Top 85 Credit analyst Jobs in Pawtucket, Ri

Commercial Portfolio Manager II (C&I)
North Easton Savings Bank —South Easton, MA
- $83,534.28 - $112,771.28 a year
- Full-time
- Customer service
- Writing skills
- Data analysis skills
6d
Financial Operations Analyst
Abacus Health Solutions —Cranston, RI
- $75,000 - $85,000 a year
- Full-time
- Hybrid work
- Background check
- Microsoft Excel
- Research
- Health insurance
- Dental insurance
Quick Apply
Senior Credit Analyst - Commercial Lending
Dean Bank —Franklin, MA
- $76,980 - $100,077 a year
- Full-time
- Background check
- Customer service
- Research
- Health savings account
- Health insurance
5d
Business Banking Credit Analyst
The Washington Trust Company —Warwick, RI
- $50,000 - $65,000 a year
- Full-time
- Hybrid work
- Writing skills
- Mid-level
- Finance
- Health insurance
- 401(k)
Quick Apply
Commercial Credit Analyst
Bluestone Bank —Raynham, MA
- $70,000 - $100,000 a year
- Microsoft Word
- Data analysis skills
- Mid-level
- Paid holidays
- Health insurance
Quick Apply
Credit Analyst
FRANKLIN SPORTS INC —Stoughton, MA
- $70,700 - $84,900 a year
- Full-time
- 5 years
- Research
- Mid-level
- Profit sharing
- AD&D insurance
Quick Apply
Mortgage Credit Analyst ( Warwick, RI)
Lendsure Mortgage Corp —Warwick, RI
- $55,000 - $68,000 a year
- Full-time
- Mid-level
- Office
- US work authorization
Quick Apply
Credit and Collections Specialist
Taco Family of Companies —Cranston, RI
- Full-time
- Hybrid work
- 5 years
- ERP systems
- Research
- Tuition reimbursement
- Work from home
Quick Apply
Learning Lab Facilitator, Academic Intervention and Credit Recovery
YouthBuild Preparatory Academy —Providence, RI
- Full-time
- Computer literacy
- Teaching Certification
- Public speaking
Quick Apply
First Line Risk Manager
Citizens Financial Group —Johnston, RI
- $84,000 - $110,000 a year
- Full-time
- Background check
- Office
- Analysis skills
- Health insurance
- Dental insurance
Credit Collections Specialist
Ockers Company —Middleboro, MA
- $60,000 - $75,000 a year
- Email
- Microsoft Outlook
- ERP systems
- Mid-level
Commercial Portfolio Manager (CRE)
Rockland Trust —Providence, RI
- Data analysis skills
- Mid-level
- Office
- Wellness program
- Health insurance
Non-Credit Instructor - English Language Arts (Part-time) - Bristol Community College
Bristol Community College —Fall River, MA
- $30.87 an hour
- Part-time
- Remote
- Classroom
- High school
- Teaching Certification
Front Office Credit Risk Analyst, Officer (Onsite)
State Street —Boston, MA
- $70,000 - $118,750 a year
- Full-time
- Mid-level
- Office
- Bachelor's degree
- Disability insurance
- Health insurance
Third Party Risk Sr Analyst
Citizens Financial Group —Johnston, RI
- Full-time
- Microsoft Word
- Background check
- Data analysis skills
- Health insurance
- Dental insurance
Real Estate Development Officer
Rhode Island Housing —Providence, RI
- $75,222 - $105,310 a year
- Full-time
- Hybrid work
- 5 years
- Office
- Master's degree
- Health insurance
- Dental insurance
Quick Apply
16h
Home Equity Underwriter
Citizens Financial Group —Johnston, RI
- Full-time
- Background check
- Mid-level
- Office
- Health insurance
- Dental insurance
3d
QA Tester (ATM Testing, Debit and Credit Cards) USC---GC)
Sonsoft Inc —Cranston, RI
- Full-time
- Mid-level
- Analysis skills
- Bachelor's degree
Quick Apply
Third Party Risk Sr Analyst - Cybersecurity
Citizens Financial Group —Johnston, RI
- $95,000 - $123,000 a year
- Full-time
- Background check
- HIPAA
- Mid-level
- Health insurance
- Dental insurance
Underwriting Counsel
Stewart Title Guaranty Company —Lincoln, RI
- $130,588.32 - $217,647.19 a year
- Online Application
- Office
- In-person
- Senior level
- Employee stock purchase plan
- Health insurance

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Commercial Portfolio Manager II (C&I)

North Easton Savings Bank -
South Easton, MA

Apply Now

Job Details

Full-time
$83,534.28 - $112,771.28 a year
6 days ago

Qualifications

Debt covenant compliance
Customer communication
Credit risk report
Economics
Customer relationship building
Loan compliance checks
Financing agreements
Underwriting
Customer service
Bachelor's degree in finance
Writing skills
Regulatory compliance
Financial statement analysis
Cash flow monitoring
Data analysis skills
Financial report writing
Bachelor's degree in economics
Mid-level
Client relationship development
Portfolio performance measurement
Managing clients in a lending role
Bachelor's degree in business administration
Finance
Analysis skills
Bachelor's degree
Financial report interpretation
Customer engagement
Customer relationship management
Managing banking or lending client portfolios
Corporate finance analysis experience in risk and credit

Full Job Description

Description:

Position Summary

The Commercial Portfolio Manager II is responsible for the independent management and administration of assigned C&I commercial relationships. This role partners closely with Commercial Relationship Managers and Credit Administration to support portfolio quality, identify emerging risks and deliver responsive service to borrowers.

