Position Description:
Lead. Empower. Build. Invest. Adapt.
If you are looking to become a part of a leading institution that is making an impact within the communities it serves, look no further! Central National Bank is looking to add a Commercial Lending Assistant to the team!
Perks:
As a full-time team member, you get access to a variety of benefits which include:
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Paid leave including vacation, personal, sick
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Paid holidays
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Paid volunteer time
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Health Insurance
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Dental, vision, cancer, short-term disability, long-term disability, etc.
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Access to our employee assistance program
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401K & Generous Match (subject to eligibility requirements)
Day-To-Day
As a full-time Commercial Lending Assistant, you will be responsible for supporting all lenders within their region with retaining and expanding commercial/agricultural (hereafter referred to as “commercial”) account relationships. You will also:
- Process commercial loan requests, loan extensions and loan modifications as requested by commercial lender(s).
- Process and monitor loan advance as requested by commercial lender(s).
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Review Exception Report with commercial lender(s) on at least a monthly basis and works to collect required documents to satisfy loan exceptions, contacting customers as necessary. Work with Credit Administration to keep credit files updated and current.
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Be responsible for accurate preparation and maintenance of all new, renewed or increases of commercial loans, installments, lines of credit, to comply with regulatory requirement and bank policies.
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Ensure credits comply with all loan approval requirements and conditions.
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Be responsible for assisting with collecting and tracking of collateral reporting items (borrowing base certificates, accounts receivable listings/aging, inventory reports, etc.).
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Assist with preparation of loan file memos, reports, and comment sheets.
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Direct contact with customers regarding initial loan requests/approvals, inquiries, closings and gather requested financial information.
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Respond to internal and external customer inquiries and resolve routing customer problems regarding loan related products and services and see such questions through to resolution.
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Research computer problems and errors with regard to loan-related matters.
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Assist commercial lender(s) with coordinating all required documents needed for loan closings with borrowers, attorneys, and realtors.
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Assist commercial lender(s) with bank correspondence to existing loan customers and prospects.
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Be responsible for assisting with collecting and tracking of annual financial statements and interim financials from customers.
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Be responsible for assisting with and making sure proper loan covenants, ratio requirements, loan default triggers, financial and collateral reporting requirements, and such other “Additional Terms” are included in the bank’s loan documentation.
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Take accurate and complete messages for associates and assists in scheduling appointments and meetings.
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Prepare management reports on the loan portfolio as directed.
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Provide friendly, professional, efficient and accurate service to customers and bank personnel, both within and outside the department.
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Be willing to participate in all other responsibilities as assigned by management.
Experience:
You may be wondering what we are looking for in a candidate.Qualified candidates should possess a bachelor’s or associate degree, preferably in a business or related course of study. A minimum of one year of similar or related experience in bank lending and loan documentation should be demonstrated. Additionally, applicants should demonstrate the ability to multi-task, communicate professionally and effectively, meet deadlines, and exhibit a high-level of attention to detail. A proficiency in computer programs including Word and Excel should also be demonstrated. Qualified candidates will also display a high degree of professionalism and discretion in reviewing and maintaining confidential financial information.
Next Steps:
Head on over to centralnational.com/careers and complete a quick application. If your qualifications match up, a member of our team will be in touch with you to discuss the next steps.
Equal Opportunity Employer/Veterans/Disabled
