Compliance Officer — BSA/AML / MSB
Company: America Digital Inc d/b/a America Bitcoin
Location: Remote-friendly
Employment Type: Full-time, W2 salaried
Compensation: $65,000–$75,000 annually, based on experience; bonus eligible
Benefits: Health insurance, HSA contributions, paid time off
About the Company
America Bitcoin is a growing financial technology company operating Bitcoin ATM kiosks across the United States. We currently operate approximately 165 kiosks in approximately 25 states, with more than 1,000 additional kiosks slated for deployment. As a registered Money Services Business, we leverage technology, automation, and operational systems to improve efficiency, strengthen compliance controls, and reduce routine manual work while maintaining a strong focus on BSA/AML compliance, customer protection, fraud prevention, and responsible growth.
Position Overview
The Compliance Officer will support the company's BSA/AML compliance program and help ensure operations remain compliant with applicable federal and state requirements. This role is ideal for a detail-oriented compliance professional with experience in MSBs, fintech, cryptocurrency, payments, banking, or other regulated financial services.
Key Responsibilities
Manage the company's BSA/AML, KYC, and Customer Identification Program (CIP). Review customer activity for suspicious activity, fraud indicators, structuring concerns, scams, and other red flags.
Prepare and file FinCEN reports including SARs and CTRs. Maintain investigation files and compliance documentation. Maintain NMLS records, quarterly MSB Call Reports, UAAR filings, and related state licensing records. Maintain Secretary of State filings and corporate registrations.
Monitor state and federal legislation affecting company operations and implement operational changes as needed.
Coordinate responses to law enforcement inquiries, subpoenas, and regulatory requests. Manage and continuously improve anti-fraud and customer protection programs.
Develop, maintain, and deliver compliance and anti-fraud training for Customer Service Representatives and operational staff. Provide day-to-day guidance to CSRs regarding customer verification, wallet ownership verification, fraud indicators, transaction holds, scam prevention, and escalation procedures. Review customer interactions for quality and compliance, identify coaching opportunities, and ensure procedures are applied consistently. Continuously improve customer-facing compliance workflows, scripts, playbooks, and documentation.
Serve as the company's primary internal resource for compliance guidance across operations and leadership.
Assist with audits, examinations, policy updates, risk assessments, training materials, and process improvements.
Required Qualifications
Prior BSA/AML compliance experience required. Working knowledge of SARs, CTRs, KYC, CIP, customer due diligence, transaction monitoring, and AML red flags.
Excellent organizational, written communication, and analytical skills.
Ability to manage confidential information with discretion.
Comfortable working independently in a remote environment.
Authorized to work in the United States. Must be able to pass a background check.
Preferred Qualifications
Experience with MSBs, cryptocurrency, Bitcoin ATMs, fintech, payments, or banking. Experience with NMLS and MSB Call Reports. Experience monitoring state financial services legislation.
Experience working with law enforcement or regulators. CAMS, CFE, CRCM, or similar certification is a plus.
Ideal Candidate
The ideal candidate is organized, practical, and compliance-minded. We value people who leverage technology to improve efficiency. The successful candidate enjoys standardizing processes, building scalable compliance programs, and using automation and AI tools to improve consistency, reduce manual effort, and strengthen compliance outcomes.
Compensation & Benefits
$65,000–$75,000 annual salary (DOE), bonus eligible, health insurance, HSA contributions, paid time off, remote-friendly, full-time W2 employment.
Pay: $65,000.00 - $75,000.00 per year
Benefits:
- Health insurance
- Health savings account
- Paid time off
Experience:
- MSB Compliance: 5 years (Preferred)
Work Location: Remote
