About Minnwest: Minnwest is a family owned, community bank based in Minnesota and South Dakota. We believe our success is measured by the extent in which we have a positive impact on the communities we serve. We are committed to building strong, vibrant communities through our core values:
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The customer is the first priority.
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We will keep all of the commitments we make.
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We are the people who get things done.
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We will work together as a team.
Job Summary: Senior Business Bankers have a critical role in providing a knock-out customer experience and ensuring that our customers are our first priority. Sr. Commercial Bankers manage new, larger, and more complex commercial relationships, ensure the completions of annual reviews of large/complex/niche credits, and expand relationships to include Treasury Management services. You will provide leadership and develop the credit culture in unison with senior management. Sr. Business Bankers understand and support the Minnwest Bank strategic plan for future growth and profitability. It is imperative that you perform all job responsibilities according to compliance and audit requirements. May manage and supervise the commercial loan department, including commercial loan officers and loan support staff.
You are the face of the bank to many of our customers. You hold an important role in developing strong and professional relationships with our customers and ensuring that Minnwest is the best bank in the market.
Duties and Responsibilities (including but not limited to):
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Primary focus on clients and prospects with annual revenues of $2MM to $20MM with complex deposit, cash management and credit needs. Responsible for reaching out to current and prospect customers to retain existing and develop additional accounts with the bank; know features of all bank loan and deposit products sufficiently to determine which products are best fits for current and prospect customer
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Service existing loan portfolio according to bank policy. Manage all aspects of borrowing relationship, loan closings and ongoing customer communication.
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Prepare and document loans in accordance with bank policies and legal and regulatory requirements. Fully understand the credit risks Minnwest finds acceptable and be able to select and structure credit so as to conform to those credit risks
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Meaningfully present reviews to OLC and ELX discussions, able to address questions in loan committees, explain analysis and support findings
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Maintain working knowledge of legal and regulatory aspects of commercial lending, including the UCC and bankruptcy laws, as well as core client groups and industry trends and developments
Minimum Requirements:
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Bachelor's degree (preferred field of Accounting, Finance, or Business)
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10+ years commercial lending experience or equivalent combination of education and experience
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Tax credit experience (ex. historic or affordable housing)
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Effective experience in commercial banking that includes selling, credit underwriting, and leading other staff members
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Action oriented: the ability to recognize and act on problems with a sense of urgency and enthusiasm
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Ability to gather and analyze customer needs and feedback and propose customer-centric solutions to meet their needs
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Build strong customer relationships and ability to build customer loyalty
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Ability to analyze complex balance sheet, income statement ratios, and cash flow statements
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Sales Prospecting, Planning and Organizational skills
Schedule: Monday – Friday: 8:00 a.m. – 5:00 p.m.
Workplace Environment:
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Requires face-to-face interaction and coordination of work with other employees and departments, and in-person interaction.
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Working at a computer and utilizing a telephone
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Occasionally lifting up to 50lbs
Starting Salary Range: $122,900 - $152,749 annually plus bonus and sale incentive opportunities
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. The salary range represents anticipated base pay for this role. The actual pay offered will consider internal equity and may vary based on factors including but not limited to work location, candidate’s job-related knowledge, skills, and experience, among other factors.
Minnwest Benefits: In addition to salary, Minnwest Bank offers a comprehensive benefits package, including incentive and recognition programs. Minnwest Bank is focused on taking care of our employees and their families, and supporting their health and financial well-being, including:
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Comprehensive Medical, Vision and Dental Insurance
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Retirement savings including 401(k) with Employer Match and Employee Stock Ownership Plan (ESOP)
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Paid Holidays and Competitive Paid Vacation Days
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Paid Parental Leave
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Short- and Long-Term Disability
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Life, Critical Illness, and Accidental Insurance
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Tuition Reimbursement and Career Development Opportunities
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Employee Assistance Program (EAP)
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Paid Time Off to volunteer in your community
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Opportunities to connect with others through our diversity and inclusion focused Employee Resource Group
All benefits are subject to eligibility requirements.
A full background check, including federal, state, county, and civil, and general financial credit check will be conducted on the final candidate for this position. Candidate must pass the background check and financial credit check in order to obtain employment with Minnwest. Failure to meet any of the requirements may result in a rescission or your offer of employment.
EEO: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
