Top 194 Credit analyst Jobs in Mesa, Az

Credit Analyst - Subprime Auto Finance
United Auto Credit Corporation —Phoenix, AZ
- $28.50 - $33.50 an hour
- Full-time
- Google Workspace
- Customer service
- Data analysis skills
- Health insurance
- Dental insurance
Quick Apply
13d
Credit Analyst - New Accounts
Sunstate Equipment Co., LLC —Phoenix, AZ
- Overtime
- Hybrid work
- Office
- Fair chance
- Entry level
- Paid holidays
- Health insurance
Quick Apply
Underwriting/Operations Assistant - Contrac Pac Package (Tempe, AZ or Peoria, IL)
RLI Corp —Tempe, AZ
- $22.77 - $31.31 an hour
- Full-time
- Mid-level
- Office
- Windows
- Profit sharing
- Health savings account
Underwriting Trainee
IFG Companies —Scottsdale, AZ
- $65,000 - $75,000 a year
- Full-time
- Hybrid work
- Microsoft Excel
- Microsoft Outlook
- English
- Paid parental leave
- Disability insurance
Quick Apply
12d
Underwriting Assistant
AXA —Scottsdale, AZ
- $60,600 - $86,200 a year
- Microsoft Excel
- Microsoft Outlook
- Mid-level
- Retirement plan
10d
Fraud Risk Analyst
U.S. Bank National Association —Tempe, AZ
- $119,765 - $140,900 a year
- Full-time
- Mid-level
- Office
- Master's degree
- Paid holidays
- Disability insurance
9d
Credit Analyst
Tradition Capital Bank —Scottsdale, AZ
- $100,000 - $150,000 a year
- Microsoft Outlook
- 5 years
- Office
- Health savings account
- AD&D insurance
Personal Lines Underwriter
Auto-Owners Insurance Company —Mesa, AZ
- Full-time
- Hybrid work
- Bachelor's degree
- US work authorization
- Communication skills
- Paid holidays
- Paid time off
Quick Apply
Underwriting Technician
Core Specialty —Scottsdale, AZ
- $45,000 - $50,000 a year
- Full-time
- Hybrid work
- Computer literacy
- Mid-level
- US work authorization
- Wellness program
- Health savings account
4d
Auto Underwriter II - Private Label
JPMorganChase —Tempe, AZ
- $31.51 - $42.31 an hour
- Full-time
- Computer literacy
- Mid-level
- Analysis skills
- Health insurance
- Tuition reimbursement
Credit Analyst II
Expeditors —Scottsdale, AZ
- Full-time
- Mid-level
- Office
- Finance
Quick Apply
Business Banking Credit Review Specialist
U.S. Bank National Association —Tempe, AZ
- $28.27 - $37.69 an hour
- Full-time
- Research
- Mid-level
- Office
- Paid holidays
- Disability insurance
Accounts Receivable and Credit Specialist
WPG AMERICAS INC. —Tempe, AZ
- Oracle
- Mid-level
- Office
- Paid holidays
- Disability insurance
Auto Underwriter III - Private Label
JPMorganChase —Tempe, AZ
- $36.08 - $50.00 an hour
- Full-time
- 5 years
- Computer literacy
- Analysis skills
- Health insurance
- Tuition reimbursement
Underwriter I - Operations - Indirect Auto
PNC Financial Services Group —Phoenix, AZ
- Full-time
- Research
- Office
- Bachelor's degree
- Wellness program
- Health savings account
Field Underwriter
Auto-Owners Insurance Company —Mesa, AZ
- Full-time
- Hybrid work
- Bachelor's degree
- Travel
- US work authorization
- Paid holidays
- Paid time off
Quick Apply
Personal Lines - Underwriting Trainee June 2026
The Cincinnati Insurance Companies —Gilbert, AZ
- $33.65 an hour
- Analysis skills
- Bachelor's degree
- Organizational skills
Underwriter
RPS —Scottsdale, AZ
- Mid-level
- Windows
- 3 years
5d
Credit Specialist
Expeditors —Scottsdale, AZ
- Full-time
- Office
- Finance
- Bachelor's degree
- Opportunities for advancement
Quick Apply
Credit Underwriter
AgWest Farm Credit —Tempe, AZ
- $60,000 - $110,400 a year
- Full-time
- Hybrid work
- Research
- Mid-level
- Office
- Wellness program
- AD&D insurance
Quick Apply

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Credit Analyst - Subprime Auto Finance

United Auto Credit Corporation -
Phoenix, AZ

Quick Apply

Job Details

Full-time
$28.50 - $33.50 an hour
13 days ago

Benefits

Health insurance
Dental insurance
Paid time off
Vision insurance
401(k) matching

Qualifications

Customer communication

Full Job Description

Job Summary:

As a Credit Analyst at United Auto Credit, you'll review and manage loan applications, ensuring they meet lending guidelines and are processed efficiently. You'll follow up with dealerships to secure contracts, restructure non-prime deals as needed, and make sound underwriting decisions based on credit analysis. Strong communication and relationship-building with dealerships and internal teams are key to success in this role.

