Top 1255 Credit analyst Jobs in Jersey City, Nj

Senior Underwriter - Revenue-Based Financing
Fundfi Merchant Funding —New York, NY
- $65,000 - $75,000 a year
- Full-time
- Microsoft Excel
- Office
- Finance
- Paid holidays
- Health insurance
Quick Apply
Underwriting and Commercial Clearance Counsel
Old Republic Title —Hoboken, NJ
- $200,000 - $275,000 a year
- Full-time
- Office
- Residential
- Senior level
- Free parking
- Health savings account
13d
Merchant Cash Advance Underwriter
Maverick Funding LLC —Great Neck, NY
- $65,000 - $130,000 a year
- Full-time
- Mid-level
- Office
- In-person
- Opportunities for advancement
Quick Apply
Portfolio Manager
BCB COMMUNITY BANK —Bayonne, NJ
- $110,000 - $130,000 a year
- Full-time
- Mid-level
- Office
- Travel
Quick Apply
7d
Senior Underwriter - Small Business Financing
Spartan Capital —Hazlet, NJ
- $80,000 - $140,000 a year
- Full-time
- Background check
- Mid-level
- Finance
- Health insurance
- Dental insurance
Quick Apply
Senior Risk Analyst
Brown Brothers Harriman —Jersey City, NJ
- $120,000 - $150,000 a year
- Full-time
- Office
- 3 years
- Finance
- Profit sharing
Junior Credit Analyst
altbanq —New York, NY
- $65,000 - $85,000 a year
- Full-time
- Office
- Finance
- Bachelor's degree
- Commuter assistance
- Health insurance
Quick Apply
Analyst, Credit Technology
Ares Management —New York, NY
- $80,000 - $90,000 a year
- Full-time
- Computer science
- Computer Science
- Bachelor of Science
- Commuter assistance
- Health savings account
12d
Credit Analyst - NY
Popular Bank —New York, NY
- $105,000 - $115,000 a year
- Hybrid work
- Microsoft Excel
- Computer literacy
- Writing skills
- Health insurance
Associate Credit Research Analyst (U.S. Bank Loans)
Lord Abbett.com —Jersey City, NJ
- $130,000 - $150,000 a year
- Bachelor of Science
- Mid-level
- Office
- Health insurance
- Retirement plan
Credit Manager
Confidential —Teaneck, NJ
- From $90,000 a year
- Full-time
- Background check
- 5 years
- Mid-level
- Health insurance
- Dental insurance
Quick Apply
Credit & Collections Cash Specialist
NATIONAL RETAIL TRANSPORTATION —Lyndhurst, NJ
- Research
- Mid-level
- Office
Quick Apply
Middle Market Insurance Underwriter - New England Region - REMOTE
Work At Home Vintage Experts —Paterson, NJ
- $35 - $45 an hour
- Part-time
- Remote
- Senior level
- Commercial
- 401(k) 4% Match
- 401(k) matching
Credit Analyst
U.S. Bank National Association —Hackensack, NJ
- $25.63 - $34.18 an hour
- Sales
- Research
- Mid-level
- Paid holidays
- Disability insurance
Senior Risk Analyst
IDT —Newark, NJ
- $150,000 a year
- Hybrid work
- Mid-level
- Office
- Analysis skills
Quick Apply
Credit Analyst
SUMITOMO MITSUI TRUST BANK, LIMITED —New York, NY
- $95,000 - $105,000 a year
- Full-time
- Hybrid work
- Microsoft Word
- Microsoft Excel
- Microsoft Outlook
- Profit sharing
- Commuter assistance
Quick Apply
Credit Risk Analyst/Associate
Nomura —New York, NY
- $85,000 - $120,000 a year
- Mid-level
- Office
- SQL
- Paid time off
- Parental leave
Credit Analyst
9fin —New York, NY
- $77,000 - $80,000 a year
- Full-time
- Research
- Communication skills
- Entry level
- Commuter assistance
- Disability insurance
Credit Analyst
Seamless Talent —Iselin, NJ
- $70,000 - $90,000 a year
- Customer service
- Mid-level
- Office
Credit/Collection Analyst - Piscataway, NJ
Foley Inc —Piscataway, NJ
- $29 - $31 an hour
- Full-time
- Mid-level
- Office
- Experience equivalent to degree accepted
Quick Apply
11d

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credit analyst jobs near jersey city, nj

Senior Underwriter - Revenue-Based Financing

Fundfi Merchant Funding
New York, NY

Quick Apply

Job Details

Full-time
$65,000 - $75,000 a year

Benefits

Paid holidays
Health insurance
Dental insurance
Paid time off
Vision insurance

Qualifications

Teamwork
Cash flow analysis
Microsoft Excel
Operations management
Bachelor's degree
Portfolio risk management
Financial data analysis tools
Technical Proficiency
Portfolio management in underwriting
Data analysis software
Senior leadership

Full Job Description

Position Summary

We are seeking an experienced underwriting leader to oversee our revenue-based financing underwriting team. This role combines hands-on underwriting responsibilities with leadership, quality control, and risk management oversight. The ideal candidate will be a strong credit professional who can independently evaluate complex transactions while ensuring consistency, accuracy, and compliance across the underwriting department.

