Top 4 Junior credit analyst Jobs in Miami, Fl

Junior Credit Analyst
East Harbor Financial —Doral, FL
- $50,000 - $75,000 a year
- Full-time
- Spanish
- Mid-level
- Office
- Tuition reimbursement
- Paid time off
Quick Apply
11d
Junior Financial Operations Analyst
East Harbor —Miami, FL
- $50,000 - $75,000 a year
- Full-time
- Computer Science
- Research
- Office
Quick Apply
11d

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Junior Credit Analyst

East Harbor Financial -
Doral, FL

Quick Apply

Job Details

Full-time
$50,000 - $75,000 a year
11 days ago

Benefits

Tuition reimbursement
Paid time off
Volunteer time off

Qualifications

VLOOKUP function
Cash flow analysis
Financial model construction
Financial model development
Filing
Bachelor's degree
Attention to detail
Valuation modeling
Accounting
Excel data analysis

Full Job Description

Junior Credit Analyst
Location: In-person

Schedule: Full-Time

About the Role
We are a private credit firm specializing in secured, asset-backed financing across commercial trucks, equipment, construction machinery, real estate, and vessels. We are looking for an underwriting professional who can evaluate credit applications, assess collateral, review financials, and support the closing process for a fast-growing portfolio.

Key ResponsibilitiesCredit & Risk Analysis

Evaluate credit applications and assess borrower creditworthiness for secured commercial loans
Analyze financial statements, tax returns, and bank statements to determine repayment ability
Identify risk factors, verify eligibility criteria, and recommend loan structures
Conduct underwriting in line with internal credit policies and regulatory standards

Collateral & Valuation Review

Assess collateral value across trucks, construction equipment, machinery, real estate, and vessels
Review appraisals, depreciation schedules, and market comps to establish fair value and liquidation value
Evaluate titles, liens, UCC filings, and encumbrances to ensure legal enforceability
Contribute to internal loan-to-value benchmarks and asset-specific underwriting criteria

Documentation & Closing Support

Coordinate with clients, lenders, attorneys, and internal teams to prepare closing packages
Produce accurate term sheets, promissory notes, underwriting files, and loan documentation
Ensure underwriting files meet audit, compliance, and company documentation standards
Support end-to-end closing processes and transaction execution

Compliance & Portfolio Support

Ensure underwriting practices meet compliance and documentation requirements
Assist in monitoring existing loan performance and portfolio risk indicators
Maintain accuracy across internal systems, records, and reporting workflows

Requirements

Bachelor's degree in Finance, Accounting, Economics, or related field
2+ years of underwriting, credit analysis, or financial analysis experience (private credit or commercial lending a plus)
Strong Excel skills (pivot tables, financial modeling basics, VLOOKUPs)
Knowledge of loan documentation, collateral review, and underwriting requirements
Excellent analytical, communication, and organizational skills
Detail-oriented, accurate, and able to work under deadlines

Job Type: Full-time

Benefits:

Paid time off
Tuition reimbursement
Volunteer time off

Ability to Commute:

Doral, FL 33122 (Required)

Work Location: In person

Job Type: Full-time

Pay: $50,000.00 - $75,000.00 per year

Benefits:

Paid time off

Application Question(s):

Are you currently a Florida Resident?

Education:

Bachelor's (Required)

Language:

Spanish (Preferred)

Work Location: In person

Quick Apply

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