Underwriter IV- Construction Lending
PNC Financial Services Group —Cincinnati, OH
- $86,250 - $172,500 a year
- Full-time
- Customer service
- 5 years
- Office
- Wellness program
- Health savings account
Consumer Lending Underwriter I
First Financial Bank —Cincinnati, OH
- $23.56 - $28.37 an hour
- Full-time
- Microsoft Excel
- Mid-level
- Continuous improvement
- Paid training
Associate Underwriter - AgriBusiness
Great American Insurance Company —Cincinnati, OH
- Full-time
- Research
- Mid-level
- Office
- Commuter assistance
- Employee stock purchase plan
Quick Apply
Risk Underwriter
Veritiv —Fairfield, OH
- Full-time
- Hybrid work
- Customer service
- 5 years
- Data analysis skills
- Health savings account
- AD&D insurance
Sales - Underwriting Assistant
The Cincinnati Insurance Companies —Fairfield, OH
- $18 - $20 an hour
- Microsoft Outlook
- Office
- High school diploma or GED
13d
Underwriting Specialist
Berkley —Cincinnati, OH
- Full-time
- Remote
- 5 years
- Mid-level
- Analysis skills
- Profit sharing
- Health insurance
Surety - Underwriter - Commercial and Small Contract
The Cincinnati Insurance Companies —Fairfield, OH
- $70,000 a year
- Contract
- Microsoft Outlook
- Research
- Mid-level
Crop Underwriting Product Specialist
Great American Insurance Company —Cincinnati, OH
- $70,000 - $115,000 a year
- Full-time
- 5 years
- Office
- Bachelor's degree
- Commuter assistance
- Employee stock purchase plan
Quick Apply
Commercial Underwriter IV
First Financial Bank —Cincinnati, OH
- $107,000 - $142,760 a year
- Full-time
- Management
- CPA
- Office
- Paid training
1d
Sales - Underwriting Manager
The Cincinnati Insurance Companies —Fairfield, OH
- $130,000 - $170,000 a year
- 5 years
- Office
- Analysis skills
Production Underwriter/Senior Production Underwriter-Environmental Division
Great American Insurance Company —Cincinnati, OH
- $69,000 - $115,000 a year
- Full-time
- Customer service
- Mid-level
- Office
- Commuter assistance
- Employee stock purchase plan
Quick Apply
Life Sciences Executive Underwriter - Chicago, IL
The Hartford —Cincinnati, OH
- $96,400 - $180,000 a year
- Full-time
- Hybrid work
- Mid-level
- Office
- 3 years
Senior Corporate Banking Lead Underwriter - For-Profit Healthcare
U.S. Bank National Association —Cincinnati, OH
- $170,255 - $200,300 a year
- Full-time
- Office
- 3 years
- Finance
- Paid holidays
- Disability insurance
Senior Underwriter - Specialty Human Services
Great American Insurance Company —Cincinnati, OH
- Full-time
- 5 years
- Office
- Analysis skills
- Commuter assistance
- Employee stock purchase plan
Quick Apply
5d
Director Group Benefits - Underwriting
Western & Southern Financial Group —Cincinnati, OH
- Extended hours
- Office
- Bachelor's degree
- Travel
Sr. Underwriter, Account Executive Officer
The Travelers Companies, Inc. —Cincinnati, OH
- $104,000 - $171,700 a year
- Hybrid work
- 6 years
- Bachelor's degree
- Children
- Wellness program
- Paid holidays
Senior Production Underwriting Specialist - Excess/Umbrella
Great American Insurance Company —Cincinnati, OH
- $126,000 - $150,000 a year
- Full-time
- Office
- Bachelor's degree
- Experience equivalent to degree accepted
- Commuter assistance
- Employee stock purchase plan
Quick Apply
Sr. Underwriter
Core Specialty —Cincinnati, OH
- Full-time
- Hybrid work
- Customer service
- Mid-level
- Bachelor's degree
- Wellness program
- Health savings account
Commercial Lines - Underwriter III - IV, Middle Markets
The Cincinnati Insurance Companies —Fairfield, OH
- $80,000 - $105,000 a year
- 5 years
- Research
- Office
Senior Production Underwriter - E&S Binding
Great American Insurance Company —Cincinnati, OH
- $80,000 - $120,000 a year
- Full-time
- Office
- 3 years
- Bachelor's degree
- Commuter assistance
- Employee stock purchase plan
Quick Apply

