Top 19 sba lending Jobs in remote

SBA Underwriter II
Windsor Advantage —Chicago, IL
- $65,000 - $95,000 a year
- Remote
- Customer service
- Mid-level
- 3 years
- Paid parental leave
- Paid holidays
SBA Closing Specialist- CBG Operations (Remote Opportunity*)
Regions —Charlotte, NC
- $70,612.50 - $89,218.50 a year
- Overtime
- Remote
- Microsoft Excel
- 6 years
- Microsoft Outlook
- Health savings account
- Health insurance
Senior Construction Loan Administration Specialist
Seacoast Bank —Miami, FL
- Remote
- 5 years
- Computer literacy
- Residential
Quick Apply
Centralized Underwriter
b1BANK —Baton Rouge, LA
- Full-time
- Remote
- Microsoft Excel
- Research
- Mid-level
Quick Apply
2d
Loan Processing Associate V
Windsor Advantage —City of Chicago, IL
- Remote
- Microsoft Excel
- Microsoft Outlook
- Basic math
- Paid parental leave
- Paid holidays
8d
Director of ESOP Lending
Climate First Bank —Saint Petersburg, FL
- Full-time
- Remote
- Residential
- Finance
- Bachelor's degree
- Health savings account
- Disability insurance
Quick Apply
Business Development Officer - Remote USA
Velocity Vehicle Group —Costa Mesa, CA
- $80,000 - $120,000 a year
- Full-time
- Remote
- Management
- Writing skills
- Pass drug screening
- Health savings account
- Dental insurance
Quick Apply
Commercial Relationship Manager (C & I Lender)
Quaint Oak Bank & Our Family of Companies —Allentown, PA
- $120,000 - $135,000 a year
- Remote
- Bilingual
- Microsoft Word
- Mid-level
Quick Apply
SBA Business Development Officer
Banner Bank —San Diego, CA
- $98,035 - $110,000 a year
- Full-time
- Remote
- 6 years
- Up to 50% travel
- Business development
- Paid holidays
- Health insurance
SBA Business Development Associate - Remote
TowneBank —Charlotte, NC
- Remote
- Mid-level
- 3 years
- Finance
6d
AVP SBL Sales Associate (Remote)
The Bancorp, Inc. —Salt Lake City, UT
- $60,000 - $75,000 a year
- Full-time
- Remote
- Background check
- Microsoft Excel
- Microsoft Outlook
SBA Lender
Bank Of Oak Ridge —Raleigh, NC
- Remote
- Microsoft Excel
- Microsoft Outlook
- 5 years
Small Business Lending Officer II - Sacramento
Access Plus Capital —Fresno, CA
- $70,304 - $98,425 a year
- Weekends as needed
- Remote
- Microsoft Excel
- Marketing
- Mid-level
Quick Apply
AVP Commercial Credit Officer II
The Bancorp, Inc. —Tucson, AZ
- $65,957 - $113,340 a year
- Full-time
- Remote
- Background check
- Microsoft Excel
- Microsoft Outlook
2d
SBA Business Development Officer III (26-19)
American Momentum Bank —College Station, TX
- Full-time
- Remote
- 5 years
- Finance
- Business development
Quick Apply

Discover related jobs

Based on your search for sba lending jobs.

Licensed Mortgage Loan Originator
Amethyst Mortgage LLC —Remote
Ability to build your own team or branch. Currently producing and sourcing their own business. Entry-level or newly licensed LOs (without prior experience).
$175,000 - $500,000 a year
Quick Apply
SBA Underwriter II
Windsor Advantage —Chicago, IL
Understanding of credit analysis to include sources and uses of proceeds, source of equity injection, collateral analysis, applicant financial analysis of…
$65,000 - $95,000 a year

Show more related jobs

Explore jobs in cities nearby

Check out jobs in cities near your current location, Columbus

SBA Operations Manager
Park National Bank —Columbus, OH
4 years/Bachelor's degree in business-related field OR equivalent relevant work experience. Lead, coach, and develop the SBA/Government Lending Operations team,…
3d
SVP, Commercial Manager
Telhio Credit Union —Columbus, OH
Risk Assessment: Assess and manage the credit risk associated with proposed loans, in tandem with credit and risk teams to advise team members on loan structure…
Quick Apply

Show more jobs in cities nearby

I want to receive the latest job alert for sba lending in remote

By signing in to your account, you agree to SimplyHired's Terms of Service and consent to our Cookie and Privacy Policy.

