Top 13 Assistant director of underwriting Jobs in San Ramon, Ca

Director of Product – AI Underwriting
ARIVE —San Ramon, CA
- $160,000 - $200,000 a year
- Full-time
- Remote
- Office
- Master's degree
- Analysis skills
- Health insurance
- Dental insurance
Underwriting Assistant I
AmTrust Financial Services, Inc. —Concord, CA
- $16.90 - $25.00 an hour
- Full-time
- Hybrid work
- Microsoft Excel
- Mid-level
- Office
- Health insurance
- Dental insurance
Underwriting Assistant, Construction
Starr Companies —San Francisco, CA
- Full-time
- Mid-level
- Office
- Microsoft Office
14d
Underwriting Director, Ocean Marine
The Hartford —San Francisco, CA
- $140,000 - $210,000 a year
- Full-time
- Hybrid work
- Office
- Analysis skills
- Driver's License
Head of Underwriting
Delos Insurance Solutions —San Francisco, CA
- $175,000 - $200,000 a year
- Full-time
- Remote
- Continuous improvement
- Mentoring
- Senior level
- Health insurance
- Dental insurance
Quick Apply
PGIM Senior Director, Underwriter
Prudential —San Francisco, CA
- $175,000 - $185,000 a year
- Full-time
- Hybrid work
- Office
- 8 years
- Analysis skills
- Employee stock purchase plan
- Disability insurance
Assistant Vice President,Portfolio Manager
Western Alliance Bank —San Francisco, CA
- $115,435 - $140,000 a year
- Full-time
- Writing skills
- Mid-level
- Office
- Wellness program
- Health insurance
7d
Roamly - Director, Underwriting & Actuarial
The Ride Platform —San Francisco, CA
- $220,000 - $235,000 a year
- Full-time
- Hybrid work
- Finance
- Analysis skills
- Bachelor's degree
- Paid time off
- 401(k) matching
Quick Apply
PGIM Senior Director, Underwriter (Hybrid)
PGIM —San Francisco, CA
- $175,000 - $185,000 a year
- Full-time
- Hybrid work
- Office
- 8 years
- Analysis skills
- Employee stock purchase plan
- Disability insurance
Head of Contract Middle Market
Berkshire Hathaway Specialty Insurance —San Francisco, CA
- $250,000 - $325,000 a year
- Contract
- 11+ years
- Team management
- Experience equivalent to degree accepted
- Paid parental leave
- AD&D insurance
Quick Apply
Managing Director, Originations
Legalist —San Francisco, CA
- Remote
- Senior level
- Commercial
- 10 years
Senior Director, Senior Cyber Broker - NA FINEX
WTW —San Francisco, CA
- $175,000 - $300,000 a year
- Full-time
- 8 years
- Bachelor's degree
- Mentoring
- Paid jury duty
- Health savings account
6d

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Director of Product – AI Underwriting

ARIVE
San Ramon, CA

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Job Details

Full-time
$160,000 - $200,000 a year

Benefits

Health insurance
Dental insurance
Paid time off
Vision insurance
401(k) matching

Qualifications

Automated underwriting system
Federal Housing Administration (FHA) loans
Conventional mortgage loans
Real estate (financial collateral)
Real estate analysis experience in risk and credit
Collateral evaluation (loan underwriting)
FNMA
AI-driven automation
Veterans Affairs (VA) loans
Automated underwriting

Full Job Description

Director of Product – AI Underwriting

Full-Time
Location: Remote (US) - core Pacific Time working hours required; approximately 20% travel to our San Ramon office and to customers.
Compensation: The base salary range for this full-time position is $160,000 – $200,000 + 15% target performance-based bonus. The position is eligible for performance-based equity compensation.

About ARIVE

ARIVE (arive.com) is the industry's first integrated LOS, POS, and Pricing Engine with a connected Lender Marketplace, purpose-built for independent mortgage originators. We are a dynamic high-growth company revolutionizing digital mortgage originations, and our platform seamlessly connects independent loan originators, top-tier wholesale lenders, borrowers, referral partners, credit providers, and property and settlement service providers - creating a faster, more transparent, and more affordable path to homeownership.

About ARIVE AI

ARIVE AI brings agents into the core of the platform - built in, not bolted on. Its underwriting agent runs guideline-grounded rules across live loan files to produce Pre-Underwrite outputs: findings, checklists, and conditions that surface eligibility issues and documentation gaps. The agents also try to autonomously address any issues before a file ever reaches the lender underwriting. The result is cleaner files into every lender's process - and it only works if the rules behind it are right.

Position Overview

The Director of Product - AI Underwriting owns the correctness of ARIVE AI's Underwriting Rules and Pre-Underwrite outputs. This is an underwriting-expert-first role for someone who also understands the impact of AI: you bring deep, hands-on underwriting analysis and working AI fluency — reviewing prompts, shaping evaluation criteria, and reasoning about agent behavior — while our engineering team owns the low-level LLM development and evaluation infrastructure. You will verify that every rule ARIVE AI generates and applies is faithful to the agency guides and to each lender's specific guidelines and overlays, working directly with lenders and agencies to review rules — and you will stand behind what the Pre-Underwrite says.This is a remote position with core Pacific Time working hours, working closely with the ARIVE platform engineering team and reporting to executive leadership and to the Head of Product once that role is hired. You will start as a hands-on individual contributor, with the potential to grow a team as the domain scales.

