Top 1117 Bank Jobs in Michigan

Mortgage Loan Originator
Horizon Bank —New Buffalo, MI
- Full-time
- Computer literacy
- Mid-level
- Office
Quick Apply
Financial Advisor
First Merchants Bank —Bloomfield Hills, MI
- Mid-level
- Finance
- High school diploma or GED
- Paid parental leave
- Paid holidays
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Loan Officer / Member Service Representative II/III
Best Financial Credit Union —Muskegon, MI
- $18.72 - $32.05 an hour
- Full-time
- Office
- US work authorization
- In-person
- Profit sharing
- AD&D insurance
Quick Apply
Portuguese Mortgage Resolution Representative - Afternoon Shift
First National Bank of America —Lansing, MI
- English
- Office
- US work authorization
- Health savings account
- Health insurance
Quick Apply
Mortgage Processor
1st State Bank —Saginaw, MI
- $17 - $22 an hour
- Full-time
- Office
- High school diploma or GED
- US work authorization
- Health savings account
- Health insurance
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Licensed Cosmetologist
The Bank Bodywork + Head Spa —Owosso, MI
- $13.73 - $67.50 an hour
- Part-time
- Cosmetology License
- No background check
- Sanitation
- Free parking
- On-the-job training
Quick Apply
13d
Teller (Part-Time)
First National Bank of America —Traverse City, MI
- Part-time
- Office
- US work authorization
- Entry level
- 401(k) matching
- Pet insurance
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Residential Loan Processor
First National Bank of America —East Lansing, MI
- Mid-level
- Office
- US work authorization
- Health savings account
- Paid time off
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12d
Member Experience Associate - Packard
Lake Trust Credit Union —Ann Arbor, MI
- Full-time
- Office
- High school diploma or GED
- Mentoring
- Health insurance
- 401(k) matching
Bilingual Customer Service Specialist – 9AM-6PM Shift
First National Bank of America —East Lansing, MI
- Monday to Friday
- Spanish
- English
- Office
- Health savings account
- Paid time off
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13d
Executive Assistant
TBA Credit Union —Traverse City, MI
- $24 - $33 an hour
- Full-time
- Microsoft Excel
- Basic math
- Mid-level
Quick Apply
14d
Branch Manager
Embers Credit Union —Marquette, MI
- $26.21 - $39.31 an hour
- Full-time
- Mid-level
- Office
- 3 years
Quick Apply
5d
Mortgage Loan Officer
University of Michigan Credit Union —Ann Arbor, MI
- Basic math
- Mid-level
- Office
- Health insurance
- Dental insurance
Quick Apply
Collector
University of Michigan Credit Union —Ann Arbor, MI
- Microsoft Excel
- Microsoft Outlook
- Office
- Health insurance
- Dental insurance
Quick Apply
Human Resources Manager
Best Financial Credit Union —Muskegon, MI
- From $48,790 a year
- Full-time
- Management
- Microsoft Office
- Human resources
- Paid jury duty
- Paid parental leave
Quick Apply
Member Relationship Representative
Northland Area FCU —Mio, MI
- $31,512 - $44,200 a year
- Full-time
- Sales
- Office
- Driver's License
- Paid training
- Opportunities for advancement
Quick Apply
8d
Assistant Branch Manager
University of Michigan Credit Union —Ann Arbor, MI
- Microsoft Excel
- Microsoft Outlook
- Mid-level
- Health insurance
- Dental insurance
Quick Apply
Assistant Branch Manager
Michigan First Credit Union —Comstock Park, MI
- Weekends as needed
- Microsoft Word
- Microsoft Excel
- Research
- Profit sharing
- Disability insurance
6d
Mortgage Sales Manager
Community Choice Credit Union —Farmington Hills, MI
- $83,000 - $103,000 a year
- Full-time
- Hybrid work
- 5 years
- Mid-level
- Residential
Quick Apply
Assistant Branch Manager
CORNERSTONE COMMUNITY FINANCIAL CREDIT UNION —Auburn Hills, MI
- $55,000 - $58,000 a year
- Full-time
- Microsoft Excel
- Microsoft Outlook
- Basic math
- Profit sharing
- Paid holidays
Quick Apply

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Mortgage Loan Originator

Horizon Bank -
New Buffalo, MI

Quick Apply

Job Details

Full-time

Qualifications

MLO License
Computer literacy
Math
Typing

Full Job Description

Job Overview

Assist customers in securing conventional, lot, construction and FHA/VA/USDA residential mortgage loans in accordance with company policies and established Standard Operating Procedures (SOPs). Ensure compliance with state and federal regulations while meeting sales goals. Responsible for all aspects of the Mortgage Loan Origination process including accurate, efficient and timely handling from receipt of the loan application to attending the closing. Must attain and maintain an active registration status with the NMLS (Nationwide Mortgage Licensing System and Registry). Work within a team to ensure loans progress through the pipeline efficiently and effectively and close within the rate-lock period.