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Underwriter IV- Construction Lending

PNC Financial Services Group -
Cincinnati, OH

Apply Now

Job Details

Full-time
$86,250 - $172,500 a year

Benefits

Wellness program
Health savings account
Paid holidays
Disability insurance
Dependent care reimbursement
Health insurance
Dental insurance
Flexible spending account
Tuition reimbursement
Paid time off
Parental leave
Vision insurance
401(k) matching
Life insurance
Prescription drug insurance

Qualifications

Optimizing workflow processes
Underwriting verification process
Customer communication
Credit risk report
Underwriting guidelines adherence
LIHTC
Customer service
Real estate development
5 years
Coaching
Banking analysis in risk and credit
Process improvement
Construction mortgage loans
Transaction structuring
Bachelor's degree
Decision making
Industry knowledge of financial regulations
Credit history review
Real estate (financial collateral)
Real estate analysis experience in risk and credit
Collateral evaluation (loan underwriting)
Construction loans
Regulatory compliance analysis
Senior level
Portfolio risk management
RMF
Comparable transaction analysis
Comparable real estate sales data
Market research experience within real estate industry
Portfolio management in underwriting

Full Job Description

Job Profile

Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success.

PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Job Description

Works independently with little or no oversight. Exercises exception and elevated approval authority. Prepares offerings for all types of transactions at any level of complexity or in management of a portfolio as assigned. Interacts with internal/external customers. Provides recommendations for credit structuring. Serves as subject matter expert for certain asset classes. Serves as a coach, work lead and trainer for the group.
Using independent judgment to identify risks and mitigants, prepares offerings and/or scorecards, such as risk ratings, by analyzing credit, collateral strength and financial worthiness of loan/transaction parties. If relevant, performs ongoing credit risk management for assigned portfolio. Coaches and/or reviews the work of other underwriters and fills in for manager as required.
Contacts internal/external customers and other parties as appropriate to gather information and to clarify inconsistent, incorrect or missing information. May perform relevant pre-approval and post-approval activities.
Identifies and/or confirms all external regulatory requirements. Ensures internal policies/procedures are followed.
Makes recommendations on credit decisions or makes credit decisions directly, as appropriate.
Knowledge of IRS Code Section 42 and 47, equity structures and documentation, market research (including onsite inspections and market comp analysis), and 3rd party or external guidelines.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Preferred Skills

Credit Decisions, Decision Making, Financial Analysis, Identifying Risks, Process Improvements, Results-Oriented, Risk Assessments

Competencies

Accuracy and Attention to Detail, Coaching Others, Credit Analysis and Verification, Decision Making and Critical Thinking, Knowledge of Underwriting, Managing Multiple Priorities, Market Research, Real Estate Development, Real Estate Practice, Real Estate Property Data Analysis, Real Estate Sales Closings and Agreements, Regulatory Environment - Financial Services

Work Experience

Roles at this level typically require a university / college degree, with 5+ years of industry-relevant experience. Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

Education

Bachelors

Certifications

No Required Certification(s)

Licenses

No Required License(s)

Pay Transparency

Base Salary: $86,250.00 – $172,500.00

Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.

Application Window

Generally, this opening is expected to be posted for two business days from 05/20/2026, although it may be longer with business discretion.

Benefits

PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.

In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.

To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com.

Disability Accommodations Statement

If an accommodation is required to participate in the application process, please contact us via email at [email protected]. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

Equal Employment Opportunity (EEO)

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California Residents

Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.

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Position Overview

Job Description

Qualifications

Preferred Skills

Competencies

Work Experience

Education

Certifications

Licenses

Pay Transparency

Application Window

Benefits

Disability Accommodations Statement

Equal Employment Opportunity (EEO)

California Residents