We are a small, but progressive, family-owned company looking for an eager person who wants to advance their career through hard work and excellent customer service. Real estate/banking/mortgage experience is a plus, but not required of the right candidate. Salary is commensurate with experience and knowledge.
This position requires reliability; good communication skills; good organizational skills; multi-tasking; problem solving; be detail oriented; and be able to work with little to no supervision.
You must submit to a typing test; a drug-test; and background check.
You must be proficient with Microsoft Office.
Send resume' with references. Please no walk-ins or phone calls.
Job Summary
The Escrow Officer position performs advanced duties related to all facets of escrow processing. E.O. is required to exercise extreme independent judgment and to possess the knowledge and experience necessary to efficiently handle any situation that may arise during the escrow process.
Duties and Responsibilities
· Manages all escrow files of the escrow unit
· Processes escrows
· Maintains accurate and updated tax collector, homeowner’s association, and condominium association information
· Orders all documents needed to close each escrow in a timely manner (i.e., payoffs/demands, loan documents, and insurance)
· Completes general warranty deeds, quitclaim deeds, notes, mortgages, requests for notice, subordination agreements, financing statements, and the like
· Works with the title department in resolving issues (e.g., legal descriptions, easements, lot splits, vesting, federal tax liens, abstracts of judgment, bankruptcies, boundary disputes, and encroachments)
· Reviews title commitment for mortgages, judgments, etc. and distribute to appropriate parties, upon receipt of title report
· Follows up on outstanding lender conditions
· Coordinates and schedules settlement date, time and place
· Gathers all closing costs, and prepares/sends estimated Settlement Statement, if required
· Sends settlement notices to all parties, as applicable
· Requests escrow check from agent
· Reviews file in preparation of closing and produce conveyancing cover sheet
· Follows company standards and practices when processing transactions, as well as applicable state laws and guidelines
· Returns all calls, voicemails, and emails in a timely manner
· Performs other duties as assigned by supervisor
· Adheres to company policies and guidelines
Knowledge
· Understands escrow standards, title clearance, real estate regulations and guidelines, and document preparation
· Comprehends pay off per diems, tax prorations, interest, and the like
· Understands lender documents and recordings
Skills
· Adaptable: adapts to new, different, or changing requirements
· Attentive to detail
· Business fundamentals: recognizes the importance of maintaining privacy and confidentiality of company information, as well as that of customers and co-workers, and complies with intellectual property laws
· Critical thinking: uses logical thought processes to analyze and draw conclusions
· Customer focused: is pleasant, courteous, and professional when dealing with internal and external customers or clients
· Decision maker: applies critical thinking skills to solve problems encountered in the workplace
· Dependable and reliable: displays responsible behaviors at work
· Initiative: demonstrates a willingness to work and seeks out new work challenges
· Integrity: treats others with honesty, fairness, and respect
· Planning and organizing: plans and prioritizes work to manage time effectively and accomplishes assigned tasks
· Problem solver: demonstrates the ability to apply critical thinking skills to solve problems by generating, evaluating, and implementing solutions
· Professional: maintains a professional demeanor at work
· Proficient in English
· Reading: understands written sentences and paragraphs in work-related documents; can apply what is learned from written material to work situations
· Respectful: works effectively with those who have diverse backgrounds
· Team Player: works effectively with others
· Technology: uses information technology and related applications to convey and retrieve information; demonstrates strong computer/typing skills in Microsoft Office, email programs, and internet browsers
· Telephone skills, including a pleasant phone voice and etiquette
· Verbal communication: maintain open lines of communication with others
· Writing: uses standard English to clearly communicate thoughts, ideas, and information in written form
Job Type: Full-time
Work Location: In person