Explore jobs in more locations

sba lending jobs near remote

Business Development Executive jobs in Charlotte, NC

Director jobs in Saint Petersburg, FL

Assistant Vice President jobs in Morrisville, NC

Business Development Officer jobs in San Diego, CA

Operations Associate jobs in Atlanta, GA

Senior Underwriter jobs in Chicago, IL

Business Development Executive jobs in Fort Lauderdale, Fl

Business Development Executive jobs in Nashville, Tn

Good Seed Community Development jobs in Los Angeles, Ca

Child Development jobs in California

Business Administration jobs in Ohio

Business Development Executive jobs in New York, Ny

Business Development Executive jobs in Stafford, Tx

Housing Director jobs in New York, Ny

Creative Director jobs in Miami, Fl

Security Manager Director jobs in Las Vegas, Nv

Athletic Director jobs in Washington State

Art Director jobs in New York, Ny

Business Development Officer jobs in Boca Raton, Fl

Transportation Security Officer jobs in Washington, Dc

SBA Underwriter II

Windsor Advantage -
Chicago, IL

Apply Now

Job Details

$65,000 - $95,000 a year

Benefits

Paid parental leave
Paid holidays
Disability insurance
Health insurance
Dental insurance
Tuition reimbursement
Paid time off
Parental leave
Vision insurance
Life insurance

Qualifications

Underwriting verification process
Statistics
Commercial banking expertise
Credit risk report
Confidential information handling
Loan compliance checks
Underwriting guidelines adherence
Serving clients
Customer service
Bachelor's degree in finance
Balance sheet
Business analysis
Financial statement analysis
Mid-level
Compliance with security regulations
Cash flow forecasting
Market approach valuation
3 years
Data summary reports
Finance
Analysis skills
Bachelor's degree
Financial report interpretation
Financial records review
Decision making
Industry trends
Quality control
Credit history review
Document review
Corporate finance analysis in risk and credit

Full Job Description

About Us
Windsor Advantage, an affiliate of Capital Bank N.A., is one of the nation's leading Lender Service Providers (LSP). Windsor Advantage provides banks, credit unions and CDFIs with a comprehensive outsourced SBA 7(a) and USDA lending platform without the need to hire staff or incurring capital expenditures. Since 2010, Windsor has processed more than $4.5 billion in government guaranteed loans and currently services a portfolio for over 100 lenders nationwide.

With more than 150 years of cumulative SBA lending experience, cutting edge technology, rigid controls and consistent processes, Windsor is uniquely qualified to assist any size lender with implementing a thoughtful and profitable government guaranteed lending initiative.

Capital Bank N.A. is headquartered in Maryland and has been serving our communities since 1999. We stand as a publicly traded company (NASDAQ: CBNK) with over $3 billion in assets. We offer commercial and consumer banking services primarily to clients in Maryland, DC, and Northern Virginia, alongside two nation-wide lending brands; Capital Bank Home Loans and OpenSky, a credit card division that offers and services credit cards across all states.

Position Purpose
The SBA Underwriter II will assist the lender with their SBA Loan request by preparing a pre-assessment for eligibility, borrower checklist, lender checklist, document collection, spreading the tax returns and other financial documents, and preparing a Credit Summary for SBA Eligibility. The Credit Summary for SBA Eligibility is written in compliance with the SBA SOP and lender loan policy and guidelines. The Credit Summary is reviewed for quality control prior to forwarding to the lender.