Essential Duties and Responsibilities:

As a Credit Analyst at UACC, you will:

Engage with Dealerships: Follow up with dealerships on automated decisioned loan applications to secure contracts and build lasting relationships.
Review and Approve Loans: Ensure that sales contracts align with program specifications or provide alternative solutions when necessary to meet lending guidelines.
Build Strong Relationships: Communicate regularly with dealers, the sales/marketing team, and funders to collaborate on solutions that drive success.
Negotiate and Restructure Deals: Work with dealerships to structure and restructure non-prime deals, ensuring the right balance between risk and reward.
Analyze Credit Data: Evaluate credit reports, customer information, and application structures to make informed, profitable underwriting decisions.
Achieve Your Goals: Meet monthly targets for production, quality, and customer satisfaction, driving both personal and team success.
Assess and Manage Risk: Carefully review loan applications to assess creditworthiness and ensure that all contracts meet company standards.

Compensation

Hourly rate ranges between $28.50 - $33.50 an hour, based on experience
Uncapped Bonuses, Averaging $800 monthly
Expected Total Compensation including Average Bonuses = $60K - $70k

Education/Experience

Bachelor’s degree preferred (or equivalent combination of education and experience)
Consumer auto finance or underwriting in financial services experience preferred
No certifications or licenses required

Technical Skills

Proficient in Microsoft Office, Google G Suite, and Teams

What can you expect from us?

We offer our team members a competitive compensation package that includes an uncapped commission structure (starting at deal #1)

We also provide you the tools necessary to perform at a high level, from a phone/table combination, to a program that will offer your dealer a way to fund to the most difficult of credit customers, job/income types and even offer subprime financing for a bevy of commercial units.

We also provide a comprehensive benefits package that includes medical, dental, vision, a 401(k) investment plan with Company match, and paid time off. Our training program is designed to provide you with the tools and resources you will need to succeed! We strive to be the company of choice for our employees, customers and dealers!

Benefits:

Generous Time off package
Medical/Dental/Vision
Additional voluntary benefits
Retirement Plan + Employer Match
Employee Perks and Discounts

Commitment to Diversity and Equal Employment Opportunity

United Auto Credit Corporation, a wholly owned indirect subsidiary of Vroom, is an equal opportunity employer committed to creating and supporting a work environment where all employees can find their drive. To do that, we champion a workplace where each and every person is treated with dignity and respect and is valued for their unique perspectives and contributions. We believe our values of SPEED (Service, Progress, Employees, Engagement, and Development) are best realized in an environment, whether physical or virtual, where every individual has the ability to bring their whole selves to work and contribute fully.

UACC maintains a working environment that encourages mutual respect and promotes harmonious and friendly relationships among employees. The company prohibits any form of employment discrimination or harassment against employees, applicants, or other protected persons in the workplace based on a protected characteristic(s), regardless of who the source is of such conduct. Protected characteristics include race, color, religion, creed, sex (including gender, sexual orientation, gender identity or expression, or pregnancy, childbirth, or a related medical condition), national origin, ancestry, ethnicity, age, physical or mental disability, genetic information, service in the uniformed services, citizenship, or any other characteristic protected by federal, state, and/or local law. This commitment to antidiscrimination and antiharassment applies to all terms, conditions, and privileges of employment including, but not limited to, recruitment and hiring.

UACC likewise provides reasonable accommodations to qualified applicants, employees, or other legally protected individuals in the workplace with a disability to enable them to participate in the job application process, to perform the essential functions of a job, or to enjoy the benefits and privileges of employment equal to those of other employees, except if the accommodation would pose an undue hardship. The company also makes reasonable accommodations for religious beliefs and practices.

UACC complies with all applicable federal, state, and/or local laws relating to equal employment.

Other Things to Note

This posting is not intended to provide a comprehensive account of the duties and responsibilities that may be required of this position. Duties and responsibilities may change or be added at any time, with or without notice.

Please review our privacy and CCPA policies.

Quick Apply

Refine Your Search

credit analyst jobs in mesa, az

Credit Analyst - Subprime Auto Finance

Credit Analyst - New Accounts

Underwriting/Operations Assistant - Contrac Pac Package (Tempe, AZ or Peoria, IL)

Underwriting Trainee

Underwriting Assistant

Fraud Risk Analyst

Credit Analyst

Personal Lines Underwriter

Underwriting Technician

Auto Underwriter II - Private Label

Credit Analyst II

Business Banking Credit Review Specialist

Accounts Receivable and Credit Specialist

Auto Underwriter III - Private Label

Underwriter I - Operations - Indirect Auto

Field Underwriter

Personal Lines - Underwriting Trainee June 2026

Underwriter

Credit Specialist

Credit Underwriter

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