THE TEAM:
At Kind Lending, our family of diverse and talented Kind Ambassadors are the driving force behind our new approach to the mortgage experience. They're the heart and soul of the organization and our "People Before Profits" mentality shines through in every department. Kind Lending is growing and is looking for top mortgage professionals who value opportunity, lasting business partnerships, and who live out our KIND mindset. Kind Lending is determined to provide the best service in the industry while also providing homebuyers with a great selection of products to enhance their buying experience. Backed by our trusted leadership team, Kind Lending's friendly and professional model puts the “fun” in funding.
Position Summary:
The Purchaser is responsible for the accurate, timely, and compliant purchase of correspondent residential mortgage loans. This role owns the process from purchase requests through purchased in accordance with TRID, RESPA, TILA, underwriting, state and federal regulations. The Purchaser partners closely with the banker, acting as a liaison, to obtain required documentation that meets loan quality requirements to clear conditions, manage loan documentation accuracy, and facilitate timely purchase from the bankers warehouse line.
Responsibilities:
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Review closed loan packages to confirm all documents are properly signed, dated, notarized, and complete.
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Confirm that all required documentation for the collateral package is satisfactory prior to purchase.
- Review and clear standard prior to purchase conditions in accordance with company policy and guidelines.
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Calculate purchase advice amounts and distribute to banker's contact(s).
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Meet published cutoff times and Treasury requirements.
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Input loan information into the Loan Origination System.
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Address post-closing issues in coordination with Post-Closing, Accounting, Insuring and banker.
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Support trailing document resolution in partnership with the banker.
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Maintain accurate and timely system updates throughout the purchasing lifecycle.
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Manage assigned pipeline to meet service level, quality, and throughput expectations.
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Maintain highly confidential information concerning correspondent bankers.
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Ensure all tasks are completed within the associated SLA.
Qualifications:
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Minimum 2 years’ experience in mortgage closing, post-closing, or underwriting.
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Strong understanding of the residential mortgage loan lifecycle and operational workflows.
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Strong attention to detail and organizational skills.
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Strong understanding of mortgage documents, compliance (TRID), and guidelines.
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Excellent written and verbal communication skills.
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Ability to partner effectively and build strong relationships with bankers.
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Ability to prioritize multiple competing tasks and meet deadlines.
- Proficiency with Loan Origination Systems and standard office productivity tools.
Pay Disclosure:
The starting base pay range for this position is $25.00/hr. The actual base is dependent on many factors such as: work experience, business needs, market demands, and other compensation components. The base pay range is subject to change and may be modified in the future.
Disclaimer Statement:
This job description is not intended, nor should it be construed to be an exhaustive list of all responsibilities, duties, skills, or working conditions associated with a job. It is intended to be a general description of the principal requirements common to positions of this type.
Work Authorization:
Must be able to verify identity and employment eligibility to work in the U.S. without a visa sponsorship.
Other Duties:
This job profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned to meet the needs of the organization.
Physical Demands:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Must be able to lift up to ten pounds. Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction.
Kind Lending is an Equal Opportunity Employer committed to workforce diversity. Qualified applicants will receive consideration without regard to race, religion, creed, color, orientation, gender, age, national origin, veteran status, disability status, marital status, sexual orientation, gender identity, or gender expression.
***For your security, Kind Lending will only contact you from email addresses ending in kindlending.com. Emails from any other domain should be treated as suspicious and may be phishing attempts.
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