Top 41 Mortgage processor Jobs in North Carolina

Remote Non QM Underwriter
Deephaven Mortgage LLC —North Carolina
- From $52.88 an hour
- Email
- Remote
- 5 years
- Data analysis skills
- Mid-level
- Health insurance
- Flextime
Quick Apply
Home Equity Loan Processor
Accenture —Charlotte, NC
- $21.39 - $48.13 an hour
- Overtime
- Remote
- Mid-level
- US work authorization
- Military encouraged
- Paid holidays
- Disability insurance
Loan Processor
Alpha Mortgage Corporation —North Carolina
- Weekends as needed
- Remote
- Customer service
- 5 years
- Computer literacy
- Health savings account
- Health insurance
Quick Apply
6d
Loan Processor
Universal Lending Corporation —North Carolina
- $60,000 - $80,000 a year
- Overtime
- Remote
- 5 years
- US work authorization
- Senior level
- Health insurance
- Dental insurance
Quick Apply
Mortgage Loan Processor
Coastal Credit Union —Raleigh, NC
- Full-time
- Hybrid work
- Office
- High school diploma or GED
- US work authorization
9d
Loan Processor
CrossCountry Mortgage, LLC —Cornelius, NC
- Overtime
- 5 years
- Mid-level
- Office
- Wellness program
- Disability insurance
Mortgage Processor II (Senior Mortgage Processor)
First Citizens Bank —Raleigh, NC
- Full-time
- Hybrid work
- Mid-level
- Office
- 3 years
7d
Loan Processor
NVR, Inc —Wilmington, NC
- Mid-level
- US work authorization
- Organizational skills
Mortgage Loan Processor
First Bank —Greensboro, NC
- Full-time
- Word processing
- Computer literacy
- Mid-level
Mortgage Loan Officer
New American Funding. —Charlotte, NC
- $75,000 - $300,000 a year
- Full-time
- Mid-level
- Office
- High school diploma or GED
- Health savings account
- Paid holidays
Quick Apply
Mortgage Processor
Primis Mortgage Company —Wilmington, NC
- 8 hour shift
- 5 years
- Writing skills
- Research
- Loan repayment program
Mortgage Underwriter
SoFi —Charlotte, NC
- Hybrid work
- Mid-level
- Office
- Analysis skills
8d
Mortgage Loan Coordinator
SoFi —Charlotte, NC
- Overtime
- Customer service
- Fair chance
- Communication skills
7h
Senior Mortgage Loan Processor 1
Self-Help —Charlotte, NC
- Full-time
- Spanish
- Microsoft Excel
- Data analysis skills
Loan Processor
FIRST FLIGHT FEDERAL CU —Cary, NC
- Mid-level
- Office
- Analysis skills
Quick Apply
Mortgage Production Associate
Cornerstone Home Lending —Raleigh, NC
- Computer literacy
- Mid-level
- Office
- Paid parental leave
- Health savings account
Processor
Paramount Residential Mortgage Group —Greenville, NC
- $40,000 - $80,000 a year
- Full-time
- Office
- High school diploma or GED
- Organizational skills
- Health savings account
- Disability insurance
9d
Loan Officer Associate
Lennar —Charlotte, NC
- Full-time
- High school diploma or GED
- Bachelor's degree
- Continuous improvement
- Paid parental leave
- Health insurance
Mortgage Loan Officer
HomeTrust Bank —Raleigh, NC
- Computer literacy
- Mid-level
- Office
Transaction Coordinator
Guild Mortgage Company LLC —Sanford, NC
- $42,000 a year
- Microsoft Word
- Spanish
- Microsoft Excel
- AD&D insurance
- Disability insurance

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Remote Non QM Underwriter

Deephaven Mortgage LLC -
North Carolina

Quick Apply

Job Details

Full-time
From $52.88 an hour

Benefits

Health insurance
Flextime
Parental leave
401(k) matching

Qualifications

Underwriting verification process
Cash flow analysis
Income approach valuation
Loan compliance checks
Underwriting guidelines adherence
Title document review
Residential property appraisal
Financial statement analysis
Data analysis skills
Profit & loss
Document review
Real estate (financial collateral)
Financial statement interpretation
Collateral evaluation (loan underwriting)
Manual underwriting
Verification (borrower information)
Debt risk assessment
Legal compliance
Documentation reviews
Encompass

Full Job Description

Why Deephaven Mortgage?

Deephaven Mortgage has been a pioneer and leader in non-QM since our origin in 2012. Our longevity and strength in the non-QM space has allowed a significant number of borrowers to achieve homeownership who otherwise would not have under traditional requirements. Deephaven champions mortgage borrowers whose independence, entrepreneurial drive and determination are often the very reason they cannot qualify for a traditional loan.

