to support small business growth in the region.

Key Responsibilities:

Business Development and Relationship Management

Identify, solicit, and develop new commercial lending opportunities through proactive calling, networking, referrals, and community involvement in Southwest Florida.
Focus on SBA-eligible small businesses for 7(a) working capital, equipment, real estate, and startup/acquisition financing, while also originating conventional commercial and industrial (C&I), commercial real estate (CRE), and other business loans.
Build and deepen relationships with existing and prospective clients, including business owners, professionals, and referral sources (accountants, attorneys, brokers).
Cross-sell bank products and services, including deposits, treasury management, and other fee-based solutions to maximize customer profitability.
Meet or exceed annual production goals for loan volume, deposits, and fee income.
Collect and analyze financial statements, tax returns, credit reports, cash flow projections, and other data to assess borrower creditworthiness and repayment capacity.

Loan Origination, Underwriting & Structuring

Structure loan terms (amount, rate, collateral, guaranties) to meet client needs while adhering to the bank’s lending policies, risk parameters, and SBA guidelines.
Ensure SBA loans comply with eligibility requirements, guaranty percentages, fees, and SOP standards; prepare and submit SBA applications/guaranty requests as needed.
Prepare comprehensive credit memoranda and present loan requests to the Loan Committee or senior management with clear recommendations.
Negotiate loan terms, covenants, and documentation with borrowers and their advisors.

Portfolio Management & Servicing

Manage an assigned portfolio of commercial and SBA loans, including ongoing monitoring of financial performance, site visits (as needed), and proactive identification of credit issues or opportunities.
Conduct annual credit reviews, covenant compliance checks, and risk rating updates in accordance with bank policy.
Work with loan administration, closing, and servicing teams to ensure timely and accurate loan documentation, funding, and post-closing compliance.
Assist in the workout or management of problem loans when necessary.

Compliance & Risk Management

Maintain thorough knowledge of commercial lending regulations (e.g., Reg B, BSA/AML, fair lending), bank credit policy, and SBA SOP.
Ensure all loans meet quality standards to minimize risk while supporting community economic development in Southwest Florida.
Collaborate with internal partners (credit analysts, underwriters, legal, compliance) and external parties (SBA, appraisers, title companies).

Community & Professional Engagement

Actively participate in local business organizations, chambers of commerce, and economic development initiatives in Southwest Florida to enhance the bank’s visibility as a community-focused SBA and commercial lender.

Qualifications and Requirements:

Education: Bachelor’s degree in Business, Finance, Accounting, or a related field (preferred).
Experience: Minimum 5+ years of commercial lending experience, with at least 2-3 years focused on SBA lending (7(a) and/or 504 programs). Prior experience in community bank environment is highly preferred. Demonstrated track record of meeting loan production and portfolio management goals. Completion of formal credit training or equivalent experience in financial statement analysis and cash flow underwriting.
Skills: Strong working knowledge of SBA programs, eligibility rules, and SOP; familiarity with Preferred Lender Program (PLP) status is a plus. Solid understanding of commercial credit analysis, including financial ratios, cash flow, collateral valuation, and industry trends relevant to Southwest Florida. Proficiency in Microsoft Office (especially Excel and Word) and loan origination/credit analysis software. Excellent verbal and written communication skills; ability to present complex credit information clearly to committees and clients. Self-motivated with strong business development and relationship management skills. High ethical standards and commitment to regulatory compliance. Ability to travel locally within Southwest Florida and work flexible hours to meet client needs.
Preferred Qualifications: Existing book of business or strong network in Southwest Florida markets. Knowledge of local industries (e.g., tourism, real estate development, small manufacturing, professional services). Lending authority or prior experience presenting to loan committees.

What We Offer:

Competitive salary plus performance bonuses.
Comprehensive benefits package, including 100% paid health insurance, dental, and vision coverage. Flexible spending account, group life (3x salary, $400,000 max), short- and long-term disability, 401(k) matching, paid time off (min. 15 days), stock options, and 11 Federal holidays.

Pay: $80,000.00 - $120,000.00 per year

Benefits:

401(k) 6% Match
Dental insurance
Flexible spending account
Health insurance
Life insurance
Paid time off
Vision insurance

Work Location: In person

Quick Apply

Refine Your Search

commercial banking jobs in florida

Commercial Loan Officer - SBA Specialist

Commercial Relationship Manager

Commercial Lines Producer - Jacksonville

Commercial Banking Relationship Manager

Commercial Credit Fellows

Director, Commercial Banking-Dealer Finance

Portfolio Manager - Commercial Banking (Middle Market)

Commercial Relationship Manager

Senior Market Lead - Middle Market Commercial Banking

Commercial Banking Associate

Sr Commercial Banking Officer

Credit Risk Review Officer II (Remote)

Acquisitions Analyst

Vice President Commercial Lender - Naples, FL

Operations Officer

Association Banking Relationship Mgr

Commercial Banking Relationship Manager IV

Commercial Banker - West Palm Beach, FL

SBA Reporting Specialist I

Senior Commercial Relationship Manager

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