Top 13 Senior credit analyst Jobs in Sacramento Ca

Senior Commercial Credit Analyst
River City Bank —Sacramento, CA
- $95,000 - $130,000 a year
- Full-time
- Hybrid work
- Word processing
- Computer literacy
- Data analysis skills
Senior Real Estate Credit Administrator
BANK OF MARIN —Rancho Cordova, CA
- $177,318 - $270,643 a year
- Full-time
- 7 years
- Customer service
- Office
- Health insurance
- Tuition reimbursement
1d
Senior Portfolio Manager
Golden 1 Credit Union —Sacramento, CA
- $124,700 - $127,000 a year
- Full-time
- Remote
- 5 years
- Research
- Finance
Quick Apply
11d
Sr Commercial Loan Underwriter
Golden 1 Credit Union —Sacramento, CA
- $54.55 - $70.00 an hour
- Full-time
- Remote
- 7 years
- Bachelor's degree
- Fair chance
Quick Apply
Loan Review Senior Consultant
Crowe —Sacramento, CA
- $76,200 - $151,000 a year
- Full-time
- 3 years
- Finance
- Supervising experience
Quick Apply
8d
VP, Senior Commercial Underwriter
Exchange Bank —Roseville, CA
- $95,000 - $135,000 a year
- 7 years
- Word processing
- Data analysis skills
Quick Apply
Com'l Underwriter, Sr
Columbia Banking System —Roseville, CA
- $89,000 - $160,000 a year
- Full-time
- Writing skills
- Office
- Analysis skills
- Disability insurance
- Health insurance
Senior Business Development Underwriter, Commercial Lines - NorCal
ICW Group —Sacramento, CA
- $104,125.20 - $175,599.98 a year
- Full-time
- Hybrid work
- Office
- Finance
- Analysis skills
- Paid holidays
- Health insurance
Sr Consumer Loan Servicing Specialist - Credit Reporting/Disputes
Golden 1 Credit Union —Sacramento, CA
- $28 - $30 an hour
- Full-time
- Hybrid work
- Research
- High school diploma or GED
- Analysis skills
Quick Apply
Production Underwriter/Senior Production Underwriter - Workers' Compensation
Republic Indemnity —Woodland, CA
- $80,040 - $132,940 a year
- Full-time
- Hybrid work
- Marketing
- Analysis skills
- Bachelor's degree
- Commuter assistance
- Employee stock purchase plan
14d
Senior Underwriter, Middle Market Technology
Liberty Mutual —Sacramento, CA
- $69,000 - $179,000 a year
- Full-time
- 3 years
- Business development
- Analysis skills
6d

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Jr. Underwriter Assistant - Sacramento, CA
Bass Underwriters, Inc —Sacramento, CA
Interface with agents and insurance carriers. Network with current agents to cultivate relationships and seek new opportunities. 401(k) with company match up.
From $31.25 an hour
Underwriting Analyst
Sutter Health —Sacramento, CA
Bachelor's in business administration, health care administration, mathematics, statistics or related field. Demonstrated learning agility, in order to quickly…
$106,745.60 - $160,118.40 a year

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Senior Credit Quantitative Analyst, Investment Professional
Nationwide —Columbus, OH
Education: Bachelor’s degree in finance, economics, mathematics, statistics, engineering, computer science, or a related quantitative field preferred.
Sr Credit Analyst
Univar Solutions USA LLC —Dublin, OH
Analyze financial statements, credit reports, bank & trade references and other relevant information to assess credit risk and establish credit limits.

