Top 29 Consumer lending Jobs in Johnston, Ia

VP Credit Risk Management
GreenState Credit Union —Clive, IA
- $186,985.50 - $218,607.74 a year
- Full-time
- 5 years
- Office
- Residential
Sales Training Program – Reverse Mortgage Loan Officer
Mutual of Omaha Mortgage —Des Moines, IA
- From $100,000 a year
- Full-time
- Entry level
- Paid holidays
- Health insurance
Quick Apply
Loan Officer
Midwest Heritage Bank, FSB —Urbandale, IA
- Full-time
- Marketing
- Mid-level
- Office
Branch Manager
VisionBank —Grimes, IA
- Full-time
- Writing skills
- Mid-level
- Office
Retail Banking Manager
Accenture —Des Moines, IA
- $87,400 - $293,800 a year
- Full-time
- 5 years
- Bachelor's degree
- Travel
- Paid holidays
- Disability insurance
Universal Banker I
Nicolet National Bank —West Des Moines, IA
- High school diploma or GED
- Business development
- 1 year
- Paid holidays
- Health insurance
Quick Apply
Compliance Officer
Luana Savings Bank —Norwalk, IA
- Full-time
- Research
- Office
- 3 years
- Profit sharing
- Health savings account
Quick Apply
Personal Banker
Bank Iowa —West Des Moines, IA
- Weekends as needed
- Microsoft Access
- Microsoft Outlook
- Ability to walk for extended periods
- Profit sharing
- Wellness program
Quick Apply
8d
Universal Banker II
Nicolet National Bank —West Des Moines, IA
- Mid-level
- Office
- High school diploma or GED
- Paid holidays
- Health insurance
Quick Apply
7d
Relationship Banker - South Des Moines, Branch - Des Moines, IA
JPMorganChase —Des Moines, IA
- Weekends as needed
- Military
- Office
- High school diploma or GED
- Health insurance
- Tuition reimbursement
Branch Manager - Merle Hay Branch - Des Moines, IA
JPMorganChase —Des Moines, IA
- Weekends as needed
- Mid-level
- Office
- High school diploma or GED
- Health insurance
- Tuition reimbursement
Retail Relationship Banker
BMO Financial Group —Des Moines, IA
- $41,714 - $65,000 a year
- Full-time
- Mid-level
- Office
- Analysis skills
- Health insurance
- Tuition reimbursement
11d
Complaint Resolution Specialist
WATERCRESS FINANCIAL GROUP LLC —West Des Moines, IA
- Full-time
- Writing skills
- Research
- Mid-level
Quick Apply
5h
Universal Banker
South Story Bank and Trust —Huxley, IA
- Overtime
- Ability to walk for extended periods
- Computer literacy
- Mid-level
- Health insurance
- Dental insurance
Quick Apply
Retail Banking Senior Manager
Accenture —Des Moines, IA
- $122,700 - $338,300 a year
- Full-time
- Bachelor's degree
- Travel
- Mentoring
- Paid holidays
- Disability insurance
Automotive F&I Account Executive
Preferred Warranties Inc —Des Moines, IA
- Dealership
- Mid-level
- Communication skills
Quick Apply
Mortgage Loan Officer
HomeServices Lending —Urbandale, IA
- Mid-level
- Residential
- Finance
- Health savings account
- Health insurance
Service Account Lead Associate Director - Residential Offering Lead
Accenture —Des Moines, IA
- $150,900 - $413,600 a year
- Full-time
- Microsoft Excel
- Microsoft Outlook
- Residential
- Paid holidays
- Disability insurance
Relationship Banker - Altoona Branch - Altoona, IA
JPMorganChase —Altoona, IA
- Weekends as needed
- Military
- Office
- High school diploma or GED
- Health insurance
- Tuition reimbursement
4d
Assistant Branch Manager - Johnston
Community State Bank —Johnston, IA
- Full-time
- Background check
- Mid-level
- Office
Quick Apply
6d

I want to receive the latest job alert for consumer lending in johnston, ia

By signing in to your account, you agree to SimplyHired's Terms of Service and consent to our Cookie and Privacy Policy.

Explore jobs in more locations

consumer lending jobs near johnston, ia

VP Credit Risk Management

GreenState Credit Union -
Clive, IA

Apply Now

Job Details

Full-time
$186,985.50 - $218,607.74 a year

Qualifications

Fair Credit Reporting Act (FCRA)
Commercial banking expertise
Residential property appraisal
Mortgage compliance
Regulatory compliance
Valuation
Bachelor's degree
Credit union experience
Productivity software
Loan Origination Systems (LOS)
Legal compliance
Financial data analysis tools
Automated underwriting
Data analytics technologies
Senior leadership

Full Job Description

Position Summary:

The VP Credit Risk Management is a key member of senior management, responsible for designing, implementing, and overseeing credit underwriting for the organization. This role provides strategic direction to optimize portfolio performance while mitigating risk across Consumer, Mortgage and Commercial Lending portfolios. The VPCR will lead underwriting, policy development, and credit approval processes to ensure adherence to risk appetite, regulatory requirements and profitability targets.