Position Responsibilities

Prepare, review, and analyze the creditworthiness of all applicant's loan requests by spreading company and personal financial statements.
Manage loan applications, assist various Lenders, Banks, and Credit Unions with their borrowers by communicating via email and phone to determine if the loan is a candidate for the SBA Loan Program.
Inform Lender of the SBA guidelines for loan structure maximum rate and term depending on the loan requested. Assist lender in preparing the sources and uses of the loan request. Review construction budget, inventory list, FF&E costs estimate/invoices, purchase agreements, debt refinance analysis, business acquisition/partner buyout, and working capital needs.
Prepare a collateral table to assess the adequacy of all business assets and apply the SBA liquidation percentage to result in the net value for the assets. If there is a collateral shortfall, SBA may require personal and/or affiliate assets for coverage.
Business Overview to discuss the business description and history, locations, products/services, business model, management, succession plan, competition, vendors, define market area, customer base, strengths, and weaknesses of the business. Compare business NAICS and Franchise to Coleman statistics and FRAN data for trends and success rates of the business or franchise.
Spread historical and projected financial documents to determine cash flow and repayment to show the applicant meets SOP guideline for DSC of 1.15x or better. Analyze projection assumptions for reasonableness in obtaining the level of sales and net profit. Determine the projected break-even and what if scenarios.
Discuss RMA Common Size ratios in comparison to the borrower's revenues and expenses.
Analyze and spread affiliate businesses to show these entities will not be a strain on the applicant/borrower.
Analyze the principals' and guarantors' personal financial statement, personal tax returns and credit report.
Prepare a global cash flow and rate sensitivity spreads to determine the business and its affiliates meet the SOP guideline for DSC of 1x.
Spread historical balance sheet to compare with the common size ratios of RMA. Based on the sources and uses, prepare a pro-forma balance sheet to show how the transaction will affect the balance sheet. Discuss the current and debt to tangible net worth ratios and compare to RMA ratios.
SBA 7a eligibility requirements include size standard analysis or alternate size standard analysis to show the applicant and its affiliates meets the SBA determinates for the Small Business.
If applicable, review CAIVRS that check for delinquent Federal debt and prior loss to the Federal Government. Sam.gov reports are obtained for the business, for all principals, affiliate businesses, broker/agent, LSP employees and SBA Lender that show none of these entities are debarred from conducting business with the
Federal Government.
Work with the Underwriting Team daily to improve the underwriting process and Lender/Borrower experience with Windsor Advantage. The underwriter is the first line of contact with the clients; therefore, it is imperative that the Underwriter represents the best Windsor has to offer the clients.
Work with the packager/closer team for a smooth hand-off of the borrower to the next level in the SBA Process (submission and closing). If needed, assist in screen-out responses, credit addendums, and memos to the file.
Supports and helps implement organizational initiatives.
Ensure the security and confidentiality of private customer information. Protect against unauthorized access to or use of customer information that could result in harm or inconvenience to the customer.
Exercise discretion and work independently to make judgements with respect to matters of significance, and to be able to discern items that can impact risk to Windsor Advantage

Minimum Education & Experience

Bachelor's Degree in Finance or Accounting; or other related area; or equivalent relevant experience.
Minimum 3 years of commercial loans and/or SBA/USDA loan experience.
Recent underwriting experience in a high-volume environment with full knowledge of the lending requirement, regulations, and procedures for conventional, SBA and USDA loan programs preferred.

Technical Knowledge and Skills

Understanding of SBA Loan Programs and knowledge of eligible and ineligible loan requests.
Understanding of credit analysis to include sources and uses of proceeds, source of equity injection, collateral analysis, applicant financial analysis of repayment ability, spread of pro-forma business balance sheet, financial ratio benchmarks, working capital adequacy, business and industry overview to include management qualifications/experience, and affiliate cash flow analysis
Strong verbal and written communications skills.
Must be a creative thinker and proactive problem solver with a history of working efficiently and effectively, meeting deadlines, and following projects through to completion.
Must be organized and detail oriented.
Strong computer skills; including a working knowledge of Microsoft Office Suite as well as knowledge of computer systems as they relate to
commercial lending activities preferred.

Compensation

Base Salary Range: $65,000 - $95,000 annually. Final determination of where you are at in the salary range is based on numerous factors such as geographical location, relevant experience, skill set, education, and ability to meet qualifications within the job description.
Additional Compensation: This role will include a yearly annual target bonus based on individual performance.

Working Arrangements

This is a 100% remote role.

Why Join Us?

Join a growing company with a culture that fosters an entrepreneurial spirit
Comprehensive benefits package including Medical, Dental, Vision, Company Paid Life Insurance, Disability Insurance, and more?
Company Contributions to your 401k - Regardless of your contribution
Employee Perks: Paid Parental Leave, Employee Recognition Program, Leadership Program, Tuition Reimbursement Program, Employee Bank Checking Account, and much more!
Generous Paid Time Off and Paid Holidays - Including Paid Charity Hours to support volunteer opportunities

Supporting Businesses. Helping People. Strengthening Communities.
Windsor Advantage LLC is an E-Verify, Affirmative Action and Equal Opportunity Employer.

Apply Now

Refine Your Search

sba lending jobs in remote

SBA Underwriter II

SBA Closing Specialist- CBG Operations (Remote Opportunity*)

Senior Construction Loan Administration Specialist

Centralized Underwriter

Loan Processing Associate V

Director of ESOP Lending

Business Development Officer - Remote USA

Commercial Relationship Manager (C & I Lender)

SBA Business Development Officer

SBA Business Development Associate - Remote

AVP SBL Sales Associate (Remote)

SBA Lender

Small Business Lending Officer II - Sacramento

AVP Commercial Credit Officer II

SBA Business Development Officer III (26-19)

Discover related jobs

Explore jobs in cities nearby

I want to receive the latest job alert for sba lending in remote

Explore jobs in more locations

Job Seeker Tools

Employer Tools

Browse

Stay Connected