Principal Accountabilities

Represent the Bank to both internal and external customers in a courteous, professional manner in face-to-face, written and telephone communications. Accountable for adherence to compliance standards including Bank Secrecy Act (BSA), quality of documentation, timeliness and volume of loans closed. Identify financial objectives and refer clients to other bank services. Actively protect confidentiality of customer and account information. Demonstrate Horizon Bank’s commitment to the communities in which we serve through active involvement in local organizations and events.

Duties

Develop and execute effective marketing plans to meet or exceed mortgage loan production goals.
Market, service and promote the bank's mortgage products, including the solicitation of residential first mortgages through contacts with Realtors, builders, developers, closing agents, social media and other referral sources.
Independently monitor trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both conventional and government insured mortgages.
Interview potential borrowers applying for residential mortgage loans to understand their needs.
Analyze and screen preliminary loan requests on varied types of mortgage loans to determine which products best meet the customer’s needs and financial circumstances. Provide advice regarding the advantages and disadvantages of different financial products and recommend the most appropriate mortgage loan program for the customer.
Outline loan terms and conditions, and inform prospective borrowers of loan commitment.
Enter loan application into LOS (Loan Operating System), order credit reports, and upload to AUS (Automated Underwriting System). Collect critical documents from borrower and submit loan applications for processing and underwriting approval.
Once loan is underwritten, receive stipulations and assist to clear them.
Monitor the loan pipeline, tracking loans in process to ensure required documents are secured to ensure timely completion of the loan.
Communicate regularly with customers regarding progress of loan and items needed for loan approval. Address customer questions and concerns through investigation and corrective action.
Periodically run AUS reports to ensure loans continue to have a favorable result once loan documents are submitted
Communicate with Processor to schedule closing appointments. Travel to conduct closings with buyers, sellers, real estate agents, attorneys and others.
Provide credit counseling to delinquent or non-qualifying customers.
Develop and maintain knowledge of other bank products and services in order to effectively identify referral opportunities.
Maintain file coverage for team members out of office and perform other duties as assigned.
Report suspicious transactions or unusual occurrences to supervisor.
Perform all work in compliance with established regulations, policies, Standard Operating Procedures (SOPs), and instructions.
Maintain customer confidence and protect bank operations by keeping information private and confidential.
Participate in ongoing skill, compliance, risk management and security training as required for the position and apply knowledge in daily tasks.

Qualifications & Skills

High school diploma or equivalent with a minimum of 3 years residential mortgage loan experience or satisfactory completion of Horizon Bank’s in-house Jr. MLO training (when available). College degree in business, finance or related field of study preferred.
Basic knowledge of agency guidelines and industry standards as they relate to retail mortgage lending, conventional, lot, construction and FHA/VA/USDA loan programs.
Exceptional organization, time management and follow-up skills. Excellent interpersonal skills and ability to communicate effectively with customers, bank employees and outside service providers.
Ability to follow detailed instructions and adhere to a wide range of procedures and regulations requiring sound judgement.
Ability to perform complex mathematical computations using various business machines and/or computers.
Must have proficient typing and computer skills.

Core Competencies

Adaptability & Flexibility

Decision Making and Judgment

Relationship Building

Attention to Detail

Prospecting and Referring

Accountability

Physical Requirements

Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions in compliance with the Americans with Disabilities Act (ADA).

Physical Demands:

Percentage of Time:

Communicate with customers, advisors and managers regarding banking transactions and issues. Able to exchange accurate information with others.

90-100%

Able to verify authenticity of financial instruments, forms, documents and signatures. Able to verify identity of customers, vendors and service providers. Able to observe actions of others to ensure safety and security of the facility.

90-100%

Able to grasp, move and sort forms and papers..

90-100%

Constantly operate a computer and other office machinery such as calculator, copy machine, fax machine, scanner, printer and telephone.

90-100%

Able to remain stationary at a desk for long periods of time

75-100%

Regularly move about the office to access file cabinets, storage drawers and various office equipment.

75-100%

Occasionally position self to reach heights between floor and 6.’

<25%

Travel to customer homes, businesses, community events and closing locations as required to meet or exceed referral, customer service and sales goals.

25-75%

Horizon Bank is a proud Equal Opportunity Employer | Disability | Veteran Employer.

#LI-DNI

Job Reference: HRN01933

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Refine Your Search

bank jobs in michigan

Mortgage Loan Originator

Financial Advisor

Loan Officer / Member Service Representative II/III

Portuguese Mortgage Resolution Representative - Afternoon Shift

Mortgage Processor

Licensed Cosmetologist

Teller (Part-Time)

Residential Loan Processor

Member Experience Associate - Packard

Bilingual Customer Service Specialist – 9AM-6PM Shift

Executive Assistant

Branch Manager

Mortgage Loan Officer

Collector

Human Resources Manager

Member Relationship Representative

Assistant Branch Manager

Assistant Branch Manager

Mortgage Sales Manager

Assistant Branch Manager

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