GREENSTATE CULTURE:

At GreenState, our purpose is to create lasting value for our members, our communities, and one another. We empower our teams to create opportunities that strengthen financial well-being, transform lives, and enhance the vitality of the communities we serve. We know our success—now and in the future—is deeply rooted in fostering an engaging, diverse, and inclusive workplace where everyone knows they matter, their work makes an impact, and their everyday commitment to living our values is what brings our mission to life.

Salary range for this position is $186,985.50 - $218,607.74 with a progressive benefit package.

Essential Duties and Responsibilities:

Performs essential duties and responsibilities in the following areas which may include but are not limited to those listed and are subject to change.

Adheres to the Credit Union's core values and Service Standards in conducting GreenState's mission and vision.
Demonstrates a positive member service (internal and external) focus at all times.
Demonstrates teamwork in all interactions with coworkers and in the completion of all duties and responsibilities.
Ensures confidentiality of member information.
Supports a diverse and inclusive work environment.
Strategic Leadership & Governance
- Develop and implement comprehensive credit underwriting strategies for Consumer, Mortgage, and Commercial lines of business, aligning with the Credit Union's overall risk appetite and growth goals.
- Serve as a voting member of the Loan Committee, acting as the primary subject matter expert on complex credit decisions.
- Ensure all credit policies, underwriting guidelines, and procedures are robust, current, and compliant with regulatory standards.
- Provide regular reporting on portfolio quality, concentration risks, and emerging threats to the Executive Leadership Team.
- Collaborate in the development processes to maximize recoveries, minimize losses, and support ongoing portfolio health through collaboration with Lending, Operations, Risk Analytics, Collections, Special Assets, and Legal.
Underwriting & Risk Oversight
- Oversee the underwriting departments for all lending products, ensuring consistent, high quality, and compliant decisioning.
- Maintain expert knowledge of, and ensure compliance with, regulations such as Ability to Repay/Qualified Mortgage (ATR/QM), Fair Lending (Reg B), Regulation 723, and FCRA.
- Review and approve high-level, complex credit underwriting memorandums, including commercial real estate (CRE) and C&I loans.
- Identify and mitigate risks associated with lending products, including fraud, collateral, and concentration risks.
Portfolio Management & Analytics
- Monitor and report on Key Indicators (KIs); such as auto decisioning, approval and booking rates, across the Consumer, Mortgage and Commercial portfolios.
- Collaborate with Lending, Operations, Risk Analytics, Collections, and Special Asset teams to strengthen underwriting standards, streamline workflow processes, enhance speed-to-decision, and improve the member experience.
Leadership & Team Development
- Lead, mentor, and develop a high-performing team of managers, senior underwriters, analysts, and credit officers.
- Foster a proactive risk culture focused on accountability, accuracy, and efficiency.
Regulatory Relations
- Act as the primary point of contact for regulatory agencies on all credit underwriting matters.
- Lead the remediation of issues related to credit underwriting.

Job Requirements/Expectations:

Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or related field.
- Minimum of 10+ years of progressive experience in credit underwriting management within a bank or credit union.
- Minimum of 5+ years experience at a Director level or higher.
- Deep knowledge of Commercial (C&I/CRE), Mortgage, and Consumer loan product underwriting.
- Strong understanding of financial services rules and regulations (ATR/QM, Reg B, FCRA).
- Comprehensive knowledge of valuation methodologies and appraisal standards applicable to both commercial and residential properties.
- Familiarity with loan origination systems (LOS), data analytics tools, and Microsoft Office Suite.
Core Competencies
- Ability to anticipate market trends and emerging risks.
- Strong ability to interpret complex financial data and modeling.
- Superior verbal and written skills, with the ability to present to the Board.
- Sound, independent judgment in high paced environment.

Reporting Relationship: This position reports to the Chief Risk Officer. Supervisory Responsibilities: This position is responsible for the supervision of others. Equal Opportunity Employment Statement: GreenState Credit Union is an EEO/AA Employer. We strongly encourage all individuals to apply for openings with the credit union. #LI #ID

Apply Now

Refine Your Search

consumer lending jobs in johnston, ia

VP Credit Risk Management

Sales Training Program – Reverse Mortgage Loan Officer

Loan Officer

Branch Manager

Retail Banking Manager

Universal Banker I

Compliance Officer

Personal Banker

Universal Banker II

Relationship Banker - South Des Moines, Branch - Des Moines, IA

Branch Manager - Merle Hay Branch - Des Moines, IA

Retail Relationship Banker

Complaint Resolution Specialist

Universal Banker

Retail Banking Senior Manager

Automotive F&I Account Executive

Mortgage Loan Officer

Service Account Lead Associate Director - Residential Offering Lead

Relationship Banker - Altoona Branch - Altoona, IA

Assistant Branch Manager - Johnston

I want to receive the latest job alert for consumer lending in johnston, ia

Explore jobs in more locations

Job Seeker Tools

Employer Tools

Browse

Stay Connected