Top 16 Senior fraud analyst Jobs in Tempe, Az

Senior Merchant Credit and Transaction Risk Analyst
VANTAGE CARD SERVICES INC —Chandler, AZ
- Full-time
- 5 years
- Residential
- Bachelor's degree
- Health savings account
- AD&D insurance
Quick Apply
Fraud Risk Analyst
U.S. Bank National Association —Tempe, AZ
- $119,765 - $140,900 a year
- Full-time
- Mid-level
- Office
- Master's degree
- Paid holidays
- Disability insurance
8d
Trademark Fraud Investigative Analyst I
Global Patent Solutions —Scottsdale, AZ
- Full-time
- Word processing
- Bachelor of Science
- Mid-level
Authentication Fraud Strategy Analyst
U.S. Bank National Association —Tempe, AZ
- $119,765 - $140,900 a year
- Full-time
- Office
- 8 years
- SQL
- Paid holidays
- Disability insurance
Customer Due Diligence & Referral Management Senior Analyst – AML Compliance
LPL Financial Corp —Tempe, AZ
- $73,851 - $123,085 a year
- Full-time
- Mid-level
- 3 years
- Bachelor's degree
- Health insurance
- Paid time off
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Real Estate Analyst, West
Five Below Inc —Phoenix, AZ
- Full-time
- Mid-level
- Travel
- 1 year
- Health insurance
Quick Apply
8d
P&C Insurance (Personal & Commercial) Transformation Manager
Accenture —Scottsdale, AZ
- $87,400 - $293,800 a year
- Full-time
- Up to 50% travel
- 5 years
- Bachelor's degree
- Paid holidays
- Disability insurance
Manager, Network Recruitment
Oscar Health —Tempe, AZ
- $100,602 - $132,040 a year
- Remote
- 3 years
- Bachelor's degree
- Travel
- Paid parental leave
- Paid holidays
Quick Apply
Human Resources Analyst Senior
State of Arizona —Phoenix, AZ
- $55,000 - $62,000 a year
- Full-time
- OSHA
- Writing skills
- Research
- Paid parental leave
- Paid holidays
Senior Cybersecurity Engineer
Clayco —Phoenix, AZ
- Weekends as needed
- Background check
- Computer science
- Azure
- Paid holidays
- Disability insurance
Quick Apply
3d
Strategy Analyst
Carvana —Tempe, AZ
- Full-time
- Background check
- Computer Science
- English
- Wellness program
- Health insurance
Quick Apply
Data Scientist II
Oscar Health —Tempe, AZ
- $131,200 - $172,200 a year
- Hybrid work
- Mid-level
- Office
- Master's degree
- Paid parental leave
- Paid holidays
Quick Apply

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Senior Merchant Credit and Transaction Risk Analyst
VANTAGE CARD SERVICES INC —Chandler, AZ
Strong technical aptitude, including Excel, CRM solutions, case management systems, banking platforms, risk monitoring tools, and reporting systems.
Quick Apply
Customer Due Diligence & Referral Management Senior Analyst – AML Compliance
LPL Financial Corp —Tempe, AZ
Conducts due diligence reviews on prospective customers to determine the nature and purpose of customer relationship and develop an understanding of the types…
$73,851 - $123,085 a year
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Director Fraud Strategy
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Compliance Senior Analyst
The Ohio State University —Columbus, OH
OSUWMC Compliance Program establishes standards and procedures for all University representatives to ensure and promote compliance with applicable federal,…
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senior fraud analyst jobs near tempe, az

Senior Merchant Credit and Transaction Risk Analyst

VANTAGE CARD SERVICES INC
Chandler, AZ

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Job Details

Full-time

Benefits

Health savings account
AD&D insurance
Paid holidays
Disability insurance
Health insurance
Dental insurance
Flexible spending account
Employee assistance program
Vision insurance
401(k) matching
Employee discount
Life insurance

Qualifications

KYC
Underwriting verification process
Transaction monitoring
Automation software
Investigative financial records analysis
Financial software
Collaboration with product development teams
Continuous improvement
Financial records review
Economic sanctions regulations
Anti-Money Laundering (AML) compliance (compliance procedures implemented)
Credit history review
Payment card processing
ACH
Credit report review
Due diligence
CRM system proficiency
Collaboration with legal team
Portfolio risk management
Technical Proficiency
Office of Foreign Assets Control (OFAC)
Cross-functional communication
Anti-money laundering investigation

Full Job Description

About Inhabit

Inhabit operates a unique collective of tech-forward companies serving the residential, commercial, and short-term rental industries. Our team members deliver best-in-class software solutions and services while fostering innovation and collaboration with business leaders and industry experts. Inhabit believes that property managers are central to the success of the residential and short-term rental markets and delivers products built to empower them, their investors, and communities. Come help build the company you want to Inhabit. To learn more, visit inhabit.com.

Job Description Summary

As a Senior Merchant Credit and Risk Analyst, the primary responsibility is to monitor payment and merchant activity to identify suspicious, fraudulent, or high-risk behavior and help mitigate risk exposure across the Payments Division. This role serves as a key resource for transaction monitoring, risk investigations, account reviews, and ongoing portfolio oversight, while also supporting merchant underwriting and onboarding reviews as needed.

This position is ideal for someone who has broad payments risk experience, enjoys wearing multiple hats, and can quickly learn complex systems and workflows in depth. The role will also work closely with Product and Engineering teams to help improve and modernize Inhabit's risk management platform by providing operational feedback, identifying workflow gaps, testing new capabilities, and helping ensure future solutions meet real-world business and compliance needs.