We continuously and responsibly innovate new mortgage products and programs that put homeownership within reach of millions of borrowers and investors that need and deserve financing through lending ingenuity that is supported by common-sense underwriting.

Deephaven is comprised of two lending platforms. Our wholesale channel offers loans through a network of over 1,000 independent mortgage brokers. Our correspondent channel buys loans from over 200 correspondent partners.

Deephaven’s headquarters are in Charlotte, North Carolina. To learn more about our innovative loan solutions please visit www.deephavenmortgage.com or email us at [email protected].

Job Overview

In this role, you will be responsible for evaluating mortgage loan applications that fall outside traditional Qualified Mortgage (QM) guidelines. You will assess borrower risk based on alternative documentation, ensure compliance with company policies and investor guidelines, and play a key role in decision-making for loan approvals.

This role is remote with ability to work from any state in the U.S.

What You’ll Do

Manually underwrite mortgage loan transactions submitted by our Correspondent and Wholesale lending clients to company and investor credit guidelines
Perform quality control audits of our third-party vendor to ensure mortgage loans meet all company and investor credit guidelines and requirements
Review loan scenarios and communicate purchase/funding eligibility requirements to our Correspondent and Wholesale lending clients
Collaborate with internal staff (e.g., Underwriters, Account Managers, Processors, Closers, Operations Management, etc.) of our correspondent lending clients, brokers and third party-vendors throughout the review process to clear purchase/funding eligibility conditions.
Work closely with processing staff to clear loan conditions throughout the process
Assist in handling loan-level credit and compliance questions & issues and in the preparation and dissemination of updated mortgage underwriting and compliance standards and procedures
Analyze loan applications and conduct financial due diligence to assess the creditworthiness of borrowers and the risk associated with the loan
Evaluate multi-family properties to determine their market value, condition, and potential for generating rental income
Review financial statements, rent rolls, and property operating data to ensure that the property’s income can cover loan payments and expenses
Collaborate with account executives, clients and stakeholders to gather necessary information and provide feedback on loan applications
Recommend loan structuring and terms that mitigate potential risks while meeting the needs of borrowers and lenders
Make informed decisions about whether to approve, deny, or modify loan applications based on comprehensive analysis and risk assessment

Job Requirements

Recent, hands-on non-QM underwriting experience is required, including, but not limited to:
- DSCR
- Bank Statement (personal & business)
- P&L–only qualification
- Asset Depletion
- Multi-family
Experience underwriting HELOCs and 2nd mortgages strongly preferred
5+ years of experience as an underwriter
Ability to manually calculate income across all non-QM programs, including complex self-employed borrower profiles, layered income sources, and variable cash flow
Demonstrated ability to independently review and clear:
- Title commitments & supporting documentation
- Appraisal reports (including complex or unique property types)
- Full condo project reviews (warrantable, non-warrantable, new construction, and small projects)

Proficiency in Encompass, with the ability to navigate workflows, analyze documentation, and manage conditions efficiently
High-volume underwriting background, managing 50+ initial underwrites per month while maintaining quality, accuracy, and fast SLAs
Strong understanding of non-QM guidelines, investor overlays, compensating factors, and risk layering
Excellent communication skills with the ability to clearly document decisions and collaborate with sales, processors, and closers
Strong critical thinking, independent decision-making, and problem-solving skills
Commitment to loan quality, compliance, and responsible lending

Compensation

The sarlary range for this role begins at $52.88 per hour, plus a performance based monthly incentive plan.

This organization participates in E-Verify

Our Perks

Flexible Time to Recharge – Personalized Time Off for What Matters (because rest isn't one-size fits all)

Future Finance Focused – Generous employer-matched 401(k) plan

Community Connect– Philanthropy Committee that creates charitable initiatives

Health from Day One – Comprehensive health insurance starting on day one of employment

Family Matters – Competitive maternity and paternity leave

Culture & Celebrations – Culture Committee with team-building events and celebrations

Ideas Welcome – Encouraging thought leadership and innovation

Guidance & Growth – Mentorship opportunities for career development

Perk Up – Exclusive discounts on travel, tech, pets, legal, and more

Quick Apply

Refine Your Search

mortgage processor jobs in north carolina

Remote Non QM Underwriter

Home Equity Loan Processor

Loan Processor

Loan Processor

Mortgage Loan Processor

Loan Processor

Mortgage Processor II (Senior Mortgage Processor)

Loan Processor

Mortgage Loan Processor

Mortgage Loan Officer

Mortgage Processor

Mortgage Underwriter

Mortgage Loan Coordinator

Senior Mortgage Loan Processor 1

Loan Processor

Mortgage Production Associate

Processor

Loan Officer Associate

Mortgage Loan Officer

Transaction Coordinator

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