Mortgage Loan Officer (FT Kentucky Residents Only) – With or Without Experience – Commission-Based
Are you ambitious, coachable, ready to build a six-figure career in the mortgage industry and willing to commit a minimum of 24+ hours per week as an MLO?
At Approved Mortgage, we’re not just hiring Loan Officers – we’re building the next generation of industry leaders.
“You don’t need experience. You need ambition.” We’ll teach you everything else.
Whether you're making a career change or ready to make mortgage your primary income engine, this sales opportunity is built for people who treat it like a business because the ones who do get paid like one. This is a self-generation sales model, we equip you with the training and tools to build relationships to develop a pipeline of business. We don't hand out leads; we teach you the exact systems our top producers use to generate consistent business. Sales success comes from building relationships by meeting with realtors in person, creating your own referral network, and consistently marketing yourself on social media and within your community. We help you build a sustainable business closing mortgage loans regardless of the interest rate or economic environment. We help you grow personally, professionally and financially.
“Who thrives here? Producers.” People who are hungry to sell, follow our system and execute daily. If you're looking for a side experiment with no real skin in the game, this isn't a fit. But if you're ready to own your income, we want to talk.
Who Are We? We are Approved Mortgage — a mortgage team with 30 + years of proven success in helping individuals and families achieve the dream of homeownership and investments.
With over $7 billion in funded loans, we are proud to be:
- Great Place to Work – Certified USA 2023
- Top Company Cultures – Best Among Small Companies (Entrepreneur, 2015)
- A+ Rating – Better Business Bureau (BBB) Accredited Business
- 95%+ Client and Realtor Satisfaction
- Thousands of clients achieved their home dream
- Great Support Team recognition
- A Fast-Growing Mortgage Company
Headquartered in Indiana, where we've established ourselves as a market leader, we are also licensed in Kentucky, Michigan, Tennessee, and Florida, and actively expanding into new markets — which is why we’re looking for driven individuals ready to grow with us. At Approved Mortgage, we believe our people are our greatest asset.
Why Join Us?
- Uncapped Income – top performers make $500K+ per year
- Unique & Exclusive Career path – grow into leadership, manage your own team or expand your market
- 1-on-1 mentorship + daily coaching - we teach everything you need
- Access our Exclusive Loan Officer Training Platform
- Access to Every Loan Program on the market available– FHA, VA, USDA, Non-QM, DPA, DSCR, Construction & more
- Access to powerful digital tools, CRM, and AI assistance to help you manage and grow your own pipeline
- Recognition programs, incentives, and opportunities to stand out
- Remote flexibility - full-time or part-time
What sets us apart? We care about our clients, our team, and the dream of homeownership. We believe in real people helping real people — and growing together.
Who is this opportunity for?
- Career changers who want control over their income
- Loan Officers looking for a platform to grow and lead
- Anyone who wants to work remotely, with freedom and support
- People who are tired of being “just another number”
REQUIREMENTS
We’re looking for individuals who are:
- Ambitious, self-motivated, and coachable
- Willingness to commit a minimum of 24+ hours per week as an MLO
- Ready to invest consistent time and effort into learning and growing
- Comfortable communicating with people in person and online
- Open to feedback, mentorship, and ongoing development
- Passionate about helping others achieve homeownership or real estate goals
- Located in and willing to become licensed in IN, KY, MI, TN, or FL.
- High school diploma or equivalent required
- Fluent in English (additional languages are a plus)
- Willing to study for and obtain the NMLS license (if not already licensed)
- Comfortable with self-generated prospecting — this role is built on relationship-building and referral development, not inbound leads
BENEFITS
Professional Tools & Technology
- Free AI Loan Placement Tools
- Free AI Role Play Performance Enhancer
- Free Byte Loan Management System
- Free HubSpot CRM
- Free Loan Pricing Aggregator Engine
- Free Customized MLO Website Page
- Free Microsoft Licenses (Excel, Outlook, Teams, Word)
- Free Laptop Earned Award
- Free Training Trip
Marketing & Branding Support
- Free Business Cards
- Free Social Media Ads Free Press Release Announcements
- $50 Monthly Budget for Realtor Appointments (qualify)
- Car Wrap Program (qualify)
Training, Coaching & Development
- Free Daily Live Trainings
- Free Coaching and Mentorship
- Free Generative AI Certificate Program
- Free ChatGPT Certificate Program
Productivity & Support
- Loan Officer Assistant
- Concierge Loan Update System for you and your Realtor partners
- Access to 30+ Lenders for all loan scenarios
- Realtor Relationship Building Resources — designed to help you cultivate your own referral network
Health & Financial Benefits (based on eligibility)
- Dental and Vision is offered upon qualification for full-time Status
- Healthcare Access Solutions - Upon qualification for full-time Status
- 401(k) with Company Match
Compensation & Incentives (based on eligibility)
- Progressive Commission and Bonus Tiers
- Individual Commission
- Individual Bonus
- Direct Team Bonus
- Indirect Team Bonus
- Leadership Track and Team Growth Opportunities
How does the process of this job opportunity work?
This opportunity is divided into stages, which are:
1) Application for this position.
2) Participating in a detailed proposal presentation with the company's CEO through a video conference.
3) Interview with our recruitment team.
4) Qualify for the position.
All the steps of the process will be detailed via email/message after the application.
Job Types: Full-time, Part-time
Pay: $50,000.00 - $500,000.00 per year
Benefits:
- 401(k)
- 401(k) matching
- Flexible schedule
- Opportunities for advancement
- Professional development assistance
- Work from home
Work Location: Remote
