Top 4 mortgage processor Jobs in modesto, ca

Mortgage Loan Partner - Loan Processor
MODERN MORTGAGE —Modesto, CA
- $60,000 a year
- Microsoft Excel
- Microsoft Outlook
- Mid-level
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Commercial Lending Operations Manager
Valley First Credit Union —Modesto, CA
- $85,000 - $105,000 a year
- Full-time
- 7 years
- Office
- Finance
14d
Mortgage Loan Partner - Pre-Approval Specialist
MODERN MORTGAGE —Modesto, CA
- $50,000 a year
- 5 years
- Mid-level
- Organizational skills
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mortgage processor jobs near modesto, ca

Mortgage Loan Partner - Loan Processor

MODERN MORTGAGE -
Modesto, CA

Quick Apply

Job Details

$60,000 a year

Qualifications

Customer communication
Mortgage compliance
High school diploma or GED
Loan Origination Systems (LOS)

Full Job Description

We are seeking a highly skilled Loan Partner 3 (LP3) to join a top-producing mortgage team. The LP3 is a seasoned Loan Processor responsible for managing loans from lock through funding, ensuring timely, accurate, and high-quality underwriting submissions and closings. This role works closely with the Loan Officer (LO), Loan Partner 2 (LP2), Branch Operations Manager (BOM), underwriters, borrowers, and third-party partners to proactively manage files, minimize underwriting conditions, and deliver an exceptional borrower experience. The ideal candidate has deep knowledge of guidelines, exceptional attention to detail, strong communication skills, and the ability to manage a high-volume pipeline while maintaining accuracy and accountability.

Compensation: $60,000+ base salary with potential per-file bonus, based on performance and team structure

Compensation:

$60,000+ base salary plus bonus potential

Responsibilities:

3+ Core Duties & Key Measurements

Pre-Underwrite:

Review all incoming loans within 1 business day of receipt
Review 5 loans daily (or per LO/BOM direction)
Submit all loans to underwriting within 3 business days
Average 3 underwriting submissions per day
95%+ of initial Conditional Loan Approvals (CLAs) have 10 or fewer conditions

Post-Underwrite:

Maintain a two-touch maximum to Clear-to-Close (CTC)
Ensure 95%+ of loans close on time

Post-Fund:

Respond to all post-funding issues on the same business day

Essential Duties of This Position

Pre-Underwrite

Verify loan file completeness using the pre-underwrite checklist
Request and analyze documentation related to cash, credit, and capacity (income)
Return incomplete files to LP2 or LO with clear documentation requests (cc’ing BOM/BM as needed)
Initiate all required third-party services
Submit clean, high-quality files for underwriting without over-analyzing

Post-Underwrite

Review Conditional Loan Approvals (CLAs) for clarity and accuracy
Confirm outstanding conditions are not already received before requesting items
Translate underwriting conditions into borrower-friendly language
Thoughtfully submit conditions to underwriting
Proactively coach LP2 on improved submission practices
Send Clear-to-Close requests to the full loan team
Review Initial Closing Disclosures (ICD) and Closing Disclosures (CD) for accuracy against the Loan Estimate (LE)

Post-Fund

Monitor closed loans for funding authorization
Clear post-funding conditions as required
Support borrowers and team members with post-closing questions

Additional Responsibilities

Collaborate with BOM to improve LP2 submission checklists and workflows
Attend weekly team and pipeline meetings
Log all critical communication in the Loan Origination System (LOS)
Build strong relationships with underwriting, closing, funding, post-closing, and QC teams
Deliver high-quality borrower and third-party communication that exceeds traditional processing expectations

Qualifications:

High school diploma or equivalent
Minimum 3 years of mortgage processing or underwriting experience
Strong knowledge of investor guidelines
Proficient in DU/DO and Loan Prospector (LP)
Experience with major Loan Origination Systems (ARIVE, LendingPad, etc.)
Proficient in Microsoft Office (Word, Excel, Outlook, PowerPoint, OneNote)
Excellent verbal and written communication skills
Strong time-management skills and the ability to work under pressure
Detail-oriented with a high level of accountability
Team-oriented with the ability to collaborate across departments
Completion of all required regulatory and compliance training

About Company

Modern Mortgage is a Local Mortgage Broker based in Modesto, CA, and the #1 Branch/Company at NEXA Lending 3 years in a row.

We shop over 300 investors to offer the most competitive rates and programs available. We have a team of seasoned Modern Loan Advisors who take advantage of today's Modern tools to streamline the process to get you to the finish on time, quickly, with a hassle-free closing.

Quick Apply

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mortgage processor jobs in modesto, ca

Mortgage Loan Partner - Loan Processor

Commercial Lending Operations Manager

Mortgage Loan Partner - Pre-Approval Specialist

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