Key Responsibilities

Rules Review & Verification: Review, test, and verify ARIVE AI Underwriting Rules against the agency guides and against each investor's guidelines and overlays. Approve rules before release and re-verify them as guidelines change. Verify the agents' autonomous actions with the same rigor - every automated issue resolution must be correct and guideline-compliant.
Lender & Agency Validation: Work directly with lender credit and underwriting teams, and with the agencies as applicable, to confirm rule accuracy and correctness — run validation reviews, leverage findings, reconcile interpretation differences, and maintain lender-specific rule sets as the source of truth.
Pre-Underwrite Output Ownership: Be responsible for Pre-Underwrite outputs end to end: audit findings, checklists, conditions, and the agents' autonomous issue resolutions for accuracy on real files; triage errors and drive root-cause fixes; own the accuracy bar for what "correct" means.
Underwriting Depth: Direct the rules' treatment of income, asset, credit, and collateral underwriting across agency and Non-QM programs - the full expertise map below.
AI Development Partnership: Work daily with platform engineers — who own low-level LLM development and evaluation infrastructure - to review and refine agent prompts, build evaluation datasets from the guides, design human-in-the-loop review and escalation, and validate agent output on messy, real-world files.
Guideline Change Management: Monitor agency and lender guideline updates and drive timely, verified rule changes so Pre-Underwrite outputs never drift from current policy.
Roadmap & Launch Partnership: Shape the AI Underwriting roadmap and partner closely with Product, Engineering, Sales, Onboarding, Support, Compliance, and Executive Leadership to successfully launch new capabilities, integrations, and strategic initiativesMetrics & Quality: Define and report the domain's quality KPIs — rule accuracy, false findings, condition quality, and lender acceptance of Pre-Underwrite outputs.

Underwriting Expertise

This role demands full-file depth across all four underwriting disciplines:

Income Underwriting: Wage-earner and self-employed income analysis (Forms 1084/1088, tax return and K-1 analysis), rental income, and Non-QM income methods - bank statement, P&L, 1099, DSCR, and asset-utilization/depletion programs.
Asset Underwriting: Asset sourcing and seasoning, large deposits, gift funds, business funds, earnest money, and reserve requirements across programs.
Credit Underwriting: Tradeline and derogatory-event analysis (waiting periods, extenuating circumstances), liabilities and DTI treatment, inquiries and letters of explanation, and DU/LPA findings interpretation and conditioning.
Collateral Underwriting: Appraisal review, property eligibility (including condos and unique property types), comparable and adjustment analysis, subject-property condition, and appraisal-risk flags (e.g., CU).

Breadth matters as much as depth: ARIVE AI's rules must hold up across agency and Non-QM programs — and Non-QM is exactly where lender-specific guidelines diverge most.

Qualifications

Must have: deep, demonstrated experience in detailed underwriting analysis — full-file review spanning the income, asset, credit, and collateral disciplines above — at senior scope.
10+ years in mortgage underwriting and/or agency credit policy. A Bachelors or Masters degree is a strong plus.
Mastery of agency guidelines — Fannie Mae Selling Guide, Freddie Mac Seller/Servicer Guide, and FHA Handbook 4000.1 — with VA and USDA experience valued; Non-QM underwriting experience strongly preferred.
Wholesale/TPO or correspondent lending background strongly preferred, including collaboration with lender underwriters, account executives, setup teams, etc.
Working knowledge of AI/LLM platforms and tools, and a genuine passion for technology. Should be able to review prompts, reason about agent behavior, and contribute to evaluations — plus familiarity with modern underwriting technology (AUS, income/asset verification tools, AI rules/analysis engines).
Willingness to travel approximately 20% — to our San Ramon office and to lender and agency partners. Bay Area–local candidates able to work regularly from the office are a strong plus.

What We Offer

Compensation: The base salary range for this full-time position is $160,000 – $200,000 + 15% target performance-based bonus. The position is eligible for performance-based equity compensation. Our salary ranges are determined by location, level, and role; individual compensation will be determined by experience, skills, and job-related knowledge.
Comprehensive health, dental, and vision coverage.
401(k) with employer match.
Flexible PTO.
Work closely with the ARIVE platform engineering team, owning a flagship domain of the platform.

Note: ARIVE is an Equal Opportunity Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status or any other characteristic protected by local, state, or federal laws, rules, or regulations.

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assistant director of underwriting jobs in san ramon, ca

Director of Product – AI Underwriting

Underwriting Assistant I

Underwriting Assistant, Construction

Underwriting Director, Ocean Marine

Head of Underwriting

PGIM Senior Director, Underwriter

Assistant Vice President,Portfolio Manager

Roamly - Director, Underwriting & Actuarial

PGIM Senior Director, Underwriter (Hybrid)

Head of Contract Middle Market

Managing Director, Originations

Senior Director, Senior Cyber Broker - NA FINEX

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Director of Product – AI Underwriting

About ARIVE

About ARIVE AI

Position Overview

Key Responsibilities

Underwriting Expertise

Qualifications

What We Offer

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