Top 21 Residential loan processor Jobs in Michigan

Mortgage Loan Originator
Horizon Bank —New Buffalo, MI
- Full-time
- Computer literacy
- Mid-level
- Office
Quick Apply
Mortgage Processor
1st State Bank —Saginaw, MI
- $17 - $22 an hour
- Full-time
- Office
- High school diploma or GED
- US work authorization
- Health savings account
- Health insurance
Quick Apply
Closing Coordinator
United Mortgage Lending —Troy, MI
- $50,000 - $65,000 a year
- 8 hour shift
- Mid-level
- Office
- In-person
- Health insurance
- Dental insurance
Quick Apply
Residential Loan Processor
First National Bank of America —East Lansing, MI
- Mid-level
- Office
- US work authorization
- Health savings account
- Paid time off
Quick Apply
9d
Mortgage Loan Officer
LoanVille LLC —Troy, MI
- $50,000 - $300,000 a year
- Full-time
- Mid-level
- In-person
- Communication skills
- Health insurance
- Dental insurance
Quick Apply
Processor (REMOTE)
Member First Mortgage LLC —Grand Rapids, MI
- $24 - $30 an hour
- Extended hours
- Remote
- Basic math
- Bachelor's degree
- Typing
- Disability insurance
- Health insurance
Quick Apply
Underwriter II-IV (REMOTE)
Member First Mortgage LLC —Grand Rapids, MI
- $36.39 - $65.20 an hour
- Full-time
- Remote
- Microsoft Outlook
- 5 years
- Analysis skills
- Disability insurance
- Health insurance
Quick Apply
Mortgage Loan Officer - Residential Lending
WesBanco Bank, Inc. —Ann Arbor, MI
- Remote
- Mid-level
- Office
- Residential
4d
Escrow Closer
Investors Title Insurance Company —Bad Axe, MI
- Full-time
- Customer service
- Mid-level
- Office
Quick Apply
10d
Mortgage Loan Originator
STURGIS BANK —Battle Creek, MI
- Full-time
- 5 years
- Office
- Business development
Mortgage Loan Officer
Northgate Mortgage LLC —Farmington Hills, MI
- $65,000 - $120,000 a year
- Full-time
- Mid-level
- Organizational skills
- Communication skills
- Paid holidays
- 401(k)
Quick Apply
2d
Senior Mortgage Underwriter
Lake Michigan Credit Union —Grand Rapids, MI
- Full-time
- 3 years
- High school diploma or GED
- Senior level
- Paid parental leave
- Health savings account
Loan Officer/Underwriter
Commercial Bank —Alma, MI
- Extended hours
- Microsoft Excel
- Microsoft Outlook
- Computer literacy
Quick Apply
Licensed Mortgage Loan Originator
DENALI HOME LOANS LLC —Southfield, MI
- $80,000 - $300,000 a year
- Full-time
- Mid-level
- Office
- 1 year
- Health insurance
- Dental insurance
Quick Apply

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residential loan processor jobs near michigan

Mortgage Loan Originator

Horizon Bank -
New Buffalo, MI

Quick Apply

Job Details

Full-time

Qualifications

MLO License
Computer literacy
Math
Typing

Full Job Description

Job Overview

Assist customers in securing conventional, lot, construction and FHA/VA/USDA residential mortgage loans in accordance with company policies and established Standard Operating Procedures (SOPs). Ensure compliance with state and federal regulations while meeting sales goals. Responsible for all aspects of the Mortgage Loan Origination process including accurate, efficient and timely handling from receipt of the loan application to attending the closing. Must attain and maintain an active registration status with the NMLS (Nationwide Mortgage Licensing System and Registry). Work within a team to ensure loans progress through the pipeline efficiently and effectively and close within the rate-lock period.

Principal Accountabilities

Represent the Bank to both internal and external customers in a courteous, professional manner in face-to-face, written and telephone communications. Accountable for adherence to compliance standards including Bank Secrecy Act (BSA), quality of documentation, timeliness and volume of loans closed. Identify financial objectives and refer clients to other bank services. Actively protect confidentiality of customer and account information. Demonstrate Horizon Bank’s commitment to the communities in which we serve through active involvement in local organizations and events.

