Get to Know ALLCHOICE Insurance
At ALLCHOICE Insurance, we believe insurance is about more than policies.
It's about helping individuals and families make smart, informed decisions about risk.
We're an independent insurance agency serving clients across North Carolina. Our team combines relationships, education, technology, and proven processes to help clients make informed decisions about their insurance and risk management needs.
We are not looking for order takers. We are looking for advisors.
Our advisors are given opportunities, tools, systems, and support designed to help them maximize their skills and serve clients at a high level.
Our core values guide everything we do:
- Family-Oriented Teamwork
- Innovation & Improvement
- Integrity & Long-Term Success
- Value Beyond Price
- Education & Empowerment
Role Overview
The Personal Lines Risk Advisor is responsible for helping individuals and families identify, understand, and address their insurance needs through thoughtful risk analysis, professional guidance, and genuine advocacy.
This is a production-focused sales role. Agency-provided lead flow gives every advisor a strong foundation - inbound opportunities, referrals, and re-engagement leads that consistently support real production. But we're looking for someone who treats that foundation as a floor, not a ceiling: a self-starter who also builds their own referral relationships, prospects proactively, and drives production beyond what any lead source alone would provide.
Successful advisors build trust quickly, uncover real needs, identify coverage gaps, and guide clients to confident decisions — then ensure each client is fully set up and warmly introduced to our service team for ongoing account support.
The ideal candidate brings insurance experience, strong communication skills, and the ability to advise withconfidence while embracing the ALLCHOICE way of building trust — even in a role focused on sales production rather than long-term account management.
What You'll Do
- Work agency-provided leads (inbound, referred, and re-engagement) as a consistent production base
- Proactively build your own referral network and pipeline beyond agency-provided leads
- Conduct needs-based conversations with prospects and clients
- Advise clients on personal insurance solutions including auto, home, umbrella, flood, and life insurance
- Answer inbound calls and perform lead intake conversations
- Identify cross-sell and account-rounding opportunities, including life insurance
- Prepare and present insurance proposals
- Consistently follow up with prospects throughout the sales process
- Build genuine trust and rapport that reflects well on ALLCHOICE, even in a single-transaction relationship
- Confirm clients have all necessary documents, applications, and forms before issuance is complete
- Personally introduce each client to our service team, ensuring a smooth, warm transition for ongoing account support
- Remain available for advice after the sale, even though day-to-day servicing is handled by our service and claims teams
- Maintain accurate documentation within agency systems
- Follow agency sales processes, workflows, and communication standards
- Participate in training, coaching, and professional development opportunities
What Success Looks Like
Successful Personal Lines Risk Advisors at ALLCHOICE:
- Learn and execute the ALLCHOICE sales process
- Understand our client avatar and ideal prospect profile
- Consistently work opportunities through the agency pipeline
- Build a personal referral network and prospecting pipeline that extends beyond agency-provided leads
- Demonstrate strong stewardship of the opportunities provided
- Maintain consistent communication and follow-up
- Identify and address client risks through multiple product solutions
- Become proficient in agency systems, workflows, and processes
- Understand the client journey from initial contact through policy issuance and onboarding
- Contribute to agency growth through consistent production and client retention
A successful advisor will ramp into production during the first several months and ultimately maintain performance levels consistent with agency expectations.
What We're Looking For
The ideal candidate is:
- Actively licensed in North Carolina for Property & Casualty and Life Insurance (required)
- Curious and skilled at uncovering client needs
- Confident in advising clients rather than simply quoting policies
- Highly disciplined with follow-up and communication
- Coachable and willing to embrace established processes - Driven to continuously improve professionally
- Organized and able to manage multiple opportunities simultaneously
- Comfortable using technology, automation, and agency systems
- Self-motivated and proactive — treats provided leads as a floor, not the whole job
- Skilled at building genuine referral relationships and community/professional networks
Preferred Qualifications
- Previous experience selling personal lines insurance
- Working knowledge of home, auto, umbrella, flood, and life insurance products
- Experience working within a CRM or agency management system
- Strong verbal and written communication skills
Compensation
- $35,000 base salary, providing income stability while you build production
- Uncapped, escalating new-business bonus — your bonus rate increases automatically as your monthly production increases. The more you write, the higher your rate on every dollar of that month's production
- Agency-provided lead flow designed to support consistent production without requiring you to build your pipeline from scratch — you're working warm opportunities, not cold-calling strangers
- Uncapped life insurance commission, paid in addition to your P&C bonus, on every life policy you write
This is a production-driven role: the harder and smarter you work your pipeline, the more your income grows - with no ceiling.
Where You'll Work
This is an in-office position based in our Winston-Salem office (401 Olive St, Winston-Salem, NC 27103).
Consistent in-office presence during business hours is essential to this role's success — from responding to time-sensitive leads to staying connected with the team and service partners.
This role reports directly to Jared Bellmund, Director of Sales & Marketing, and offers direct mentorship and close collaboration with agency leadership.
Why ALLCHOICE?
At ALLCHOICE, we believe great advisors perform best when they have great opportunities and great systems.
We provide:
- Consistent lead flow and opportunities
- Proven sales processes and workflows
- Technology and automation designed to increase effectiveness
- Coaching, training, and professional development
- A collaborative team environment
- The opportunity to focus on advising clients rather than simply generating quotes
Bring your insurance experience, communication skills, and desire to help people. We'll provide the tools, opportunities, and support to help you maximize them.
Ready to Put Your Sales Skills to Work?
If you're a licensed, driven insurance professional looking for a role where your production directly drives your income — with real lead support, real earning potential, and direct access to agency leadership — we want to hear from you.
Pay: $35,000.00 - $70,000.00 per year
Benefits:
- 401(k)
- 401(k) matching
- Flexible schedule
- Paid time off
Work Location: In person
