Top 14 Underwriter Jobs in Smithfield, Ri

FM Intellium Construction Underwriter
FM —Johnston, RI
- $138,000 - $198,000 a year
- Full-time
- Office
- Bachelor's degree
- Continuous improvement
- Disability insurance
- Health insurance
Assistant Vice President High-Hazard Underwriting Occupancy Specialist - Emerging Risks - Data Centers, Power Generation, Pulp & Paper, Construction
FM —Johnston, RI
- $134,080 - $192,700 a year
- Full-time
- Research
- Office
- Analysis skills
- 401(k)
- Tuition reimbursement
C/L Field Underwriter Senior
MAPFRE —Webster, MA
- $78,000 - $100,000 a year
- Research
- Analysis skills
- Travel
- Health insurance
- Tuition reimbursement
Underwriter
Rhode Island Housing —Providence, RI
- $75,222 - $105,310 a year
- Full-time
- Hybrid work
- 5 years
- Data analysis skills
- Research
- Health insurance
- Dental insurance
Quick Apply
4d
FM Intellium Construction Underwriter
Factory Mutual Insurance Company —Johnston, RI
- $138,000 - $198,000 a year
- Full-time
- Office
- Bachelor's degree
- Continuous improvement
- Disability insurance
- Health insurance
Underwriter
HUB International —Warwick, RI
- Full-time
- Microsoft Outlook
- Mid-level
- Office
Assistant Vice President High-Hazard Underwriting Occupancy Specialist - Emerging Risks - Data Centers, Power Generation, Pulp & Paper, Construction
Factory Mutual Insurance Company —Johnston, RI
- $134,080 - $192,700 a year
- Full-time
- Research
- Office
- Analysis skills
- 401(k)
- Tuition reimbursement
Senior Underwriter
HUB International —Warwick, RI
- Full-time
- Microsoft Outlook
- 5 years
- Office
Residential Loan Underwriter
Triumph-HR —Walpole, MA
- $32.68 - $38.93 an hour
- Full-time
- Microsoft Excel
- Microsoft Outlook
- 5 years
- Dental insurance
- Flexible spending account
Quick Apply
Senior Underwriter
McGowan and Company —United States
- Full-time
- Remote
- Background check
- 5 years
- Research
- Health savings account
- Paid holidays
Quick Apply

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Loan Operations Appraisal Coordinator
Bank of Canton —Canton, MA
Responsible for ordering Flood Determination Certificates for new and renewed commercial/construction loan facilities and for assurance that Bank is in…
$43,000 - $71,000 a year
Quick Apply
2d
Commercial Lender - Greater Hartford Market
Dime Bank —Norwich, CT
Negotiation: Negotiate and/or recommend credit terms, costs, rates, fees, covenants, and other loan specific terms in accordance with Bank’s credit risk…
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Underwriting Specialist - Private/Non-Profit Management Liability
CNA Insurance —Westerville, OH
Keeps current on state/territory issues and regulations, industry activity and trends and freely shares information with others.
$54,000 - $103,000 a year
Executive Underwriter or AVP, Underwriting Director- Construction Casualty
Zurich Insurance Company Ltd. —Ohio
Using a disciplined approach to exposure evaluation, risk assessment and pricing. Strong knowledge of underwriting philosophy, techniques, national/local filing…
$98,500 - $215,000 a year
7d

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underwriter jobs near smithfield, ri

FM Intellium Construction Underwriter

FM -
Johnston, RI

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Job Details

Full-time
$138,000 - $198,000 a year

Benefits

Disability insurance
Health insurance
Dental insurance
401(k)
Tuition reimbursement
Pension plan
Vision insurance

Qualifications

Customer communication
Data interpretation
Insurance for risk management
Terms and conditions negotiation

Full Job Description

Job Description:

Established nearly two centuries ago, FM is a leading mutual insurance company whose capital, scientific research capability and engineering expertise are solely dedicated to property risk management and the resilience of its policyholder-owners. These owners, who share the belief that the majority of property loss is preventable, represent many of the world’s largest organizations, including one of every four Fortune 500 companies. They work with FM to better understand the hazards that can impact their business continuity to make cost-effective risk management decisions, combining property loss prevention with insurance protection.