Duties

Develop and execute effective marketing plans to meet or exceed mortgage loan production goals.
Market, service and promote the bank's mortgage products, including the solicitation of residential first mortgages through contacts with Realtors, builders, developers, closing agents, social media and other referral sources.
Independently monitor trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both conventional and government insured mortgages.
Interview potential borrowers applying for residential mortgage loans to understand their needs.
Analyze and screen preliminary loan requests on varied types of mortgage loans to determine which products best meet the customer’s needs and financial circumstances. Provide advice regarding the advantages and disadvantages of different financial products and recommend the most appropriate mortgage loan program for the customer.
Outline loan terms and conditions, and inform prospective borrowers of loan commitment.
Enter loan application into LOS (Loan Operating System), order credit reports, and upload to AUS (Automated Underwriting System). Collect critical documents from borrower and submit loan applications for processing and underwriting approval.
Once loan is underwritten, receive stipulations and assist to clear them.
Monitor the loan pipeline, tracking loans in process to ensure required documents are secured to ensure timely completion of the loan.
Communicate regularly with customers regarding progress of loan and items needed for loan approval. Address customer questions and concerns through investigation and corrective action.
Periodically run AUS reports to ensure loans continue to have a favorable result once loan documents are submitted
Communicate with Processor to schedule closing appointments. Travel to conduct closings with buyers, sellers, real estate agents, attorneys and others.
Provide credit counseling to delinquent or non-qualifying customers.
Develop and maintain knowledge of other bank products and services in order to effectively identify referral opportunities.
Maintain file coverage for team members out of office and perform other duties as assigned.
Report suspicious transactions or unusual occurrences to supervisor.
Perform all work in compliance with established regulations, policies, Standard Operating Procedures (SOPs), and instructions.
Maintain customer confidence and protect bank operations by keeping information private and confidential.
Participate in ongoing skill, compliance, risk management and security training as required for the position and apply knowledge in daily tasks.

Qualifications & Skills

High school diploma or equivalent with a minimum of 3 years residential mortgage loan experience or satisfactory completion of Horizon Bank’s in-house Jr. MLO training (when available). College degree in business, finance or related field of study preferred.
Basic knowledge of agency guidelines and industry standards as they relate to retail mortgage lending, conventional, lot, construction and FHA/VA/USDA loan programs.
Exceptional organization, time management and follow-up skills. Excellent interpersonal skills and ability to communicate effectively with customers, bank employees and outside service providers.
Ability to follow detailed instructions and adhere to a wide range of procedures and regulations requiring sound judgement.
Ability to perform complex mathematical computations using various business machines and/or computers.
Must have proficient typing and computer skills.

Core Competencies

Adaptability & Flexibility

Decision Making and Judgment

Relationship Building

Attention to Detail

Prospecting and Referring

Accountability

Physical Requirements

Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions in compliance with the Americans with Disabilities Act (ADA).

Physical Demands:

Percentage of Time:

Communicate with customers, advisors and managers regarding banking transactions and issues. Able to exchange accurate information with others.

90-100%

Able to verify authenticity of financial instruments, forms, documents and signatures. Able to verify identity of customers, vendors and service providers. Able to observe actions of others to ensure safety and security of the facility.

90-100%

Able to grasp, move and sort forms and papers..

90-100%

Constantly operate a computer and other office machinery such as calculator, copy machine, fax machine, scanner, printer and telephone.

90-100%

Able to remain stationary at a desk for long periods of time

75-100%

Regularly move about the office to access file cabinets, storage drawers and various office equipment.

75-100%

Occasionally position self to reach heights between floor and 6.’

<25%

Travel to customer homes, businesses, community events and closing locations as required to meet or exceed referral, customer service and sales goals.

25-75%

Horizon Bank is a proud Equal Opportunity Employer | Disability | Veteran Employer.

#LI-DNI

Job Reference: HRN01933

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Refine Your Search

residential loan processor jobs in michigan

Mortgage Loan Originator

Mortgage Processor

Closing Coordinator

Residential Loan Processor

Mortgage Loan Officer

Processor (REMOTE)

Underwriter II-IV (REMOTE)

Mortgage Loan Officer - Residential Lending

Escrow Closer

Mortgage Loan Originator

Mortgage Loan Officer

Senior Mortgage Underwriter

Loan Officer/Underwriter

Licensed Mortgage Loan Originator

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