The Commercial Portfolio Manager II performs independent credit analysis, manages routine and moderately complex portfolio relationships, and serves as a primary portfolio contact for assigned borrowers. This role specializes in commercial and industrial (C&I) lending relationships, partnering with Commercial Relationship Managers to analyze business operations, cash flow, working capital needs and borrowing structures that support operating companies across a variety of industries.

Essential Job Responsibilities

The essential functions include, but are not limited to:

Independently manages assigned portfolio relationships and ongoing servicing requirements.
Monitors portfolio performance, covenant compliance, financial reporting requirements, and credit quality.
Evaluates emerging risks and recommends risk rating changes and corrective actions when appropriate.
Ensures portfolio compliance with Bank policies, procedures, and regulatory requirements.
Performs independent financial statement analysis, cash flow analysis, global cash flow analysis, working capital analysis and credit risk assessment.
Evaluates business operating performance, liquidity, leverage, and repayment capacity to identify emerging credit risks.
Assists in structuring and underwriting commercial and industrial lending facilities, including lines of credit, equipment financing, owner-occupied commercial real estate, and other commercial loan products.
Prepares annual reviews, renewals, modifications, and credit approval packages for assigned relationships.
Assists in structuring credit facilities and developing recommendations for routine and moderately complex transactions.
Develops industry, borrower, and business-specific risk assessments to support credit decisions.
Serves as the primary portfolio contact for assigned borrowers regarding financial reporting, covenant compliance, renewals, and servicing matters.
Participates in customer meetings and site visits and supports relationship development efforts.
Coordinates with Commercial Relationship Managers to identify opportunities to strengthen customer relationships.
Assists in evaluating and underwriting new commercial and industrial credit opportunities.
Prepares term sheets, commitment letters, and supporting documentation for new and existing relationships.
Supports portfolio growth initiatives through proactive borrower engagement and relationship support.
Provides guidance and support to less experienced Portfolio Managers and analysts.
Demonstrates increasing expertise in commercial credit, portfolio management, and relationship management practices.

Knowledge, Skill & Abilities

Bachelor's Degree in Finance, Accounting, Business Administration, Economics, or related field preferred.
Minimum three (3) to six (6) years of commercial banking, credit analysis, portfolio management, or related experience.
Strong knowledge of commercial credit underwriting, financial statement analysis, cash flow analysis, working capital analysis, and loan documentation.
Knowledge of commercial and industrial lending structures, revolving lines of credit, borrowing base concepts, and business operating cycles preferred.
Ability to independently evaluate borrower performance and credit risk.
Strong written and verbal communication skills.
Strong relationship management and customer service skills.
Ability to manage multiple priorities with limited supervision.

Preferred Experience

Experience supporting commercial and industrial loan portfolios in a community or regional banking environment.
Experience analyzing operating companies across a variety of industries.

Physical Demands

This position is an office-based position in terms of physical demand. Employees are expected to be able to operate their fingers and hands to perform functions such as typing, writing, and filing. Employees must also be able to move throughout the office with ease while also being able to sit for extended periods of time. Employees must be able to see and hear in an office setting that does include much noise going on around one’s workspace. While this job is mainly clerical, there are instances in which employees must be able to transport up to 20 pounds.

Note

The above is a description of the ordinary duties of the position. It should be expected that from time-to-time other duties (both related and unrelated to the above) may be assigned and are therefore required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Pay Range Disclosure

The pay range for this position is based on the lowest to highest salary we reasonably and in good faith expect to pay for this position at the time of this posting. Actual pay will depend upon several factors including, but not limited to, relevant education, qualifications, certifications, experience, business or organizational needs, affordability and market pay. The posted range may be modified in the future as market data or organizational priorities change.

This position is not subject to SAFE Act Registration Requirements. Pursuant to the SAFE Act requirements, all applicants for employment who will be engaged in residential loan mortgage originations (as defined by the SAFE Act) must register with the federal registry system and maintain a status in good standing under the SAFE Act requirements.

North Easton Savings Bank is dedicated to being an equal opportunity workplace. To reach and maintain this goal, the Bank strictly prohibits harassment and discrimination based on gender, sex, race, ethnic background, age, physical disability, mental disability, and anything else protected by law. North Easton Savings Bank welcomes diversity and we believe that diversity is the root of successful teams and an overall successful workplace.

Requirements:

Compensation details: 83534.28-112771.28 Yearly Salary

PI84eb25502b89-25404-41120512

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Refine Your Search

credit analyst jobs in pawtucket, ri

Commercial Portfolio Manager II (C&I)

Financial Operations Analyst

Senior Credit Analyst - Commercial Lending

Business Banking Credit Analyst

Commercial Credit Analyst

Credit Analyst

Mortgage Credit Analyst ( Warwick, RI)

Credit and Collections Specialist

Learning Lab Facilitator, Academic Intervention and Credit Recovery

First Line Risk Manager

Credit Collections Specialist

Commercial Portfolio Manager (CRE)

Non-Credit Instructor - English Language Arts (Part-time) - Bristol Community College

Front Office Credit Risk Analyst, Officer (Onsite)

Third Party Risk Sr Analyst

Real Estate Development Officer

Home Equity Underwriter

QA Tester (ATM Testing, Debit and Credit Cards) USC---GC)

Third Party Risk Sr Analyst - Cybersecurity

Underwriting Counsel

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