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senior credit analyst jobs near sacramento ca

Senior Commercial Credit Analyst

River City Bank -
Sacramento, CA

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Job Details

Full-time
$95,000 - $130,000 a year

Qualifications

Commercial banking expertise
Cash flow analysis
Phone communication
Word processing
Spreadsheets
Client rapport building
Financial statement analysis
Data analysis skills
Windows
Bachelor's degree
Financial report interpretation
Computer hardware
Desktop applications
Financial statement interpretation
Presentation creation
Productivity software
Client interaction via phone calls

Full Job Description

Description:

We are seeking a highly skilled Senior Commercial Credit Analyst to join our team. The ideal candidate will have a strong background in financial analysis, credit risk assessment, and commercial and industrial lending. As a Senior Commercial Credit Analyst, you will be responsible for analyzing financial data, assessing creditworthiness, and making recommendations on credit limits and terms.

In collaboration with Relationship and Portfolio Managers, the Senior Commercial Credit Analyst analyzes borrower financial information; prepares and presents formal written loan presentations for approval by Credit Management on new and existing loan transactions for mid-size to large companies with revenues exceeding $5 million; conducts ongoing financial analysis and credit monitoring on transactions within Bank’s loan portfolio.

Essential Functions

Analyzes and articulates transaction risk and recommends loans for approval for new and existing commercial customers. Loan types include, but are not limited to, working capital lines of credit, asset-based lines of credit, equipment loans, and owner-occupied real estate loans.
Analyzes borrower financial statements and tax returns for companies and individuals regarding net worth and cash flow and strengths/risks of loan repayment sources.
Identifies and summarizes risks related to third party reports and collateral valuations.
Prepares timely and concise formal, written credit recommendations with limited supervision, ensuring complete and accurate information.
Analyzes industry trends and ensures compliance with current legal requirements.
Monitors borrower financial performance in line with commercial loan documents; spreads financial statements ensuring resulting covenant calculations are accurate, complete, and adhere to approval conditions and loan documentation. Collaborates with Relationship Manager and Portfolio Manager to ensure borrower notifications are sent and approvals are obtained to resolve any violations in a timely manner.
Maintains close, professional communication with all bank departments, including Commercial Banking and Loan Center, and clients to ensure the timeliness of the renewal and new loan funding process.
Serves as the credit analyst for multiple loan transactions at a given time at varying stages of the loan origination process.
Supports Community Reinvestment Act (CRA) through business development efforts. Actively participates in community organizations.
Maintains a current knowledge of bank regulations. Ensures compliance with all Federal, State and Bank policies, procedures, and regulations.
Other duties as assigned.

Requirements:

Bachelor’s degree from an accredited college
One to five (typically five to ten for senior analyst) years of experience in credit analysis within a banking/lending environment
Knowledge of accounting, financial statement, and cash flow analysis
Excellent written and verbal communication, presentation, and interpersonal skills
Excellent organizational skills, with an ability to independently prioritize tasks and multi-task while completing complex transactions
Excellent attention to detail
Strong analytical and problem-solving skills
Proficient in computers with ability to use standard or specialized computer hardware and software packages, including word processing and spreadsheets in a Windows environment
Ability to consistently interact with clients under varying circumstances while maintaining a professional demeanor
Effectively communicate with clients over the phone and in person

Additional Comments:

River City Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, pregnancy, genetic information, disability, status as a protected veteran, or any other protected category under applicable federal, state, and local laws.

Note: River City Bank does not sponsor applicants for work visas.

For CA residents please read the Notice at Collection - California before applying.

NOTE: We are not currently accepting inquiries from recruiters or recruiting agencies. All applications must be submitted directly by the candidates.

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Refine Your Search

senior credit analyst jobs in sacramento ca

Senior Commercial Credit Analyst

Senior Real Estate Credit Administrator

Senior Portfolio Manager

Sr Commercial Loan Underwriter

Loan Review Senior Consultant

VP, Senior Commercial Underwriter

Com'l Underwriter, Sr

Senior Business Development Underwriter, Commercial Lines - NorCal

Sr Consumer Loan Servicing Specialist - Credit Reporting/Disputes

Production Underwriter/Senior Production Underwriter - Workers' Compensation

Senior Underwriter, Middle Market Technology

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