Underwriter I
GESA CREDIT UNION —Richland, WA
- $22.92 - $38.19 an hour
- Weekends as needed
- Background check
- Customer service
- Writing skills
- Commuter assistance
- Paid holidays
SBA Underwriter/Credit Analyst
GESA CREDIT UNION —Richland, WA
- $29.90 - $60.25 an hour
- Full-time
- Background check
- Microsoft Outlook
- Customer service
- Commuter assistance
- Paid holidays
Sr. Home Loan Underwriter
GESA CREDIT UNION —Richland, WA
- $34.60 - $57.67 an hour
- Full-time
- Background check
- 5 years
- Writing skills
- Commuter assistance
- Paid holidays
9d

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underwriter jobs near richland, wa

Underwriter I

GESA CREDIT UNION -
Richland, WA

Apply Now

Job Details

Full-time
$22.92 - $38.19 an hour

Benefits

Commuter assistance
Paid holidays
Loan repayment program
Health insurance
Dental insurance
Tuition reimbursement
Paid time off
Vision insurance
401(k) matching
Volunteer time off
Life insurance

Qualifications

Driver's License

Full Job Description

Take a leap and join our team!

Please note that this position requires working rotating weekends (Saturdays and Sundays) as well as holidays.

At Gesa, we believe in the power of our people. Coming from all walks of life, our team members’ individual stories and unique experiences are our most valuable asset. But it’s how we come together, igniting our collective compassion and commitment to empowering our communities, that makes us succeed. Because we know we go further when we go together.

Here you can join a team who is passionate about serving others, has a desire to do good, and shares a deep love of people. You can engage in meaningful work that impacts your community. You can challenge yourself and grow in your career. And, you can rest assured that your wellbeing and prosperity are our priority.

Get to know us: About - Gesa Credit Union

Role Summary:

Under the general supervision of the Underwriting Assistant Manager/Team Leader or Consumer Underwriting Manager/Team Leader, the Underwriter I is responsible for evaluating and making quality decisions on consumer loan applications (both direct and indirect). This role ensures adherence to Gesa Credit Union's established underwriting standards while identifying and proposing alternative financial solutions tailored to applicants' needs. Possessing intermediate knowledge in consumer lending, the Underwriter I also contribute to dealership outreach and the development of dealership portfolios and is responsible for cultivating and maintaining strong relationships with branch partners. This position requires demonstrated capability in managing moderate responsibilities beyond core underwriting duties.

What You Will Be Doing:

Apply critical thinking skills and solid lending principles according to the needs of each applicant and their risk profile; construct and approve loan offers in accordance with delegated approval authority and loan policy under general guidance of a Sr. Underwriter or Manager
Evaluate and mitigate risk while maintaining profitability associated with extending credit requests.
Apply underwriting guidelines in making and defending loan decisions under moderate guidance of an immediate supervisor
Identify and recommend additional lending opportunities to increase relationships with members
Provide accurate pricing and terms to dealerships in a courteous/professional manner
Ensure compliance with legal requirements, lending regulations and internal policies and procedures
Maintain positive relationships with colleagues and business partners
Maintain the highest level of confidentiality relative to information received directly or indirectly
Adhere to all local, state, and federal laws/regulatory requirements as related to functional areas including Truth in Lending, Reg B, Reg Z, and Bank Secrecy Act
Ability to analyze, research and resolve medium complexity problems under moderate guidance of an immediate supervisor
Develop knowledge and skills through formal training classes or on-the-job experience
Serve as resource or Subject Matter Expert for team
Display mutual respect, trust, and dignity, acting in the best interest of the credit union. Lead by example by always displaying solid ethics and integrity. at all times
Ensure that all issues are handled in a fair, legal, and consistent manner

About You:

Maintain up-to-date and comprehensive knowledge of all laws, credit union products, services, policies and procedures regarding areas of responsibility, and to remain highly tuned to the marketplace, member needs and patterns of external market changes
Participate in and support a team environment
Excellent interpersonal skills and ability to build and maintain positive working relationships with co-workers and business partners
Demonstrate ability to make decisions in a timely manner and articulate the reasoning for decisions
Demonstrate ability to prioritize and manage multiple demands effectively
Demonstrate ability to work effectively both collaboratively and independently, with moderate supervision
Ability to effectively communicate and receive ideas and information, both orally and in writing.
To effectively operate standard office equipment, computer and lending programs and programs related to areas of responsibility
To possess and display excellent customer service attributes
Ability to work outside of business hours, including weekends (Sundays included) and holidays
To demonstrate flexibility and openness; to willingly change priorities, accept and act on input from supervisor, and to meet changing demands
To develop and/or improve processes, implement, and administer policies and procedures, and organize and present information
To maintain a positive and professional image through effective verbal and written communication
To make quality judgments and decisions in a timely manner with extreme attention to detail

What You Will Need:

High School degree, GED, or equivalent experience required
A minimum of one (1) year in managing client relationships or handling document processing required
One (1) to two (2) years of similar or related exposure to indirect lending/financial services preferred
Advanced knowledge of FICO preferred
Advanced knowledge of CUDL, Dealer Track and Route One programs preferred
A valid Driver’s License is required

Our Team Member Value Proposition:

In exchange for bringing your talent to Gesa, here are a just a few of the benefits and perks we offer:

Competitive Pay
Medical, Dental, Vision, and Life Insurance
20 days/year of Paid Time Off – Plus 10 Paid Holidays!
401(k) Match
Incentive Program
Tuition Assistance and Student Loan Repayment
Commuter Benefits
Paid Time Off to Volunteer in the Community
Product discounts
Engaging Work Environment
Rewards and Recognition Programs

Full Salary Range:

$22.92-$38.19

While our full pay range is listed, most new team members typically start between the minimum and midpoint based on their experience and qualifications. This approach gives room to grow within the role as your career progresses with us!"

Get wise to what’s possible with a career at Gesa. Join us!

We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact the HR Department at (509) 378-3100 or [email protected] to request an accommodation.

Gesa Credit Union reserves the right to revise or change the job description as the need arises. This job description is not all inclusive of total job responsibilities nor does it constitute a written or implied contract of employment.

Selected candidate(s) must be able to pass a pre-employment credit/background check.

Gesa Credit Union is an Equal Opportunity Employer and strong advocate of workforce diversity. Race/Color/Gender/Sexual Orientation/Gender Identity/Religion/National Origin/Disability/Veteran.

Equal Employment Opportunity (gesa.com)

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underwriter jobs in richland, wa

Underwriter I

SBA Underwriter/Credit Analyst

Sr. Home Loan Underwriter