Join Our Team as a Credit Analyst
2723 LeMay Blvd, EAFB/Box Elder | Full-Time (40 hours/week)
Looking for a stable, meaningful career where your analytical skills can make a direct impact on the financial health of members, businesses, and the Credit Union? You might be just who we need.
Sentinel Federal Credit Union is hiring a detail-oriented and analytical Credit Analyst to join our Lending team. This role works closely with Commercial and Agricultural Loan Officers to evaluate new and existing credit relationships, assess risk, and provide recommendations that support sound lending decisions.
If you enjoy analyzing financial information, solving complex problems, and contributing to meaningful business decisions, this may be the right opportunity for you.
This position offers the opportunity to develop expertise in commercial and agricultural lending, collaborate with experienced lending professionals, and contribute to the overall success of the Credit Union while working for an organization that values teamwork, stability, and promoting from within.
Pay Range
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$23.10 - $26.00/ hour DOE
At Sentinel, our core values are what guide how we work, support one another, and serve our members. As an organization, we are Sentinel STRONG, and in this role, you will help promote those values every day.
Serve by providing thorough, timely credit analysis and recommendations that support informed lending decisions and a positive member experience.
Trust by delivering accurate, consistent, and well-documented analyses that lenders and leadership can rely on when evaluating credit opportunities.
Respect by collaborating effectively with lenders, members, and team members while communicating clearly and professionally.
Ownership by taking responsibility for the quality, accuracy, and timeliness of your analyses and recommendations.
Nimble by adapting to varying loan complexities, changing market conditions, and evolving regulatory requirements while exercising sound judgment.
Guardianship by protecting the Credit Union's financial health through thoughtful risk assessment, policy compliance, and responsible lending practices.
Why You’ll Love Working at Sentinel
We invest in our people—because when our employees thrive, our members do too.
Benefits That Actually Matter
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Medical, Dental & Vision Insurance
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Dependent Care & Medical Flex Spending Accounts
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Life Insurance & Long-Term Disability
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Employee Assistance Program (EAP)
Time Off & Perks
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3 weeks of paid time off per year
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Paid holidays & personal days
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Paid volunteer hours
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Inclement weather pay
Growth & Development
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Paid professional development and networking opportunities
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Mentorship program
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Professional book reimbursement
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Strong commitment to internal promotion and career growth
What You’ll Do
Analyze commercial and agricultural loan requests and prepare detailed credit presentations and recommendations
Gather, consolidate, and evaluate financial information to assess borrower creditworthiness and identify potential risks
Prepare written credit memorandums, analyses, and recommendations for new and existing credit relationships
Monitor loan covenant compliance, financial reporting requirements, and borrowing base certificates to ensure timely follow-up
Collaborate with Commercial and Agricultural Loan Officers to discuss credit opportunities, verify information, and develop lending solutions
Participate in loan structuring discussions, risk reviews, audits, examinations, and stress testing activities
Assist with loan closing activities and support the overall commercial lending process
Maintain compliance with lending policies, regulations, and underwriting requirements while protecting confidential information
Who You Are
At least 18 years old
High School Diploma, GED, or equivalent required
Minimum of one year of direct experience required
Associate's degree or higher in a related field preferred
Experience in a financial institution or credit union environment preferred
Strong analytical, problem-solving, and critical-thinking skills
Comfortable interpreting financial statements, identifying trends, and assessing risk
Strong written and verbal communication skills
Detail-oriented, organized, and able to manage multiple priorities and deadlines
Able to maintain confidentiality and handle sensitive financial information appropriately
What We’re Really Looking For
You’re someone who:
Enjoys digging into financial information and uncovering meaningful insights
Thinks critically and makes well-reasoned recommendations
Communicates clearly and professionally with members, lenders, and leadership
Takes ownership of projects and follows through on commitments
Values accuracy, accountability, and continuous learning
Enjoys working collaboratively while contributing independent analysis and expertise
How to Apply
Ready to take the next step?
Email your resume to [email protected] or apply directly through our careers page.
We’re excited to meet you!
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