FM Intellium is seeking a Construction Underwriter to join a dynamic, growth-focused team. This is a client-facing, deal-leading role responsible for evaluating, structuring, and executing large-scale construction risks across complex infrastructure projects.

This position offers location flexibility, with candidates able to be based near any FM office.

Depending on the candidate’s experience and background, this role may also be considered at a senior level.

This role operates at the front line of underwriting, leading broker and client engagement, making pricing and underwriting decisions, and managing deals end-to-end within established authority. The ideal candidate thrives in a fast-paced environment, demonstrates strong judgment and commercial acumen, and effectively balances opportunity with risk.

Underwriting & Deal Leadership

Lead underwriting of complex construction projects, including direct engagement with brokers and clients
Evaluate risks, develop pricing strategies, and structure terms and conditions for large-scale builder’s risk placements
Make clear, well-supported underwriting recommendations, including appropriate capacity deployment and risk selection
Manage deals independently from initial engagement through execution, escalating selectively based on authority thresholds
Balance commercial objectives with underwriting discipline, adjusting approach based on project-specific risk factors

Risk Assessment & Portfolio Management

Analyze construction exposures, including contractor risk, project phasing, and key loss drivers
Align individual underwriting decisions with broader portfolio strategy, including aggregation, capacity deployment, and risk concentration
Maintain accurate and up-to-date documentation of underwriting decisions within internal systems
Monitor market conditions, competitor activity, and portfolio performance to inform decision-making

Client & Broker Engagement

Build and maintain strong relationships with brokers, clients, and internal stakeholders
Lead negotiations related to pricing, coverage structure, and terms and conditions
Communicate recommendations clearly and effectively, maintaining credibility and trust with external partners
Exercise appropriate challenge and negotiation discipline to achieve balanced outcomes

Collaboration & Continuous Improvement

Partner with engineering, client service, and underwriting leadership to deliver integrated risk solutions
Contribute to the development of underwriting frameworks, best practices, and scalable processes
Provide guidance and mentorship to team members, as appropriate
Leverage internal systems, tools, and technology to enhance underwriting effectiveness and efficiency

Qualifications:

10+ years of property underwriting experience
Demonstrated experience underwriting construction risks, including large or complex projects
Proven ability to manage deals end-to-end and operate within defined authority levels
Experience leading broker and client discussions, including negotiation of pricing and terms
Strong understanding of construction risk exposures, project structures, and loss drivers
Advanced analytical, problem-solving, and decision-making skills
Ability to assess and prioritize risks in a fast-paced, high-pressure environment
Excellent interpersonal, written, and verbal communication skills
Bachelor’s degree or equivalent experience required
CPCU, ARM, or advanced degree preferred

The final salary offer will vary based on geographic location, individual education, skills, and experience. The position is eligible to participate in FM’s comprehensive Total Rewards program that includes an incentive plan, medical, dental and vision insurance, life and disability insurance, well-being programs, a 401(k) and pension plan, career development opportunities, tuition reimbursement, flexible work, and time off, including vacation and sick time.

FM is an Equal Opportunity Employer and is committed to attracting, developing and retaining a diverse workforce.

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underwriter jobs in smithfield, ri

FM Intellium Construction Underwriter

Assistant Vice President High-Hazard Underwriting Occupancy Specialist - Emerging Risks - Data Centers, Power Generation, Pulp & Paper, Construction

C/L Field Underwriter Senior

Underwriter

FM Intellium Construction Underwriter

Underwriter

Assistant Vice President High-Hazard Underwriting Occupancy Specialist - Emerging Risks - Data Centers, Power Generation, Pulp & Paper, Construction

Senior Underwriter

Residential Loan Underwriter

Senior Underwriter

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