What You'll Do (Functions & Responsibilities)

Transaction Monitoring & Risk Management

Monitor merchant and transaction activity to identify suspicious, fraudulent, or high-risk behavior across payment channels.
Investigate alerts, unusual activity, fraud indicators, return trends, chargeback activity, and other risk signals.
Review escalated transactions and merchant activity, document findings, and recommend appropriate action.
Evaluate merchant portfolios for risk exposure, chargeback thresholds, ACH return performance, prohibited MCC activity, compliance concerns, and loss prevention opportunities.
Maintain case documentation and prepare risk summaries, investigation notes, and recommendations for management.
Escalate material risk concerns and partner with internal teams to support resolution.

Merchant Underwriting Support

Serve as a backup resource for merchant underwriting, onboarding reviews, and periodic account reviews.
Verify and assess merchant application information, including KYB, KYC, OFAC screening, credit report review, financial statement review, and processing volume assessment.
Assist with approval, decline, reserve, exposure limit, delayed funding, or other risk mitigation recommendations.
Support compliance with card brand rules, ACH/NACHA requirements, AML/BSA expectations, and internal risk policies.

Systems, Product & Platform Development Partnership

Develop a deep understanding of Inhabit's risk tools, payment systems, workflows, and operational processes.
Partner with Product and Engineering teams to provide feedback on workflows, alerts, reporting, and case management functionality.
Help translate operational challenges into business requirements, testing scenarios, and process improvement opportunities.
Explain risk, compliance, and operational requirements to support platform development and enhancement efforts.
Participate in testing and validation of new tools, automation, and AI-enabled capabilities to ensure they meet real-world business needs.
Identify opportunities to reduce manual effort, improve efficiency, and strengthen risk controls through technology and process improvements.
Help ensure future platform enhancements effectively support transaction monitoring, underwriting, fraud prevention, compliance, and portfolio management activities.

Process Improvement & Team Support

Identify opportunities to improve workflows, strengthen controls, and increase operational efficiency.
Document procedures, workflow changes, business rules, and system requirements.
Collaborate with Sales, Legal, Product, Engineering, Accounting, Support, and Operations teams.
Share knowledge, investigative techniques, and industry best practices with team members.
Mentor and provide day-to-day guidance to junior analysts and new team members on underwriting, transaction monitoring, fraud investigations, portfolio risk management, and payment industry best practices.
Stay current on payment industry regulations, fraud trends, card network rules, and risk management best practices.

What We're Looking For (Minimum Qualifications)

5+ years of experience in payments risk, transaction monitoring, fraud operations, merchant underwriting, credit risk, financial crimes, or a similar risk-focused role.
Direct merchant acquiring experience is required.
Additional experience in a PayFac, payment processor, fintech, ISO, banking, or related payment environment preferred.
Strong understanding of transaction monitoring, fraud indicators, account reviews, portfolio risk management, chargebacks, ACH returns, and loss prevention practices.
Experience supporting or performing merchant underwriting, including KYB, KYC, OFAC, credit report review, financial statement review, and risk-based decisioning.
Working knowledge of card brand rules and regulations, including chargeback thresholds, prohibited MCC management, and network compliance considerations.
Understanding of ACH and NACHA guidelines as they relate to payment processing and risk management.
Working knowledge of AML/BSA compliance frameworks, OFAC screening, sanctions risk management, and related due diligence requirements.
Ability to learn systems deeply, identify process gaps, and communicate operational requirements clearly.
Experience working cross-functionally with Product, Engineering, Compliance, Legal, Sales, Operations, or similar teams.
Strong technical aptitude, including Excel, CRM solutions, case management systems, banking platforms, risk monitoring tools, and reporting systems.
Comfortable learning new technologies, automation tools, and evolving risk management platforms.
Demonstrated integrity, sound judgment, attention to detail, and ability to communicate risk decisions and findings clearly.

Education Requirements

Bachelor's Degree preferred or equivalent work experience.
CAMS, CFE, or equivalent AML, fraud, or risk certification is a plus.

Type

Full Time, Salaried, Exempt

Location

Remote

Benefits Include

Competitive Pay
Health Insurance: Medical, Dental, Vision and Prescription Plans
Health Savings Accounts
Flexible Spending Account
Dependent Flexible Spending Account
Critical Illness
Accident
Retirement Savings Plan (401K) with discretionary company match
Short- and Long-Term Disability
Company Paid $25,000.00 Life Insurance
Supplemental Life and AD&D Insurance
Employee Assistance Program
Paid Holidays
Paid Vacation
Paid Volunteer Time
Inhabit Employee Discount Programs

Our Company is an Equal Opportunity Employer and complies with all federal, state, and local laws, including providing reasonable accommodation to applicants.

#Inhabithires

#LI-CB1

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Refine Your Search

senior fraud analyst jobs in tempe, az

Senior Merchant Credit and Transaction Risk Analyst

Fraud Risk Analyst

Trademark Fraud Investigative Analyst I

Authentication Fraud Strategy Analyst

Customer Due Diligence & Referral Management Senior Analyst – AML Compliance

Real Estate Analyst, West

P&C Insurance (Personal & Commercial) Transformation Manager

Manager, Network Recruitment

Human Resources Analyst Senior

Senior Cybersecurity Engineer

Strategy Analyst

Data Scientist II

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