This position is responsible for managing underwriting operations, reviewing credit decisions, mentoring underwriters, and helping shape company credit policy and portfolio strategy.

Key ResponsibilitiesLeadership & Team Oversight

Supervise and support a team of underwriters and junior credit analysts
Review, audit, and verify underwriting decisions to ensure consistency with company policy and risk tolerance
Provide coaching, mentorship, and ongoing training to underwriting staff
Conduct regular file reviews and quality assurance checks
Establish underwriting performance standards and monitor productivity metrics
Assist with hiring, onboarding, and performance evaluations for underwriting personnel
Serve as escalation point for complex or high-risk transactions

Advanced Credit Analysis & Risk Management

Personally underwrite and approve complex revenue-based financing transactions
Review business financial statements, tax returns, bank statements, and merchant processing data
Analyze cash flow trends, debt obligations, and repayment capacity
Evaluate industry-specific risks, business models, and operational stability
Determine funding structures, pricing, factor rates, and conditions for approval
Identify fraud indicators, documentation inconsistencies, and operational red flags
Monitor portfolio performance and recommend adjustments to underwriting strategy based on loss trends and market conditions

Quality Control & Compliance

Ensure underwriting decisions comply with internal policies and applicable lending regulations
Maintain consistency in credit decisions across the underwriting team
Review underwriting documentation for completeness and accuracy
Assist in developing and updating underwriting guidelines, procedures, and risk models
Work closely with compliance and legal teams on regulatory matters
Participate in portfolio review meetings and credit committee discussions

Collaboration & Communication

Partner with sales and business development teams to structure deals appropriately
Communicate approval conditions, declines, and risk concerns clearly and professionally
Support collections and servicing teams on high-risk or troubled accounts
Present complex transactions and portfolio insights to executive leadership
Help bridge communication between underwriting, operations, and executive management

Required Qualifications

Bachelor’s degree in Finance, Economics, Business, or related field preferred
3+ years of commercial underwriting, alternative lending, or credit risk experience preferred
Prior leadership or senior underwriting experience strongly preferred
Strong understanding of small business financial analysis and cash flow underwriting
Experience with revenue-based financing, merchant cash advances, or fintech lending products preferred
Strong knowledge of risk assessment methodologies and portfolio management
Experience reviewing and approving the work of other underwriters
Advanced Excel and underwriting software proficiency
Ability to manage deadlines and operate in a fast-paced environment

Skills & CompetenciesLeadership

Strong ability to lead, mentor, and develop underwriting staff while maintaining accountability and performance standards.

Credit Judgment

Demonstrated ability to balance portfolio growth objectives with disciplined risk management.

Analytical Thinking

Advanced quantitative and qualitative analysis skills with strong attention to detail.

Communication

Excellent verbal and written communication skills for both internal teams and external stakeholders.

Technology

Experience with underwriting platforms, CRM systems, financial analysis software, and automated decisioning tools.

Industry Knowledge

Strong understanding of small business operations, payment processing, and alternative lending risk factors.

Performance Metrics

Portfolio performance and loss ratios
Underwriting accuracy and consistency
Team productivity and turnaround times
Compliance and audit performance
Approval quality within established risk parameters
Staff development and retention
Contribution to portfolio profitability and company growth

Compensation & Benefits

Competitive salary based on experience
Leadership bonus and performance incentives
Health, dental, and vision insurance
Paid time off and holidays
Professional development opportunities
Career advancement within a growing fintech organization

Why Join Our Team?

Join a rapidly growing fintech organization focused on helping small businesses access capital through innovative revenue-based financing solutions. This leadership role offers the opportunity to shape underwriting strategy, mentor a growing team, and directly influence portfolio performance and company success across North America.

To Apply: Please submit your resume and cover letter highlighting your underwriting experience and interest in alternative lending. Include specific examples of your experience with small business credit analysis and any relevant alternative lending background.

Job Type: Full-time

Pay: $65,000.00 - $75,000.00 per year

Benefits:

Dental insurance
Health insurance
Paid time off
Vision insurance

Work Location: In person

Quick Apply

Refine Your Search

credit analyst jobs in jersey city, nj

Senior Underwriter - Revenue-Based Financing

Underwriting and Commercial Clearance Counsel

Merchant Cash Advance Underwriter

Portfolio Manager

Senior Underwriter - Small Business Financing

Senior Risk Analyst

Junior Credit Analyst

Analyst, Credit Technology

Credit Analyst - NY

Associate Credit Research Analyst (U.S. Bank Loans)

Credit Manager

Credit & Collections Cash Specialist

Middle Market Insurance Underwriter - New England Region - REMOTE

Credit Analyst

Senior Risk Analyst

Credit Analyst

Credit Risk Analyst/Associate

Credit Analyst

Credit Analyst

Credit/Collection Analyst - Piscataway, NJ

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